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Unrated

Aditya Birla Sun Life Savings Fund - Retail Plan download report


1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Ultra-short Duration debt funds predominantly invest in bonds maturing in three to six months. They aim to earn slightly better returns over liquid funds but with a marginally higher degree of volatility.

They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for the next six months up to 1-1.5 years. Investors who want to avoid the complexity of wading through the very finely classified categories of debt funds can simply give these funds a miss and stick to liquid funds for this investing need. But those, who want slightly better returns and can withstand a little more volatility, can consider ultra-short duration funds.

The risk of incurring a loss in these funds over the said timeframe is low but they do not guarantee returns or safety of capital. Remember, they are geared to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit, but are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Aditya Birla SL Savings Ret-G 1.33 0.05 0.17 -0.01 0.66 1.68 3.71 5.71 6.50 7.13 7.78
CCIL T Bill Liquidity Weight 0.57 -0.01 0.02 -0.06 0.27 0.84 1.87 2.75 3.34 3.72 4.28
Debt: Ultra Short Duration 1.09 0.04 0.12 0.01 0.58 1.42 3.30 4.70 5.19 5.90 7.03

As on 23-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Savings Fund - Retail Plan  | Invest Online
Unrated
Nov-01 3.71 5.71 6.50 0.24% 16,314
Aditya Birla Sun Life Savings Fund  | Invest Online
4 star
Nov-01 3.71 5.71 6.50 0.49% 16,314
SBI Magnum Ultra Short Duration Fund  | Invest Online
4 star
May-99 3.20 5.00 6.03 0.49% 14,144
HDFC Ultra Short Term Fund - Regular Plan  | Invest Online
4 star
Sep-18 3.29 5.17 -- 0.64% 14,076
ICICI Prudential Ultra Short Term Fund  | Invest Now
5 star
May-11 3.60 5.60 6.32 0.87% 13,266

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 1.48 24-Mar-2020 - 31-Mar-2020 -0.87 17-Mar-2020 - 24-Mar-2020
Month 2.00 24-Mar-2020 - 23-Apr-2020 -1.00 25-Feb-2020 - 26-Mar-2020
Quarter 3.85 24-Mar-2020 - 24-Jun-2020 0.13 24-Dec-2019 - 24-Mar-2020
Year 10.54 24-Jul-2013 - 24-Jul-2014 3.66 12-May-2021 - 13-May-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Aditya Birla SL Savings Ret-G 5.82 0.84 2.73 6.97 1.06 3.01
CCIL T Bill Liquidity Weight 2.86 0.36 -1.85 -5.13 -- --
Debt: Ultra Short Duration 4.80 1.07 1.54 4.68 1.09 2.01

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 133 163 123 41
Modified Duration (yrs) 0.49 0.62 0.47 0.35
Average Maturity (yrs) 0.50 0.64 0.48 0.38
Yield to Maturity (%) 5.04 5.04 4.06 4.51
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal HDFC 28/10/2024 Debenture AAA 0.00 - 4.07 3.69
equal Reliance Retail Ventures 164-D 29/07/2022 Commercial Paper A1+ 0.00 - 3.36 3.03
equal Reliance Retail Ventures 172-D 30/08/2022 Commercial Paper A1+ 0.00 - 3.35 3.02
equal National Bank Agr. Rur. Devp 2023 Commercial Paper A1+ 0.00 - 3.40 2.65
equal 4.75% Axis Bank 30/06/2022 Fixed Deposits -- 0.00 - 2.73 2.45
equal Reserve Bank of India 182-D 08/09/2022 Treasury Bills SOV 0.00 - 2.68 2.42
equal Reliance Retail Ventures 173-D 12/09/2022 Commercial Paper A1+ 0.00 - 2.67 2.41
equal Indusind Bank 2022 Certificate of Deposit A1+ 0.00 - 2.35 2.12
new Bharti Enterprises 230-D 14/12/2022 Commercial Paper A1+ 0.00 - 1.87 1.87
equal 8.15% GOI 2022 Central Government Loan SOV 0.00 - 4.55 1.82
equal Can Fin Homes 361-D 27/09/2022 Commercial Paper A1+ 0.00 - 2.00 1.80
equal SIDBI 23/03/2023 Commercial Paper A1+ 0.00 - 1.95 1.76
equal Shriram Transport Finance Company 16/06/2023 Non Convertible Debenture AA+ 0.00 - 1.92 1.72
new Indusind Bank 20/10/2022 Certificate of Deposit A1+ 0.00 - 1.65 1.65
equal Reliance Industries 21/09/2023 Debenture AAA 0.00 - 1.76 1.58
equal Tata Realty and Infrastructure 146-D 22/06/2022 Commercial Paper A1+ 0.00 - 1.69 1.52
new Tata Steel 120-D 18/08/2022 Commercial Paper A1+ 0.00 - 1.51 1.51
equal HDFC 30/09/2024 Debenture AAA 0.00 - 1.67 1.51
equal Indusind Bank 13/09/2022 Certificate of Deposit A1+ 0.00 - 1.67 1.51
equal Tata Capital Financial Services 222-D 28/09/2022 Commercial Paper A1+ 0.00 - 1.67 1.50
equal IDFC First Bank 2023 Certificate of Deposit A1+ 0.00 - 1.64 1.48
up National Bank Agr. Rur. Devp 14/02/2023 Commercial Paper A1+ 0.00 - 1.47 1.47
equal 8.21% Haryana State 31/03/2023 State Development Loan SOV 1.25 - 1.62 1.45
equal 8.24% Gujarat State 25/04/2023 State Development Loan SOV 0.00 - 1.48 1.32
equal SIDBI 2023 Commercial Paper A1+ 0.00 - 1.47 1.32

