IDFC First Bank Peer Comparison
NSE: IDFCFIRSTB | BSE: 539437
₹71.74
As on 26-Oct-2026IST
Market cap
₹61,797 Cr
Revenue (TTM)
₹43,944 Cr
P/E Ratio
20.6
P/B Ratio
1.3
Div. Yield
0.3 %
| IDFC First Bank | The Federal Bank | IDBI Bank | IndusInd Bank | Bank Of India | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
61,797 | 85,319 | 82,234 | 65,585 | 57,546 |
Interest Income (₹ Cr) |
43,944 | 31,552 | 30,953 | 45,484 | 80,092 |
Net Interest Income (₹ Cr) |
23,332.69 | 13,428.06 | 14,811.47 | 18,187.30 | 27,384.65 |
NIM (%) |
-- | -- | -- | -- | -- |
RoA (%) |
0.70 | 1.33 | 1.85 | 0.54 | 1.02 |
Price to Earnings |
20.56 | 16.44 | 9.90 | 21.85 | 4.60 |
Price-To-Book |
1.26 | 2.07 | 1.28 | 0.97 | 0.67 |
Income Statement (₹ Cr)
| IDFC First Bank | The Federal Bank | IDBI Bank | IndusInd Bank | Bank Of India | |
|---|---|---|---|---|---|
|
Interest Earned
|
43,944.12 | 31,551.50 | 30,952.56 | 45,484.22 | 80,092.00 |
|
Other Income
|
8,369.99 | 4,930.65 | 5,486.21 | 7,455.32 | 10,989.61 |
|
Total Income
|
52,314.11 | 36,482.15 | 36,438.77 | 52,939.54 | 91,081.61 |
|
Interest Expended
|
20,611.43 | 18,123.44 | 16,141.09 | 27,296.92 | 52,707.35 |
|
Operating Expenses
|
23,445.60 | 9,432.28 | 10,122.82 | 15,429.84 | 18,767.30 |
|
Operating Profit before Prov. & Cont.
|
7,185.54 | 7,834.22 | 10,581.64 | 9,179.54 | 17,259.51 |
|
Provisions and Contingencies
|
4,550.90 | 1,842.38 | -873.71 | 6,184.83 | 3,366.32 |
|
Profit Before Tax
|
1,807.00 | 5,863.43 | 11,624.45 | 1,210.46 | 13,552.70 |
|
Taxes
|
699.90 | 1,705.20 | 2,744.95 | 1,027.07 | 4,080.40 |
|
Profit after Tax
|
3,006.28 | 5,378.85 | 8,303.62 | 3,000.88 | 12,160.24 |
|
Minority Interest
|
0.00 | -198.63 | -25.98 | 0.00 | -5.40 |
|
Share of Associate
|
0.00 | 9.56 | 25.16 | 0.11 | 356.61 |
|
Consolidated Profit
|
3,006.28 | 5,189.78 | 8,302.80 | 3,000.99 | 12,511.45 |
Liabilities (₹ Cr)
| IDFC First Bank | The Federal Bank | IDBI Bank | IndusInd Bank | Bank Of India | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
49,574.77 | 42,754.01 | 72,492.08 | 67,921.20 | 94,042.09 |
|
Minority Interest
|
0.00 | -198.63 | -25.98 | 0.00 | -5.40 |
|
Deposits
|
3,48,368.51 | 3,42,188.91 | 3,55,224.30 | 4,28,831.90 | 10,40,729.43 |
|
Borrowings
|
53,967.86 | 37,995.74 | 32,639.54 | 53,780.91 | 1,21,965.98 |
|
Other Liabilities & Provisions
|
18,633.60 | 19,127.16 | 22,336.40 | 29,614.37 | 34,696.71 |
|
Total Liabilities
|
3,99,774.64 | 4,02,080.80 | 4,67,386.12 | 5,43,393.92 | 11,79,551.59 |
Assets (₹ Cr)
| IDFC First Bank | The Federal Bank | IDBI Bank | IndusInd Bank | Bank Of India | |
