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Health plan cover for domiciliary expenses

You decide the adequate amount of sum insured based on your lifestyle, current health conditions and your family history of illnesses

Please suggest a health insurance which provide coverage for domiciliary expenses. Normally all insurance will provide coverage for hospitalization while our corporate plan (from the employer) covers both.
- Sandeep Rana

There are many health insurance plans that cover domiciliary expenses. You can choose Apollo Munich Optima Restore, or Religare Health Insurance Care. These plans have a good past claim record. You decide the adequate amount of sum insured based on your lifestyle, current health conditions and your family history of illnesses. Check the premium applicable for your age and based on your affordability. Remember that most health policies will not reimburse you for any treatment undergone within 30 days of buying the policy. You can check most of the points by going through the brochure available on the insurance company's website.

This article was originally published on January 06, 2017.

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