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Less the Risk

A portfolio that has 75 per cent in mid- & small-cap and multi-cap funds is high on risk…

I have been investing Rs 2,000 through SIPs in HSBC Equity, HDFC Equity, IDFC Premier Equity and BSL Dividend Yield Plus Fund. Please comment and suggest change in funds as I have additional Rs 5,000 to invest each month.?
Naveen Kumar

Fund   Category  Rating  SIP (Rs)
BSL Dividend Yield Plus Mid & Small Cap ***** 2,000
DSPBR Top 100 Equity Large Cap ***** 3,000
HDFC Equity Multi Cap ***** 2,000
ICICI Pru Focused Bluechip Eq Large Cap ***** 3,000
ICICI Pru MT Prem Plus Income ***** 1,000
IDFC Premier Equity Mid & Small Cap ***** 2,000
Rating as on September 2011

Your portfolio currently has 75 per cent allocation to mid- and small-caps and multi-cap funds, which makes it high on risk. The selected funds are good barring HSBC Equity, which has not been amongst the best performing large-cap funds. You should consider exiting HSBC Equity.

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