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Investors' Hangout  |   12-Sep-2025  |  Value Research

100% Equity in Retirement: Risk Check

Can you retire with a 100% equity portfolio and still stay financially secure? In this episode of Investors' Hangout, Dhirendra Kumar explores whether investors should rely entirely on equity mutual funds, index funds, or direct stocks in retirement, or if a mix of debt funds, balanced advantage funds, and hybrid strategies is essential for stability. We break down the risks of market volatility, sequence-of-returns risk, and portfolio drawdowns, while also looking at scenarios where high equity exposure might work. If you're planning your retirement corpus, asset allocation, or withdrawal strategy, this discussion will give you the frameworks and insights you need to make informed choices about equity vs debt in retirement planning.