IDFC First Bank Financials

NSE: IDFCFIRSTB | BSE: 539437

₹86.71

up-down-arrow-0.79 (-0.90%)

As on 04-Sep-2026 15:59IST

Market cap

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₹74,724 Cr

Revenue (TTM)

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₹41,958 Cr

P/E Ratio

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32.4

P/B Ratio

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1.5

Div. Yield

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0.3 %

Income Statement (₹ Cr)

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Interest Earned
41,957.76
40,548.82
36,501.64
30,325.11
22,727.81
17,172.69
Other Income
7,956.30
7,873.57
6,976.66
5,931.73
4,467.28
3,172.59
Total Income
49,914.06
48,422.39
43,478.30
36,256.84
27,195.09
20,345.28
Interest Expended
19,701.02
19,333.05
17,207.80
13,870.30
10,090.64
7,465.07
Operating Expenses
22,632.06
21,903.80
18,891.60
16,147.73
12,108.24
9,596.65
Operating Profit before Prov. & Cont.
7,580.98
7,185.54
7,378.90
6,238.81
4,996.22
3,283.56
Provisions and Contingencies
4,863.58
5,378.54
5,514.73
2,381.65
1,664.82
3,108.59
Profit Before Tax
2,717.40
1,807.00
1,864.17
3,857.16
3,331.40
174.97
Taxes
412.49
196.44
373.82
914.81
846.47
42.66
Profit after Tax
2,304.91
1,610.56
1,490.35
2,942.35
2,484.93
132.31
Minority Interest
--
--
--
--
--
--
Share of Associate
--
--
--
--
--
--
Consolidated Profit
2,304.91
1,610.56
1,490.35
2,942.35
2,484.93
132.31

Liabilities (₹ Cr)

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Shareholder's Funds
48,775.98
47,403.81
38,155.78
32,273.58
25,847.55
21,082.12
Minority Interest
--
--
--
--
--
--
Deposits
3,11,713.88
2,94,312.16
2,52,010.23
2,00,570.20
1,44,469.50
1,05,539.63
Borrowings
41,396.76
36,632.64
38,983.79
50,935.74
57,212.09
52,962.60
Other Liabilities & Provisions
18,903.21
21,426.03
14,758.94
12,430.26
12,352.90
10,561.39
Total Liabilities
4,20,789.83
3,99,774.64
3,43,908.74
2,96,209.78
2,39,882.05
1,90,145.73

Assets (₹ Cr)

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Cash and Balance with Reserve Bank of India
11,389.22
11,310.97
13,985.47
10,988.46
10,562.28
11,281.25
Balances with Banks and Money at Call
1,969.34
1,455.53
1,113.61
1,492.70
3,216.40
4,421.12
Investments
94,934.57
85,645.97
80,505.24
74,500.12
60,913.28
45,934.56
Advances
2,94,480.79
2,80,390.60
2,33,112.53
1,94,592.37
1,51,794.53
1,17,857.80
Net Block
2,612.65
2,512.96
2,662.54
2,580.04
1,914.49
1,307.93
Other Assets
15,263.60
18,345.50
12,455.73
11,961.57
11,262.50
9,263.66
Miscellaneous Exp. Not Written Off
--
--
--
--
--
--
Total Assets
4,20,789.83
3,99,774.64
3,43,908.74
2,96,209.78
2,39,882.05
1,90,145.73

Cashflow (₹ Cr)

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Cash From Operating Activities
--
6,816.64
14,465.09
11,542.89
3,563.00
2,679.13
Cash Flow from Investing Activities
--
-14,143.49
-3,477.79
-9,886.70
-11,995.74
-2,960.47
Cash from Financing Activities
--
4,994.27
-8,668.31
-2,953.71
6,509.04
10,210.59
Net Cash Inflow / Outflow
--
-2,332.58
2,318.99
-1,297.52
-1,923.69
9,929.25

Financials Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Adjusted EPS (₹) info
2.67
1.87
2.04
4.16
3.75
0.21
Cash EPS (₹) info
2.67
2.87
3.18
5.05
4.41
0.83
Adjusted Book Value (₹) info
56.22
54.78
51.91
45.57
39.00
33.88
Dividend per Share (₹) info
0.29
0.25
0.25
--
--
--
Cash Flow per Share (₹) info
--
7.92
19.76
16.33
5.38
4.31
Free Cash Flow per Share (₹) info
--
-14.38
8.15
10.47
-0.11
-2.10

Profitability Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Yield on Advances info
--
14.46
15.66
15.58
14.97
14.57
Yield on Investments info
--
7.45
7.00
5.80
5.83
6.88
Interest Spread info
--
8.62
9.74
10.07
9.97
9.86
NIM (%) info
--
5.60
5.87
5.84
5.58
5.41
ROE (%) info
4.81
3.78
4.24
10.14
10.60
0.68
ROA (%) info
0.59
0.43
0.47
1.10
1.16
0.07
Cost to Income Ratio info
--
75.30
71.91
72.13
70.79
74.51

Growth Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Revenue Growth (%) info
12.32
11.09
20.37
33.43
32.35
7.54
EBIT Growth (%) info
-382.94
-2.62
18.27
-99.99
52.16
29.20
Net Profit Growth (%) info
13.95
8.07
-49.35
18.41
1,778.15
-72.62
EPS Growth (%) info
55.23
-8.01
-51.09
10.84
1,664.43
-75.00
Book Value Growth (%) info
--
23.97
17.98
24.81
22.52
17.69

Valuation Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Price / Earnings info
32.42
31.41
27.00
18.11
14.65
186.33
Price / Book Value info
1.54
1.07
1.06
1.65
1.41
1.17
Dividend Yield (%) info
0.29
0.43
0.46
--
--
--
EV/EBITDA info
13.20
12.14
10.74
16.71
18.74
23.64
Close Price (₹) info
79.49
58.85
54.96
75.40
55.05
39.70
High Price (₹) info
87.00
87.00
86.10
100.74
64.30
62.00
Low Price (₹) info
58.08
52.46
52.60
52.45
28.95
37.60
Market Cap (₹ Cr) info
74,724.36
50,596.82
40,235.76
53,299.41
36,412.23
24,653.22
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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