American Express (AXP) Financials

$325.21

$4.50 (1.40%)

As on 11-Sep-2026 13:43EDT

Market cap

$222,731 Mln

Revenue (TTM)

$84,073 Mln

P/E Ratio

P/B Ratio

6.4

Div. Yield

1.1 %

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Operating Revenue	84,073.00	80,464.00	74,201.00	67,364.00	55,625.00	44,430.00
Cost of Revenue	13,158.00	13,490.00	13,437.00	11,772.00	4,945.00	-136.00
Gross Profit	70,915.00	66,974.00	60,764.00	55,592.00	50,680.00	44,566.00
Operating Expenses	48,064.00	53,179.00	47,869.00	45,079.00	41,095.00	33,877.00
Operating Profit (EBIT)	22,851.00	13,795.00	12,895.00	10,513.00	9,585.00	10,689.00
Other Income	--	--	--	--	--	--
Profit before Tax	14,764.00	13,795.00	12,895.00	10,513.00	9,585.00	10,689.00
Provision for Tax	3,319.00	2,962.00	2,766.00	2,139.00	2,071.00	2,629.00
Profit after Tax (Net Income)	11,445.00	10,833.00	10,129.00	8,374.00	7,514.00	8,060.00
Minority Interest	--	--	--	--	--	--
Consolidated Profit	5,297.00	10,701.00	9,995.00	8,252.00	7,400.00	7,917.00

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Shareholder's Funds	34,280.00	33,474.00	30,264.00	28,057.00	24,711.00	22,177.00
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	99,477.00	95,772.00	84,405.00	87,444.00	77,797.00	67,363.00
Current Liabilities	174,446.00	170,806.00	156,792.00	145,607.00	125,846.00	99,008.00
Total Liabilities	482,649.00	300,052.00	271,461.00	261,108.00	228,354.00	188,548.00

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Non-Current Assets	37,905.00	251,518.00	229,956.00	212,458.00	189,962.00	161,351.00
Current Assets	270,619.00	48,534.00	41,744.00	48,650.00	38,392.00	27,197.00
Total Assets	578,822.00	300,052.00	271,461.00	261,108.00	228,354.00	188,548.00
Total Debt*	59,049.00	57,759.00	51,089.00	49,159.00	43,921.00	40,918.00
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Cash From Operating Activities	--	18,428.00	14,050.00	18,559.00	21,079.00	14,645.00
Cash Flow from Investing Activities	--	-22,891.00	-24,402.00	-24,433.00	-33,689.00	-10,529.00
Cash from Financing Activities	--	11,210.00	4,436.00	18,379.00	24,509.00	-14,933.00
Net Cash Inflow / Outflow	--	--	--	--	11,899.00	-10,817.00

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Adjusted EPS ($)	16.68	15.75	14.39	11.53	10.07	10.48
Cash EPS ($)	--	18.33	16.77	13.81	12.25	12.69
Adjusted Book Value ($)	--	48.65	42.99	38.65	33.12	28.84
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	26.78	19.96	25.56	28.26	19.04
Free Cash Flow per Share ($)	--	23.26	17.24	23.41	25.77	17.03

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
ROCE (%)	--	12.55	12.78	11.48	11.41	12.31
ROE (%)	33.78	33.99	34.74	31.74	32.05	35.69
ROA (%)	2.45	3.79	3.80	3.42	3.60	4.24
EBIT Margin (%)	27.18	17.14	17.38	15.61	17.23	24.06
Net Margin (%)	13.61	13.46	13.65	12.43	13.51	18.14
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Revenue Growth (%)	9.38	0.08	0.10	0.21	0.25	0.16
EBIT Growth (%)	77.97	6.98	22.66	9.68	-10.33	148.81
Net Profit Growth (%)	10.65	6.95	20.96	11.45	-6.77	157.10
EPS Growth (%)	15.65	0.09	0.25	0.15	-0.04	1.69
Book Value Growth (%)	9.38	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Price / Earnings	20.03	23.50	20.63	16.24	14.67	15.61
Price / Book Value	6.39	7.60	6.90	4.85	4.46	5.67
Dividend Yield (%)	1.07	--	--	--	--	--
EV/EBITDA	--	16.94	14.98	11.22	10.32	11.48
Close Price ($)	338.25	369.95	296.79	187.34	147.75	163.60
High Price ($)	387.49	387.49	307.82	188.30	199.55	189.03
Low Price ($)	288.34	220.43	177.81	140.91	130.65	112.10
Market Cap ($ Cr)	222,730.70	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debt to Equity	1.66	1.73	1.69	1.75	1.78	1.85
Short term debt to equity ratio	0.06	0.04	0.05	0.05	0.05	0.10
Current Ratio	1.55	0.28	0.27	0.33	0.31	0.27
Quick Ratio	1.55	--	--	-0.66	0.05	-0.48
Interest Coverage	2.82	1.68	1.56	1.53	3.47	8.33

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debtors to sales (%)	265.61	76.87	79.84	89.42	108.70	6.08
Asset Turnover	0.18	0.28	0.28	0.28	0.27	0.23
Receivable days	--	274.84	294.07	327.22	207.37	23.43
Inventory Days	--	--	3,930.55	2,745.22	3,966.78	-254,839.76
Payable days	--	386.96	366.87	391.59	838.60	-26,880.79
Cash Conversion Cycle	--	--	3,857.75	2,680.85	3,335.56	-227,935.54

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement ($ Mln)