SG Finserve Financials

NSE: SGFIN | BSE: 539199

₹674.50

₹-3.10 (-0.46%)

As on 08-Sep-2026 12:24IST

Market cap

₹4,423 Cr

Revenue (TTM)

₹403 Cr

P/E Ratio

28.2

P/B Ratio

2.9

Div. Yield

0 %

Income Statement (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Operating Income	402.51	333.41	169.97	189.72	41.45	0.32
Other Income	0.26	0.25	0.28	--	0.51	1.88
Total Income	402.77	333.66	170.26	189.72	41.96	2.19
Interest Expense	163.71	134.46	31.98	64.19	8.42	0.00
Operating Expenses	29.03	26.97	27.62	20.33	8.49	1.07
Exceptional Income/Expenses	--	--	--	--	--	--
Profit before Tax	209.29	171.55	110.16	105.03	25.02	1.12
Taxes	52.47	43.89	29.17	26.44	6.61	0.33
Profit after Tax	156.82	127.66	80.99	78.58	18.41	0.78
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	156.82	127.66	80.99	78.58	18.41	0.78

Liabilities (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Shareholder's Funds	1,460.22	1,460.22	1,014.78	806.38	573.08	8.87
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	5.65	2,664.03	27.64	5.41	1.90	0.08
Current Liabilities	2,707.53	90.65	1,391.62	965.86	503.25	0.10
Total Liabilities	4,173.40	4,217.04	2,436.50	1,779.43	1,079.23	9.06

Assets (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Non-Current Assets	4.59	3,973.03	2,274.04	1,680.84	1.07	1.78
Current Assets	4,166.09	241.87	159.99	96.81	1,077.15	7.28
Total Assets	4,173.40	4,217.04	2,436.50	1,779.43	1,079.23	9.06
Contingent Liabilities	--	--	--	--	--	--

Cashflow (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Cash From Operating Activities	--	-1,571.48	-491.71	-628.71	-940.70	0.45
Cash Flow from Investing Activities	--	61.29	-55.95	-4.43	2.03	-0.35
Cash from Financing Activities	--	1,631.58	554.12	615.55	1,029.96	0.00
Net Cash Inflow / Outflow	--	121.39	6.46	-17.58	91.29	0.09

Financials Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Adjusted EPS (₹)	25.51	19.56	14.49	14.29	4.46	1.57
Cash EPS (₹)	23.80	19.66	14.58	14.32	4.47	1.58
Adjusted Book Value (₹)	232.49	222.17	160.83	145.23	125.39	17.71
Dividend per Share (₹)	--	--	--	--	--	--
Cash Flow per Share (₹)	--	-240.78	-87.97	-114.35	-227.92	0.89
Free Cash Flow per Share (₹)	--	-241.34	-89.08	-114.79	-231.11	1.42

Profitability Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
ROCE (%)	--	9.32	6.82	11.96	6.22	13.20
ROE (%)	12.39	10.87	9.54	11.94	6.99	9.25
ROA (%)	4.76	3.84	3.85	5.50	3.39	9.11
EBIT Margin (%)	92.60	91.71	83.46	89.19	79.43	-240.44
Net Margin (%)	38.93	38.26	47.57	41.42	43.86	35.74
Cash Profit Margin (%)	0.00	38.49	47.95	41.51	44.48	251.36

Growth Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Revenue Growth (%)	106.45	96.16	-10.41	357.72	--	-81.58
EBIT Growth (%)	129.69	115.55	-16.17	413.97	4,436.09	-175.56
Net Profit Growth (%)	58.72	57.62	3.06	326.95	2,246.55	-50.33
EPS Growth (%)	65.59	34.99	1.37	220.51	184.85	-50.33
Book Value Growth (%)	--	61.31	12.58	54.29	5,731.44	9.70

Valuation Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Price / Earnings	28.20	21.17	28.09	28.72	105.93	24.72
Price / Book Value	2.89	1.86	2.53	2.83	3.77	2.18
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	18.52	16.96	25.24	18.51	70.26	17.08
Close Price (₹)	617.35	414.70	407.05	410.45	472.40	38.70
High Price (₹)	650.00	460.60	546.00	748.00	614.90	38.70
Low Price (₹)	323.00	323.00	308.00	384.95	40.60	2.41
Market Cap (₹ Cr)	4,422.87	2,702.71	2,275.20	2,256.62	1,949.73	19.39

Solvency Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Debt to Equity	--	1.86	1.54	1.20	0.95	--
Short term debt to equity ratio	--	0.06	1.37	1.19	0.86	--
Current Ratio	1.54	2.67	0.12	0.10	2.14	70.23
Quick Ratio	1.54	2.67	0.12	0.10	2.14	25.45
Interest Coverage	2.28	2.28	4.45	2.64	3.97	589.21

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)