|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
11,318.11 | 16,807.90 | 43,344.00 | 18,073.34 | 54,918.73 |
|
Balances with Banks and Money at Call
|
3,732.69 | 9,392.20 | 18,388.51 | 44,862.22 | 57,063.26 |
|
Investments
|
1,02,270.40 | 84,242.44 | 1,22,777.34 | 1,06,391.16 | 2,99,477.51 |
|
Advances
|
3,35,640.86 | 3,12,823.18 | 2,71,530.17 | 3,63,104.34 | 8,49,703.19 |
|
Net Block
|
2,512.96 | 1,420.16 | 9,684.99 | 2,419.52 | 11,670.44 |
|
Other Assets
|
14,792.21 | 18,456.23 | 17,154.25 | 45,199.55 | 18,579.81 |
|
Miscellaneous Exp. Not Written Off
|
-- | -- | -- | -- | -- |
|
Total Assets
|
3,99,774.64 | 4,02,080.80 | 4,67,386.12 | 5,43,393.92 | 11,79,551.59 |
Cashflow (₹ Cr)
| IDFC First Bank | The Federal Bank | IDBI Bank | IndusInd Bank | Bank Of India | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
6,816.64 | 4,349.11 | 16,761.75 | 992.89 | 4,752.86 |
|
Cash Flow from Investing Activities
|
-14,143.49 | -11,109.04 | 1,422.15 | -633.73 | -328.56 |
|
Cash from Financing Activities
|
4,994.27 | 2,069.26 | -5,764.62 | -10,911.77 | -5,672.09 |
|
Net Cash Inflow / Outflow
|
-2,332.58 | -4,690.68 | 12,419.29 | -10,552.61 | -1,247.79 |
Ratios
Profitability Ratios
| IDFC First Bank | The Federal Bank | IDBI Bank | IndusInd Bank | Bank Of India | |
|---|---|---|---|---|---|
|
Yield on Advances
|
14.46 | 10.70 | 11.44 | 14.64 | 9.89 |
|
Yield on Investments
|
7.45 | 6.72 | 8.13 | 6.77 | 7.29 |
|
Interest Spread
|
8.62 | 5.57 | 7.31 | 8.26 | 5.11 |
|
NIM (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
ROE (%)
|
6.20 | 12.54 | 11.77 | 4.49 | 13.60 |
|
ROA (%)
|
0.70 | 1.33 | 1.85 | 0.54 | 1.02 |
|
Cost to Income Ratio
|
75.30 | 52.52 | 47.50 | 63.59 | 51.40 |
Growth Ratios
| IDFC First Bank | The Federal Bank | IDBI Bank | IndusInd Bank | Bank Of India | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
14.63 | 9.78 | 6.96 | -3.85 | 8.55 |
|
EBIT Growth (%)
|
-2.62 | 20.40 | -5.38 | -13.90 | 3.92 |
|
Net Profit Growth (%)
|
109.20 | 33.70 | -10.38 | 495.13 | 28.06 |
|
EPS Growth (%)
|
78.03 | 30.98 | -10.57 | 495.18 | 24.69 |
|
Book Value Growth (%)
|
23.97 | 11.38 | 18.47 | 1.42 | 13.16 |
Valuation Ratios
| IDFC First Bank | The Federal Bank | IDBI Bank | IndusInd Bank | Bank Of India | |
|---|---|---|---|---|---|
|
Price / Earnings
|
20.56 | 16.44 | 9.90 | 21.85 | 4.60 |
|
Price / Book Value
|
1.26 | 2.07 | 1.28 | 0.97 | 0.67 |
|
Dividend Yield (%)
|
0.35 | 0.35 | 0.00 | 0.18 | 3.68 |
|
EV/EBITDA
|
-758.68 | 22.93 | 11.39 | 21.56 | 8.89 |
|
Market Cap (₹ Cr)
|
50,596.82 | 63,912.09 | 66,126.93 | 58,650.65 | 62,396.07 |