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SG Finserve Key Ratios

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NSE: SGFIN | BSE: 539199

₹609.00

up-down-arrow ₹7.45 (1.24%)

As on 25-Sep-2026 11:04IST

Market cap

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₹3,984 Cr

Revenue (TTM)

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₹403 Cr

P/E Ratio

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25.4

P/B Ratio

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2.6

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 29.13 101.66 106.45 74.09 180.19
EBIT 27.06 114.19 129.69 78.73 200.43
Net Profit 26.99 118.95 58.72 60.92 152.69
EPS 25.77 85.72 65.59 44.85 44.93
Book Value -- -- 38.14 21.01 68.93
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 88.1220.6792.6091.7183.46
Net Margin info 42.9141.3638.9338.2647.57
Return on equity info 10.799.7212.3910.879.54
Return on Assets info 4.405.144.763.843.85

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
--
9.32
6.82
11.96
6.22
Peer Median
--
10.43
11.96
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

12.39

Higher than Peers by 4.76

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
12.39
10.87
9.54
11.94
6.99
Peer Median
7.63
8.04
11.09
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

4.76

Higher than Peers by 2.22

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
4.76
3.84
3.85
5.50
3.39
Peer Median
2.54
2.65
3.12
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

92.60

Higher than Peers by 35.99

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
92.60
91.71
83.46
89.19
79.43
Peer Median
56.62
41.25
35.43
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

38.93

Higher than Peers by 7.70

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
38.93
38.26
47.57
41.42
43.86
Peer Median
31.23
18.04
47.63
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

Lower than Peers by 0.00

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
0.00
38.49
47.95
41.51
44.48
Peer Median
0.00
0.00
0.00
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

106.45

Higher than Peers by 93.43

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
106.45
96.16
-10.41
357.72
--
Peer Median
13.02
15.11
-3.64
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

129.69

Higher than Peers by 122.41

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
129.69
115.55
-16.17
413.97
4,436.09
Peer Median
7.28
-6.34
1.52
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

58.72

Higher than Peers by 39.13

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
58.72
57.62
3.06
326.95
2,246.55
Peer Median
19.59
58.01
1.47
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

65.59

Higher than Peers by 65.59

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
65.59
34.99
1.37
220.51
184.85
Peer Median
0.00
16.31
-5.32
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
--
61.31
12.58
54.29
5,731.44
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
--
1.86
1.54
1.20
0.95
Peer Median
--
0.14
0.25
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
--
0.06
1.37
1.19
0.86
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.54

Lower than Peers by 1.13

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
1.54
2.67
0.12
0.10
2.14
Peer Median
2.67
1.27
1.95
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.54

Lower than Peers by 1.13

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
1.54
2.67
0.12
0.10
2.14
Peer Median
2.67
2.02
2.37
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

2.28

Lower than Peers by 1.44

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
2.28
2.28
4.45
2.64
3.97
Peer Median
3.72
2.43
3.71
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

25.41

Higher than Peers by 3.20

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
25.41
21.17
28.09
28.72
105.93
Peer Median
22.21
23.73
30.80
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

2.60

Higher than Peers by 1.23

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
2.60
1.86
2.53
2.83
3.77
Peer Median
1.37
1.42
2.12
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
--
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

17.33

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
17.33
16.96
25.24
18.51
70.26
Peer Median
--
13.93
22.87
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

3,984

Higher than Peers by 2,678

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SG Finserve
3,984
2,703
2,275
2,257
1,950
Peer Median
1,307
1,373
1,470
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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