I am running SIPs in different funds. Kindly guide if these are the right choices or I need to make changes.
— Himanshu
Reason for our reshuffling:
s Your portfolio was way too diversified with 11 schemes. We have reduced it to seven.
s There was too much exposure to one fund house. We have ensured that you are now well diversified across fund houses.
s We reworked your portfolio keeping your current schemes in mind and introduced just one more scheme.
s You now have an increased exposure to large-cap funds, which should form the core of your portfolio.
s We have loweed the exposure to the mid-cap and gold fund.
This article was originally published on April 18, 2012.