Investors' Journeys

Investing as a single parent

Practical money choices when you're doing it all alone

Financial planning priorities every single parent must get right

Summary: Single parenting is not just an emotional journey, it is a financial one too. This piece reflects on the real trade-offs single parents face, from money and support to risk and resilience, and why stability, not perfection, matters most over the long run. This is a subject close to my heart. I have lived it. As a single parent, I am often asked how I managed. The honest answer is that it is daunting and challenging on many levels. A single parent carries full responsibility for a child’s health, social development, extracurricular activities and, most importantly, academic progress. Managing all of this can quickly become overwhelming. Time management and multitasking are not optional skills; they are essential. In any case, balancing a career and a household is demanding. Doing so while raising a child single-handedly makes it even harder. This is why single parents must seek support, whether from fa

This article was originally published on January 20, 2026.

This story is not available as it is from the Mutual Fund Insight February 2026 issue

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