Ask Value Research

Traditional Insurance Policies

A traditional insurance policy won't give you high returns, but it will compensate that by providing adequate cover…

I have LIC’s Jeevan Tarang policy that has a quarterly premium of Rs 14,030. The tenure of the policy is 15 years and the sum assured is Rs 8 lakh. I have been paying the premium for 4 years, should I continue or not?
-Ganesh

Jeevan Tarang is a traditional policy by LIC. While such policies don’t give you high returns, they compensate that by giving you adequate insurance cover. Such policies give you guaranteed returns that can be on the lower side. If you’ve invested in it for higher returns, you should carefully study the policy document and take a decision.

This article was originally published on March 05, 2012.

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