IDFC First Bank Financials
NSE: IDFCFIRSTB | BSE: 539437
₹86.71
As on 04-Sep-2026 15:59IST
Market cap
₹74,724 Cr
Revenue (TTM)
₹41,958 Cr
P/E Ratio
32.4
P/B Ratio
1.5
Div. Yield
0.3 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Interest Earned
|
41,957.76
|
40,548.82
|
36,501.64
|
30,325.11
|
22,727.81
|
17,172.69
|
|||||
|
Other Income
|
7,956.30
|
7,873.57
|
6,976.66
|
5,931.73
|
4,467.28
|
3,172.59
|
|||||
|
Total Income
|
49,914.06
|
48,422.39
|
43,478.30
|
36,256.84
|
27,195.09
|
20,345.28
|
|||||
|
Interest Expended
|
19,701.02
|
19,333.05
|
17,207.80
|
13,870.30
|
10,090.64
|
7,465.07
|
|||||
|
Operating Expenses
|
22,632.06
|
21,903.80
|
18,891.60
|
16,147.73
|
12,108.24
|
9,596.65
|
|||||
|
Operating Profit before Prov. & Cont.
|
7,580.98
|
7,185.54
|
7,378.90
|
6,238.81
|
4,996.22
|
3,283.56
|
|||||
|
Provisions and Contingencies
|
4,863.58
|
5,378.54
|
5,514.73
|
2,381.65
|
1,664.82
|
3,108.59
|
|||||
|
Profit Before Tax
|
2,717.40
|
1,807.00
|
1,864.17
|
3,857.16
|
3,331.40
|
174.97
|
|||||
|
Taxes
|
412.49
|
196.44
|
373.82
|
914.81
|
846.47
|
42.66
|
|||||
|
Profit after Tax
|
2,304.91
|
1,610.56
|
1,490.35
|
2,942.35
|
2,484.93
|
132.31
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Share of Associate
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Consolidated Profit
|
2,304.91
|
1,610.56
|
1,490.35
|
2,942.35
|
2,484.93
|
132.31
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
48,775.98
|
47,403.81
|
38,155.78
|
32,273.58
|
25,847.55
|
21,082.12
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Deposits
|
3,11,713.88
|
2,94,312.16
|
2,52,010.23
|
2,00,570.20
|
1,44,469.50
|
1,05,539.63
|
|||||
|
Borrowings
|
41,396.76
|
36,632.64
|
38,983.79
|
50,935.74
|
57,212.09
|
52,962.60
|
|||||
|
Other Liabilities & Provisions
|
18,903.21
|
21,426.03
|
14,758.94
|
12,430.26
|
12,352.90
|
10,561.39
|
|||||
|
Total Liabilities
|
4,20,789.83
|
3,99,774.64
|
3,43,908.74
|
2,96,209.78
|
2,39,882.05
|
1,90,145.73
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
11,389.22
|
11,310.97
|
13,985.47
|
10,988.46
|
10,562.28
|
11,281.25
|
|||||
|
Balances with Banks and Money at Call
|
1,969.34
|
1,455.53
|
1,113.61
|
1,492.70
|
3,216.40
|
4,421.12
|
|||||
|
Investments
|
94,934.57
|
85,645.97
|
80,505.24
|
74,500.12
|
60,913.28
|
45,934.56
|
|||||
|
Advances
|
2,94,480.79
|
2,80,390.60
|
2,33,112.53
|
1,94,592.37
|
1,51,794.53
|
1,17,857.80
|
|||||
|
Net Block
|
2,612.65
|
2,512.96
|
2,662.54
|
2,580.04
|
1,914.49
|
1,307.93
|
|||||
|
Other Assets
|
15,263.60
|
18,345.50
|
12,455.73
|
11,961.57
|
11,262.50
|
9,263.66
|
|||||
|
Miscellaneous Exp. Not Written Off
