Baroda BNP Paribas Liquid Fund

Value Research Rating

3 star

Analyst’s Choice

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Riskometer

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Low to Moderate

₹2,980.3001

As on 18-May-2025

Returns

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Calculate SIP Returns of Baroda BNP Paribas Liquid Fund

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk

info

This fund has Low to Moderate risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of Baroda BNP Paribas Liquid Fund

Asset Allocation

Split between different types of investments

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Credit Rating Weightage

Split between categories of Equity investments

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Peer Comparison

Fund name
Rating
VR Opinion
Risk info
Return (%)
Expense Ratio (%) info
Baroda BNP Paribas Liquid Fund
3 star
unlock fund advisor
Low to Moderate
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0.31
4 star
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Moderate
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0.34
5 star
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Low to Moderate
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0.19
4 star
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Low to Moderate
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0.21
4 star
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Low to Moderate
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0.19

Other details of Baroda BNP Paribas Liquid Fund

Assets

info

₹11,337 Cr

Exit Load (Days)

info

0.01 (1)

Min. Investment (₹)

5,000

Min. Withdrawal (₹)

1

Min. SIP Investment (₹)

500

Min. No of Cheques

6

Investment Strategy

The scheme aims to generate income with high liquidity by investing in a portfolio of money market and debt instruments.

Suitability

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
  • No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
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FAQ for Baroda BNP Paribas Liquid Fund

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Baroda BNP Paribas Liquid Fund through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Baroda BNP Paribas Liquid Fund can be bought from the Baroda BNP Paribas Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

The latest declared NAV of Baroda BNP Paribas Liquid Fund, is ₹2,980.3001 as of 17-May-2025.

Company Percentage of Portfolio

Indian Oil Corporation Ltd CP 69-D 16/06/2025

4.37

Export-Import Bank Of India CP 181-D 03/06/2025

3.73

Reserve Bank of India T-Bills 91-D 30/05/2025

3.51

Hindustan Petroleum Corporation Ltd CP 64-D 10/06/2025

3.50

Reserve Bank of India T-Bills 91-D 12/06/2025

3.50
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Over the past five years, Baroda BNP Paribas Liquid Fund has delivered an annualised return of 5.43% as of 17-May-2025.

The minimum investment required to start investing in Baroda BNP Paribas Liquid Fund is ₹5,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.