Ask Value Research

Equity Fund Investments

We take a look at a portfolio of diversified equity funds & give suggestions on which funds to hold

I invested Rs 2,000 each through monthly SIPs in IDFC Sterling Fund, DSPBR Top 100 Equity Fund, Fidelity Equity and Rs 3,000 in Franklin India Bluechip and Rs 1,000 in Kotak Gold Fund. Is the portfolio well diversified? Do I need to make any changes to the holdings? I want to invest additional Rs 2,000 every month in a mutual fund for the next five years. Kindly suggest a good fund.
— Sameer Kulkarni

Scheme Name	Category	Rating	SIP (Rs)
Franklin India Bluechip	Eq:Large Cap	*** * * * ***	3,000
DSPBR Top 100 Equity	Eq:Large Cap	*** * * * ***	2,000
Fidelity Equity	Eq:Large & Mid Cap	*** * * ***	2,000
IDFC Sterling Equity	Eq:Mid & Small Cap	*** * ***	2,000
Kotak Gold	Gold: Funds	Not Rated	1,000

Rating as on March 31, 2012

Your portfolio at a glance:

Equity exposure: 93% Number of stocks: 113
* Top 3 stocks: Reliance Industries, ICICI Bank, Infosys
* Top 3 sectors: Financial, Energy, Technology
* Top 3 sector allocation: 45%

Suggestions:
* Replace IDFC Sterling Equity with IDFC Premier Equity
* Consider Quantum Long Term Equity (Equity: Multi Cap) as the additional fund

This article was originally published on April 16, 2012.

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