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3 star#

Sundaram Equity Savings Fund download report

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Hybrid: Equity Savings

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1 Lakh

Investment Grown to
₹ 1.24 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.29 Lakh

Suitability:

"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Sundaram Equity Savings-G -2.34 0.87 0.89 -2.77 -2.37 -3.58 6.12 7.34 6.55 6.83 7.07
VR MIP TRI* -2.69 1.11 1.20 -2.19 -2.82 -3.60 4.86 7.60 7.97 7.82 9.08
Hybrid: Equity Savings* -2.11 0.73 0.90 -2.16 -1.92 -2.65 5.51 7.44 6.66 7.27 7.07
Rank within category* 14 8 12 17 16 17 9 12 11 5 1
Number of funds in category* 22 22 22 22 22 22 22 21 14 7 1

As on 20-May-2022

* As on 22-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Equity Savings Fund
3 star#
 May-02 6.12 7.34 6.55 2.41% 360
SBI Equity Savings Fund - Regular Plan  | Invest Online
4 star
 May-15 5.66 8.96 7.61 1.19% 2,362
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
 Oct-14 8.48 8.76 8.29 2.14% 1,854
Axis Equity Saver Fund - Regular Plan
4 star
 Aug-15 4.70 7.17 7.71 2.20% 1,238
Mirae Asset Equity Savings Fund - Regular Plan  | Invest Online
5 star
 Dec-18 5.91 10.81 -- 1.43% 533

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.02 26-May-2020 - 02-Jun-2020 -6.66 11-Mar-2020 - 18-Mar-2020
Month 7.80 20-Mar-2009 - 21-Apr-2009 -13.84 20-Feb-2020 - 23-Mar-2020
Quarter 14.00 23-Mar-2020 - 22-Jun-2020 -13.57 23-Dec-2019 - 23-Mar-2020
Year 37.43 23-Mar-2020 - 23-Mar-2021 -10.18 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Sundaram Equity Savings-G 8.35 7.93 0.61 0.62 1.11 -0.81
VR MIP TRI 8.58 6.80 0.74 0.90 -- --
Hybrid: Equity Savings 8.35 9.10 0.55 0.58 1.23 -1.40
Rank within category 13 7 9 10 7 9
Number of funds in category 21 21 21 21 21 21

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 57
Number of Bonds 13
Average Maturity (yrs) 0.73
Top 10 Holdings (%) 38.25
Portfolio P/B Ratio 3.38
Portfolio P/E Ratio 25.08

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 5.22% GOI 15/06/2025 GOI Securities SOV 2.14 - 4.77 4.05
new Reserve Bank of India 182-D 01/09/2022 Treasury Bills SOV 0.00 - 2.74 2.74
new Reserve Bank of India 182-D 08/09/2022 Treasury Bills SOV 0.00 - 2.73 2.73
equal 5.45% LIC Housing Fin. 25/08/2023 Bonds/NCDs AAA 0.00 - 1.50 1.38
equal 5.15% GOI 2025 GOI Securities SOV 1.34 - 6.06 1.34
equal 7.99% REC 23/02/2023 Debenture AAA 0.00 - 0.69 0.57
equal 8.14% Maharashtra State 27/05/2025 State Development Loan SOV 0.00 - 1.37 0.29
equal 8.25% Indian Railway Finance Corporation 28/02/2024 Debenture AAA 0.14 - 0.83 0.14
equal NTPC 2023 Bonds AAA 0.14 - 0.82 0.14
equal 7.24% REC 31/12/2022 Non Convertible Debenture AAA 0.14 - 0.80 0.14
equal 6.40% National Bank Agr. Rur. Devp 31/07/2023 Non Convertible Debenture AAA 0.14 - 0.79 0.14
equal 6.18% GOI 2024 GOI Securities SOV 0.00 - 1.20 0.14
equal 5.50% Britannia Inds. 2024 Non Convertible Debenture AAA 0.00 - 0.01 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up HDFC Bank Financial 19.27 8.01 1.63 8.01
equal Asian Paints Materials 98.42 4.89 0.00 4.33
equal Ashok Leyland Automobile -- 3.93 0.00 3.93
equal ICICI Bank Financial 19.64 6.07 1.80 3.62
equal Tech Mahindra Technology 19.82 5.11 0.00 3.38
equal Hindustan Unilever Consumer Staples 61.54 3.80 0.00 3.01
equal Axis Bank Financial 14.64 3.01 0.52 2.45
equal Reliance Industries Energy 29.23 7.94 0.59 2.25
equal Polycab India Capital Goods 42.04 4.82 0.00 2.17
equal State Bank of India Financial 11.67 3.34 0.84 2.06
down Infosys Technology 27.70 8.84 0.00 1.65
down HDFC Financial 17.68 9.12 1.42 1.42
equal L&T Infotech Technology 30.85 1.97 0.00 1.31
equal Titan Company Consumer Discretionary 87.66 1.44 0.00 1.23
equal Tata Motors DVR Automobile -- 1.41 0.00 1.19
equal Canara Bank Financial 5.76 1.50 0.00 1.16
up Maruti Suzuki India Automobile 59.08 7.91 0.00 1.07
equal Bajaj Finserv Financial 43.87 1.28 0.00 1.03
equal Larsen & Toubro Construction 26.10 2.34 0.00 1.03
equal BEML Capital Goods 36.08 2.01 0.00 1.02
down United Spirits Consumer Staples 67.88 3.42 0.00 0.96
equal Tata Steel Metals & Mining 3.56 4.64 0.00 0.94
equal Jindal Steel & Power Metals & Mining 7.87 1.06 0.00 0.90
equal C.E. Info Systems Technology 81.07 0.93 0.00 0.85
up Jubilant FoodWorks Services 75.00 0.88 0.00 0.85