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Monika Gandhi since 22-Mar-2021

Education: Ms. Gandhi is CA, CAIIB and B.Com.(Hons)

Experience: Prior to joining Aditya Birla Sun life Mutual Fund, she was a Deputy General Manager in IDBI Bank for 13 years wherein she handled project appraisal, credit evaluation and credit monitoring for Large and Mid-Corporates.

— Sunaina da Cunha since 20-Jun-2014

Education: Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.

Experience: Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

Funds Managed:


0.05%

Change from previous, NAV as on 23-May-2022

Growth: ₹ 426.9772

IDCW Weekly: ₹ 100.3690

More

IDCW Daily: ₹ 100.0001

Discipline Advantage Plan: ₹ 254.5003


Investment Strategy

The scheme aims to generate regular income from a portfolio of debt and money market instruments, cash and cash equivalents.

Investment Details

Min. Investment (₹) 10,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 27-Nov-2001
Return Since Launch: 7.34%
Benchmark: NIFTY Ultra Short Duration Debt Index B-I
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 16,314 Cr (As on 30-Apr-2022)
Expense: 0.24% (As on 28-Feb-2017)
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily23-May-20220.0546

 20-May-20220.0135
 19-May-20220.0208
 18-May-20220.0268
 17-May-20220.0073
 02-May-20220.0390
 29-Apr-20220.0118
 28-Apr-20220.0069
 27-Apr-20220.0061
 26-Apr-20220.0144
 25-Apr-20220.0444
 22-Apr-20220.0113
 21-Apr-20220.0242
 20-Apr-20220.0344
 19-Apr-20220.0483
 18-Apr-20220.0741
 12-Apr-20220.0203
 11-Apr-20220.0463
 07-Apr-20220.0174
 06-Apr-20220.0168
 05-Apr-20220.0168
 04-Apr-20220.0445
 31-Mar-20220.0288
 30-Mar-20220.0130
 29-Mar-20220.0153
IDCW Weekly20-May-20220.1180

 13-May-20220.0392
 29-Apr-20220.0840
 22-Apr-20220.1187
 18-Apr-20220.1031
 04-Apr-20220.1445
 25-Mar-20220.0840
 21-Mar-20220.1653
 11-Mar-20220.0681
 04-Mar-20220.0205
 25-Feb-20220.0591
 18-Feb-20220.1091
 11-Feb-20220.1451
 04-Feb-20220.0343
 28-Jan-20220.0479
 21-Jan-20220.0687
 14-Jan-20220.1122
 07-Jan-20220.1044
 31-Dec-20210.0884
 24-Dec-20210.0415
 17-Dec-20210.0464
 10-Dec-20210.0853
 03-Dec-20210.0564
 26-Nov-20210.0400
 22-Nov-20210.1171
IDCW Fortnightly11-Feb-20110.0307

 28-Jan-20110.0284
 14-Jan-20110.0330
 28-Dec-20100.0249
 14-Dec-20100.0231
 29-Nov-20100.0246
 15-Nov-20100.0319
 28-Oct-20100.0231
 14-Oct-20100.0246
 28-Sep-20100.0215
 14-Sep-20100.0192
 30-Aug-20100.0144
 16-Aug-20100.0204
 28-Jul-20100.0166
 14-Jul-20100.0190
 28-Jun-20100.0134
 14-Jun-20100.0173
 28-May-20100.0139
 14-May-20100.0173
 28-Apr-20100.0136
 15-Apr-20100.0189
 29-Mar-20100.0123
 15-Mar-20100.0103
 02-Mar-20100.0120
 15-Feb-20100.0141
IDCW Monthly11-Feb-20110.0307

 28-Jan-20110.0503
 31-Dec-20100.0529
 26-Nov-20100.0446
 29-Oct-20100.0508
 24-Sep-20100.0351
 27-Aug-20100.0298
 30-Jul-20100.0368
 25-Jun-20100.0276
 28-May-20100.0260
 30-Apr-20100.0350
 26-Mar-20100.0226
 26-Feb-20100.0227
 29-Jan-20100.0269
 29-Dec-20090.0237
 27-Nov-20090.0242
 30-Oct-20090.0317
 25-Sep-20090.0240
 28-Aug-20090.0248
 31-Jul-20090.0361
 26-Jun-20090.0283
 29-May-20090.0385
 24-Apr-20090.0293
 30-Mar-20090.0414
 27-Feb-20090.0414

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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