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
4,20,789.83
|
3,99,774.64
|
3,43,908.74
|
2,96,209.78
|
2,39,882.05
|
1,90,145.73
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
6,816.64
|
14,465.09
|
11,542.89
|
3,563.00
|
2,679.13
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-14,143.49
|
-3,477.79
|
-9,886.70
|
-11,995.74
|
-2,960.47
|
|||||
|
Cash from Financing Activities
|
--
|
4,994.27
|
-8,668.31
|
-2,953.71
|
6,509.04
|
10,210.59
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
-2,332.58
|
2,318.99
|
-1,297.52
|
-1,923.69
|
9,929.25
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
2.67
|
1.87
|
2.04
|
4.16
|
3.75
|
0.21
|
|||||
|
Cash EPS (₹)
|
2.67
|
2.87
|
3.18
|
5.05
|
4.41
|
0.83
|
|||||
|
Adjusted Book Value (₹)
|
56.22
|
54.78
|
51.91
|
45.57
|
39.00
|
33.88
|
|||||
|
Dividend per Share (₹)
|
0.29
|
0.25
|
0.25
|
--
|
--
|
--
|
|||||
|
Cash Flow per Share (₹)
|
--
|
7.92
|
19.76
|
16.33
|
5.38
|
4.31
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
-14.38
|
8.15
|
10.47
|
-0.11
|
-2.10
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Yield on Advances
|
--
|
14.46
|
15.66
|
15.58
|
14.97
|
14.57
|
|||||
|
Yield on Investments
|
--
|
7.45
|
7.00
|
5.80
|
5.83
|
6.88
|
|||||
|
Interest Spread
|
--
|
8.62
|
9.74
|
10.07
|
9.97
|
9.86
|
|||||
|
NIM (%)
|
--
|
5.60
|
5.87
|
5.84
|
5.58
|
5.41
|
|||||
|
ROE (%)
|
4.81
|
3.78
|
4.24
|
10.14
|
10.60
|
0.68
|
|||||
|
ROA (%)
|
0.59
|
0.43
|
0.47
|
1.10
|
1.16
|
0.07
|
|||||
|
Cost to Income Ratio
|
--
|
75.30
|
71.91
|
72.13
|
70.79
|
74.51
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
12.32
|
11.09
|
20.37
|
33.43
|
32.35
|
7.54
|
|||||
|
EBIT Growth (%)
|
-382.94
|
-2.62
|
18.27
|
-99.99
|
52.16
|
29.20
|
|||||
|
Net Profit Growth (%)
|
13.95
|
8.07
|
-49.35
|
18.41
|
1,778.15
|
-72.62
|
|||||
|
EPS Growth (%)
|
55.23
|
-8.01
|
-51.09
|
10.84
|
1,664.43
|
-75.00
|
|||||
|
Book Value Growth (%)
|
--
|
23.97
|
17.98
|
24.81
|
22.52
|
17.69
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
32.42
|
31.41
|
27.00
|
18.11
|
14.65
|
186.33
|
|||||
|
Price / Book Value
|
1.54
|
1.07
|
1.06
|
1.65
|
1.41
|
1.17
|
|||||
|
Dividend Yield (%)
|
0.29
|
0.43
|
0.46
|
--
|
--
|
--
|
|||||
|
EV/EBITDA
|
13.20
|
12.14
|
10.74
|
16.71
|
18.74
|
23.64
|
|||||
|
Close Price (₹)
|
79.49
|
58.85
|
54.96
|
75.40
|
55.05
|
39.70
|
|||||
|
High Price (₹)
|
87.00
|
87.00
|
86.10
|
100.74
|
64.30
|
62.00
|
|||||
|
Low Price (₹)
|
58.08
|
52.46
|
52.60
|
52.45
|
28.95
|
37.60
|
|||||
|
Market Cap (₹ Cr)
|
74,724.36
|
50,596.82
|
40,235.76
|
53,299.41
|
36,412.23
|
24,653.22
|