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Rohit Seksaria since 01-Jan-2022

Education: Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad

Experience: Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.

Funds Managed:

— Sudhir Kedia since 04-Jan-2022

Education: Mr. Kedia is CA, CMA and MBA.

Experience: Prior to joining Sundaram Mutual Fund, he has worked with Principal Mutual Fund, Mirae Asset Mutual Fund and ASK investment.

Funds Managed:

— Dwijendra Srivastava since 01-Jan-2022

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

0.87%

Change from previous, NAV as on 20-May-2022

Growth: ₹ 48.9170

IDCW Quarterly: ₹ 14.5702

IDCW Half Yearly: ₹ 13.5317

Investment Strategy

The scheme aims to provide capital appreciation and income distribution by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments.

Investment Details

Min. Investment (₹) 100
Min. Addl Investment (₹) 100
Min. SIP Investment (₹) 100
Min. No of Cheques 6
Min. Withdrawal (₹) 100
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 23-May-2002
Return Since Launch: 7.78%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 360 Cr (As on 30-Apr-2022)
Expense: 2.41% (As on 31-Mar-2022)
Risk Grade: Below Average
Return Grade: Below Average
Turnover: 443.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Half Yearly24-Mar-20220.5000

 17-Dec-20210.5260
 17-Jun-20210.4950
 17-Dec-20200.6139
 17-Dec-20190.1417
 17-Jun-20190.4516
 15-Jun-20180.1240
 15-Dec-20170.7400
 23-Dec-20160.2261
 23-Oct-20150.1069
 24-Sep-20150.0367
 24-Feb-20150.0195
 23-Jan-20150.1952
 24-Dec-20140.0076
 24-Nov-20140.1471
 22-Oct-20140.0536
 24-Sep-20140.0687
 22-Aug-20140.0606
 24-Jul-20140.0933
 24-Jun-20140.0603
 23-May-20140.1776
 23-Apr-20140.0581
 24-Jun-20130.0312
 26-May-20130.0597
 22-Mar-20130.0440
IDCW Quarterly24-Mar-20220.2640

 17-Dec-20210.2556
 17-Sep-20210.2502
 17-Jun-20210.2562
 17-Mar-20210.2523
 17-Dec-20200.3161
 17-Sep-20200.2966
 17-Dec-20190.1546
 17-Jun-20190.3060
 17-Sep-20180.1631
 15-Jun-20180.1353
 15-Dec-20170.2213
 15-Sep-20170.2475
 16-Jun-20170.5116
 17-Mar-20170.1291
 23-Sep-20160.5717
 24-Jun-20160.2359
 24-Dec-20150.0540
 24-Sep-20150.0212
 24-Mar-20150.2836
 24-Dec-20140.2543
 24-Sep-20140.2342
 24-Jun-20140.3836
 24-Jun-20130.0779
 22-Mar-20130.0440

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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