Ask Value Research

Are LIC investments better than mutual funds?

When you mix insurance with investment, you neither get good investment management nor a sufficient insurance cover, says Dhirendra Kumar

Value Research

When you mix insurance with investment, you neither get good investment management nor a sufficient insurance cover, says Dhirendra Kumar

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Is it advisable to invest in investment plans of LIC?
- Anonymous

Absolutely not! Go to LIC only for buying insurance and the best insurance to buy is term insurance. You will be able to get a good cover for yourself at a small premium. And while buying insurance, you should look at it as a cost to buy protection for your family. Nothing more and nothing less! Don't consider it as an investment. When you mix insurance with investment, neither you get good investment management nor a sufficient insurance cover.

This article was originally published on July 08, 2020.

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