Ask Value Research

Fund Buying Options

It doesn’t matter from where you invest in a mutual fund because the entry load has been abolished…

Is it advisable to purchase a mutual fund directly through the fund company or through a demat account? What funds would you suggest for a new investor with an investment horizon of 3 years?
-Mahesh

It doesn’t matter from where you buy a mutual fund. You can invest through the fund company or through a fund distributor or through a bank, and it would make no difference because the entry load on funds has been abolished. The mode of purchase is entirely a matter for your convenience and comfort.

If you're a first-time investor, invest via SIPs in a balanced fund. This will allow you to understand the mechanics of fund investing at low risks.

This article was originally published on March 22, 2012.

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