'SIP helps investors stay disciplined amid volatility'

Model-driven vs human-led portfolios? We see investing as a balance of discipline and judgement. Our proprietary frameworks, ScoreAlpha in equities and GIMS in fixed income, bring model-driven discipline to stock selection, risk control and portfolio construction. A growing share of large-cap portfolios is now anchored by model-based frameworks. Meanwhile, mid- and small-cap strategies still benefit from fund manager discretion, as they often require on-ground research that no model can fully capture. We believe this hybrid approach will endure: quantitative models provide discipline and transparency, while fund managers apply judgement where human intui

This article was originally published on October 27, 2025.