Make the most of your NPS investments with our NPS Performance Tool

The NPS (National Pension System) has become one of India's preferred retirement planning options, thanks to its tax benefits and potential for higher returns compared to traditional options like EPF (Employees' Provident Fund) and PPF (Public Provident Fund).

However, investing in NPS comes with its own set of challenges:

• Lack of transparency regarding investment performance
  
• Difficulty in comparing schemes across fund managers
  
• Limited insights and analysis

These drawbacks make it challenging for investors to determine how to maximise their returns and build a substantial retirement corpus.

That's why at Value Research, we have developed the NPS Performance Tool - a solution that provides clarity and actionable insights, helping you make informed investment decisions and maximise your NPS returns.

Suggested read: NPS investor? Don't make this mistake

How to use the NPS Performance Tool

Getting started with the NPS Performance Tool is quite simple. Below is a step-by-step guide to help you.

#1 Visit the tool
Head over to Value Research's NPS Performance Tool.

#2 Select your plan type
Choose the NPS plan or Tier that you want to analyse. Options include equity, corporate debt, government securities, or alternative investments. This helps you focus on funds that align with your portfolio.

#3 Compare schemes
Use the comparison feature to evaluate fund performance over varying time periods (six months, one year, three years, five years, seven years and 10 years) and for different investment values. This allows you to assess a scheme's short- and long-term performance. Once done, you can shortlist a few funds and dive deeper into each to better understand their performance.

#4 Gain valuable insights
Make data-driven decisions with the insights provided. Whether it's switching to a better-performing fund or staying invested in a consistent performer, the NPS Performance Tool empowers you to remain in control of your investments.

Suggested read: The better option for regular income: NPS or equity savings funds?

How will the NPS Performance Tool benefit you?

Here's how the NPS Performance Tool can help you make smarter investment choices:

• Provides in-depth performance analysis: The tool helps you track returns across multiple time horizons to evaluate fund performance. This will also help you identify and invest in the top-performing schemes and weed out the underperformers.
  
• Fund manager-based comparison: Using the tool, you can assess funds not just by returns but also by the track record of their fund managers to make wiser investment decisions.
  
• Enhances transparency: The tool's unbiased data metrics give you the clarity and confidence to make the right investing choices.
  
• Helps you stay aligned with your goals: Regular insights help you fine-tune your investments and stay on track with your retirement objectives.
  
• Saves time: Using our tool means saying goodbye to hours of manual research, as you can get customised, actionable insights with just a few clicks.
  
• User-friendly interface: The NPS Performance Tool's intuitive interface makes it easy for everyone to navigate and use, whether you're a new or an existing NPS subscriber.

Ready to get started?

Our retirement savings deserve the right tools to grow efficiently. So, don't wait; take control of your NPS investments right away with the Value Research NPS Performance Tool.

Click here to get started.

Don't leave your retirement to chance - empower yourself with smart, data-driven decisions today.

Also read: NPS: The ultimate retirement solution you can't afford to ignore

This article was originally published on January 22, 2025.