I have been investing Rs 2,000 through SIPs in HSBC Equity, HDFC Equity, IDFC Premier Equity and BSL Dividend Yield Plus Fund. Please comment and suggest change in funds as I have additional Rs 5,000 to invest each month.?
— Naveen Kumar
Your portfolio currently has 75 per cent allocation to mid- and small-caps and multi-cap funds, which makes it high on risk. The selected funds are good barring HSBC Equity, which has not been amongst the best performing large-cap funds. You should consider exiting HSBC Equity.