Deploying a Lump Sum the Right Way

Deploying a large lump sum the right way is one of the most common investing dilemmas — whether it comes from a bonus, inheritance, property sale or business gains. In this episode of Investors' Hangout, Dhirendra Kumar decodes how to decide between a liquid fund, arbitrage fund or short-term parking option, how long to spread your STP into equity funds, and how to manage market-timing risk when moving a big amount into equities. The conversation covers practical investment planning, tax-efficiency considerations for investors in higher tax brackets, and simple rules that help you avoid behavioural mistakes while deploying a lump sum. If you're looking for guidance on lump-sum investing, STP strategy, asset allocation and safe parking avenues before entering equity markets, this episode is a must-watch!