For investors, the most important decision

The most important question that every saver has to answer when they start investing is this: which cryptocurrency should they put all their money in? Right? Well, not really. This column is not meant for those sorts of people. I'm trying to answer the fundamental question: equity or mutual funds? Note that in both cases, the final goal is to invest in stocks and generate wealth with the kind of returns that comes from equity. The question is actually whether one should directly invest in stocks or invest in stocks through equity mutual funds. That question comes up sooner when savers first graduate from being just depositors to actual investors and learn the power of equity returns. The important thing is that one cannot come upon the right decision by just passively absorbing what is being said or written in the media and on social media. If you go by the noise levels alone, then you will inevitably be driven towards equity. Equity investing generates far more news and excitement than any other type of asset - th