"Sab set hai yaar"... until it wasn't

You know how every family has that one relative who says, "Sab set hai yaar," even when nothing actually is?

That was Mr Sinha.

Successful businessman. Loved his whiskey, his wife, and his weekend golf. Over the years, he built a rock-solid portfolio-mutual funds, stocks, savings schemes. Easily worth a crore, maybe more. But did he ever put it all down in one place?

Of course not.

Everything was in his head. Some emails here, a few dusty files there, and login IDs scribbled in an old diary that even his wife didn't know existed.

Then one day, life did what life does.

Mr Sinha landed in the hospital. Emergency. The family needed money-fast.

And guess what?
Nobody knew where the money was.

No account numbers.
No login details.
No updated list.

Meanwhile, hospital bills were soaring.

What did the family do? The usual.

• Took a loan against the house.
  
• Sold gold.
  
• Borrowed from relatives they hadn't spoken to since 2014.

And all this while, Rs 1 crore of Mr Sinha's money just sat there. Untouched. Invisible. Waiting to be found.

It wasn't just about missing money. It was about missing peace of mind. About losing time you can't afford to lose when someone's fighting for their life.

And that's when the family finally acted smart.

This entire situation could have been avoided.

If Mr Sinha had tracked his investments with the Value Research Portfolio tool, the family wouldn't have wasted time, sold gold, or taken loans.

All it would've taken was one simple step-getting organised.

With Value Research Portfolio, he could've:

• Found and organised all his investments in one click using MF Central and Account Aggregator
  
• Seen every mutual fund, stock, bond, NPS, and PPF in one place
  
• Made sure the money was ready and accessible when the family needed it most
  

Mr Sinha pulled through. The family's stress came down. And most importantly, they learnt a lesson they'll never forget:

Investing is important. But tracking is non-negotiable.

Because your money should never play hide and seek when life gets serious.

Organise your portfolio. Track it. Make sure your loved ones know how to access it.

Do it today. Not someday. Before your portfolio becomes a family mystery.

Click. Think. Invest. Repeat.

Start tracking now

Also read: Agatha Christie's investing mysteries: Case closed

This article was originally published on May 09, 2025.