I have an SIP in Reliance Growth, HDFC Top 200, Sundaram BNP Paribas Select Mid Cap and Benchmark CNX 500. I also have an SIP in Reliance Vision but I stopped my SIP in Reliance Equity. I am thinking of switching the units in both funds to Reliance Regular Savings Fund. Please advise.-
Venkat
You definitely have a penchant for schemes from Reliance Mutual Fund. You have 3 schemes from the fund house and want to add one more. A basic principle of portfolio management is exposing oneself to different stocks in various sectors via a credible set of mutual funds. Avoid a bias towards any fund house. It could lead to style or fund management overlap.
Visit our website, www.valueresearchonline.com and enter your investments in the My Portfolio tool. Your investments are too tilted towards mid- and small-cap stocks, approximately 30-33 per cent. You have stopped your investment in Reliance Equity, want to end it in Reliance Vision and transfer all units to Reliance Regular Savings Fund. This is a good move. Even then, your portfolio would have a strong a mid-cap tilt. Do consider some exposure to a large-cap fund.
This article was originally published on July 19, 2010.
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