Sundaram Equity Savings Fund

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Value Research Rating

3 star

Analyst’s Choice

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Riskometer

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Moderate

₹66.0781 0.19%

As on 15-Jul-2024

Returns

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Calculate SIP Returns of Sundaram Equity Savings Fund

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk info

This fund has Moderate risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of Sundaram Equity Savings Fund

Asset Allocation

Split between different types of investments

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Market Cap Weightage

Split between categories of Equity investments

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Peer Comparison

Other details of Sundaram Equity Savings Fund

Assets info

₹841 Cr

Exit Load (Days) info

--

Min. Investment (₹)

100

Min. Withdrawal (₹)

100

Min. SIP Investment (₹)

100

Min. No of Cheques

6

Investment Strategy

The scheme aims to provide capital appreciation and income distribution by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments.

Suitability

"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Capital Gains Taxation

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

FAQ for Sundaram Equity Savings Fund

Sundaram Equity Savings Fund invests about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit.

Mutual funds can be bought directly from the website of the fund house. For instance, Sundaram Equity Savings Fund fund can be purchased from the website of Sundaram Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of Sundaram Equity Savings Fund is ₹66.0781 as of 16-Jul-2024.

The AUM of Sundaram Equity Savings Fund Fund is ₹841 Cr as of 30-Jun-2024

The riskometer level of Sundaram Equity Savings Fund is Moderate. See More

Company Percentage of Portfolio

Reserve Bank of India T-Bills 364-D 02/01/2025

2.87

GOI Sec 7.37 23/10/2028

1.81

Small Industries Devp. Bank of India Ltd SR I Debenture 7.43

1.77

GOI Sec 5.22 15/06/2025

1.76

National Bank For Agriculture & Rural Development SR 24E Debenture 7.80 15/03/2027

1.19
See More

As of 30-Jun-2024, Sundaram Equity Savings Fund had invested 44.9% in Equity, 42.76% in Cash & Cash Eq. and 12.34% in Debt See More

Sundaram Equity Savings Fund is 22 years 2 months old. It has delivered 8.46% returns since inception. See More

1Y
3Y
5Y
7Y
10Y
Since Inception
18.29%
11.23%
10.67%
8.77%
8.85%
8.46%

No, There is no lock in period in Sundaram Equity Savings Fund.

The expense ratio of Sundaram Equity Savings Fund is 2.16.

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