Viji Finance Peer Comparison

NSE: VIJIFIN | BSE: 537820

₹16.66

₹0.32 (1.96%)

As on 16-Oct-2026IST

Market cap

₹383 Cr

Revenue (TTM)

₹8 Cr

P/E Ratio

66.7

P/B Ratio

7.5

Div. Yield

0 %

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	Viji Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	383	31,025	30,434	23,804	19,807
Revenue (₹ Cr)	8	404	10,285	5,303	6,380
Net Profit (₹ Cr)	5.74	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	64.79	74.72	14.02	21.20	18.97
RoE (%)	15.47	1.41	10.08	16.25	16.14
Price to Earnings	66.70	72.00	21.00	21.11	16.36
Price-To-Book	7.53	1.06	1.89	3.17	2.40

Income Statement (₹ Cr)

	Viji Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	5.08	397.33	9,509.41	4,731.14	6,058.92
Other Income	0.17	6.13	15.30	12.92	3.62
Total Income	5.25	403.46	9,524.71	4,744.06	6,062.54
Interest Expense	0.66	0.57	3,785.61	1,730.09	1,905.13
PBT & Exceptional Items	2.64	356.98	1,270.22	1,257.41	1,033.20
Operating Expenses	1.62	42.03	4,162.31	1,647.01	3,061.13
Exceptional Income/Expenses	--	--	--	--	--
Profit before Tax	2.64	474.08	1,270.22	1,257.41	1,033.20
Taxes	0.67	40.40	277.05	308.26	255.56
Profit after Tax	1.97	433.68	993.16	949.15	777.64
Minority Interest	--	--	6.48	--	--
Share of Associate	--	--	--	--	--
Consolidated Profit	1.97	433.68	1,003.32	949.15	777.64

	Viji Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	23.36	29,221.15	16,050.74	7,203.48	7,842.25
Minority Interest	--	--	6.48	--	--
Non-Current Liabilities	1.85	3,498.26	29,293.66	17,582.63	11,521.13
Current Liabilities	8.42	254.55	29,722.88	8,769.12	13,462.67
Total Liabilities	33.65	32,973.97	75,691.91	33,637.47	33,153.91

	Viji Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	33.19	31,857.51	66,236.38	29,572.62	29,933.70
Current Assets	0.44	1,116.45	8,837.38	3,982.61	2,892.35
Total Assets	33.65	32,973.97	75,691.91	33,637.47	33,153.91
Contingent Liabilities	--	--	136.28	7.07	4.00

	Viji Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	2.19	279.39	-20,237.75	-8,727.78	-2,770.21
Cash Flow from Investing Activities	-1.90	-147.97	-1,631.53	-1,088.40	-100.65
Cash from Financing Activities	-5.35	-137.57	23,834.45	10,391.44	2,750.95
Net Cash Inflow / Outflow	-5.06	-6.15	1,965.17	575.26	-119.91

	Viji Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	10.23	1.57	8.35	11.68	9.98
ROE (%)	8.82	1.44	7.11	16.60	10.59
ROA (%)	5.75	1.27	1.54	3.45	2.52
EBIT Margin (%)	71.46	90.97	56.39	65.46	49.54
Net Margin (%)	37.62	107.49	10.43	20.01	12.83
Cash Profit Margin (%)	45.28	110.13	13.67	22.38	13.88

	Viji Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	118.56	30.24	-5.01	45.67	5.33
EBIT Growth (%)	222.30	35.20	-2.04	54.17	10.10
Net Profit Growth (%)	1,070.48	38.96	-17.50	98.35	46.34
EPS Growth (%)	1,074.58	38.96	-25.66	70.10	45.90
Book Value Growth (%)	9.23	-6.01	24.70	67.97	12.59

	Viji Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	20.27	63.11	23.50	16.81	23.80
Price / Book Value	1.71	0.94	1.52	2.23	2.38
Dividend Yield (%)	0.00	0.63	0.80	0.12	0.00
EV/EBITDA	12.90	75.70	13.94	12.25	13.62
Market Cap (₹ Cr)	40.04	27,369.52	23,577.62	15,957.18	18,508.79

	Viji Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.31	0.00	3.69	3.36	3.04
Short term debt to equity ratio	0.23	0.00	1.74	1.02	1.65
Current Ratio	0.05	4.39	0.30	0.45	0.21
Quick Ratio	0.05	4.39	0.30	0.45	0.21
Interest Coverage	4.98	834.33	1.34	1.73	1.54

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.