I will be getting married by end of this year and wish to save regularly for it over the next nine months. Instead of keeping the amount in my savings bank account, I would like to invest it in 'risk-free' debt investments. Please suggest a fund.
– Raj Kumar Sinha
Mutual fund investments are subject to market risks and are not risk-free. If risk-free investment is what you desire, you will be better of with a bank recurring deposit. These guarantee you interest as well as capital unlike mutual funds that do not guarantee you returns or capital protection.
This article was originally published on February 17, 2011.
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