I have invested in Birla Sun Life Flexi Cash Flow. The investment is for a period of 20 years, of which 6 years have been completed. Should I continue?
-Abdul Rehman
You’ve invested in a ULIP, which mix insurance and investment but fail to provide the best of either one of them. The insurance coverage of a ULIP is rarely adequate, and if investment is your primary goal, you should opt for a good mutual fund. We would suggest that you look at your ULIP policy document carefully to see the kind of insurance you're getting. Look at other options for both insurance and investment instead of going for a ULIP.
This article was originally published on April 03, 2012.
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