Viji Finance Key Ratios
NSE: VIJIFIN | BSE: 537820
₹16.66
As on 16-Oct-2026IST
Market cap
₹383 Cr
Revenue (TTM)
₹8 Cr
P/E Ratio
66.7
P/B Ratio
7.5
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 211.37 | 380.87 | 226.62 | 65.90 | 55.92 |
| EBIT | 304.22 | 19,245.45 | 7,203.66 | 235.92 | 64.18 |
| Net Profit | 32.72 | 1,655.67 | 315.81 | 67.91 | 54.64 |
| EPS | -0.76 | 1,060.29 | 3,062.73 | 420.68 | 61.88 |
| Book Value | -- | -- | 9.23 | 14.99 | 10.40 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| EBIT-Margin
| 29.99 | 33.95 | 78.86 | 61.74 | 6.79 |
| Net Margin
| 16.53 | 21.08 | 64.79 | 37.62 | 5.73 |
| Return on equity
| 3.61 | 3.68 | 15.47 | 8.82 | 1.00 |
| Return on Assets
| 2.26 | 2.33 | 12.61 | 5.75 | 0.55 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
--
|
10.23
|
2.61
|
1.77
|
4.26
|
|
Peer Median
|
--
|
9.59
|
10.60
|
9.14
|
--
|
ROE
15.47
Higher than Peers by 6.72
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
15.47
|
8.82
|
1.00
|
0.99
|
3.71
|
|
Peer Median
|
8.75
|
10.17
|
10.78
|
8.66
|
--
|
ROA
12.61
Higher than Peers by 9.99
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
12.61
|
5.75
|
0.55
|
0.49
|
2.19
|
|
Peer Median
|
2.62
|
2.66
|
3.50
|
2.67
|
--
|
EBIT Margin
78.86
Higher than Peers by 9.80
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
78.86
|
61.74
|
6.79
|
21.46
|
38.21
|
|
Peer Median
|
69.07
|
62.61
|
61.18
|
97.28
|
--
|
Net Margin
64.79
Higher than Peers by 41.07
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
64.79
|
37.62
|
5.73
|
6.24
|
21.07
|
|
Peer Median
|
23.71
|
18.52
|
26.68
|
51.92
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
0.00
|
45.28
|
22.30
|
24.76
|
38.00
|
|
Peer Median
|
--
|
--
|
--
|
0.00
|
--
|
Revenue Growth
226.62
Higher than Peers by 207.23
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
226.62
|
118.56
|
20.78
|
-7.64
|
70.80
|
|
Peer Median
|
19.39
|
18.23
|
17.06
|
34.70
|
--
|
EBIT Growth
7,203.66
Higher than Peers by 7,185.51
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
7,203.66
|
1,888.09
|
-61.80
|
-48.13
|
57.05
|
|
Peer Median
|
18.15
|
30.24
|
15.67
|
38.04
|
--
|
Net Profit Growth
315.81
Higher than Peers by 296.01
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
315.81
|
1,070.48
|
40.35
|
-72.70
|
-0.34
|
|
Peer Median
|
19.80
|
43.82
|
11.48
|
49.18
|
--
|
EPS Growth
3,062.73
Higher than Peers by 3,053.90
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
3,062.73
|
1,074.58
|
10.28
|
-72.77
|
-0.19
|
|
Peer Median
|
8.83
|
28.52
|
-3.51
|
50.00
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
--
|
9.23
|
75.03
|
0.99
|
3.78
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
--
|
0.31
|
0.59
|
1.09
|
0.76
|
|
Peer Median
|
--
|
1.81
|
2.00
|
1.60
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
--
|
0.23
|
0.52
|
0.96
|
0.66
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
13.96
Higher than Peers by 12.48
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
13.96
|
0.05
|
0.45
|
0.02
|
0.04
|
|
Peer Median
|
1.48
|
0.87
|
4.14
|
2.82
|
--
|
Quick Ratio
13.96
Higher than Peers by 12.48
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
13.96
|
0.05
|
0.45
|
0.02
|
0.04
|
|
Peer Median
|
1.48
|
1.52
|
1.54
|
1.36
|
--
|
Interest Coverage
11.60
Higher than Peers by 9.65
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
11.60
|
4.98
|
1.39
|
1.93
|
4.12
|
|
Peer Median
|
1.95
|
1.78
|
1.98
|
2.17
|
--
|
Valuation
Price / Earnings
66.70
Higher than Peers by 45.70
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
66.70
|
20.27
|
177.97
|
161.16
|
28.92
|
|
Peer Median
|
21.00
|
20.26
|
20.09
|
19.35
|
--
|
Price / Book Value
7.53
Higher than Peers by 5.64
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
7.53
|
1.71
|
1.40
|
2.16
|
1.43
|
|
Peer Median
|
1.89
|
1.90
|
1.53
|
1.83
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.09
|
0.06
|
0.05
|
0.16
|
--
|
EV/EBITDA
50.76
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
50.76
|
12.90
|
32.86
|
51.18
|
22.87
|
|
Peer Median
|
--
|
15.21
|
13.42
|
23.06
|
--
|
Market Cap
383
Lower than Peers by 7,267
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Viji Finance
|
383
|
40
|
30
|
26
|
17
|
|
Peer Median
|
7,649
|
6,404
|
3,133
|
4,482
|
--
|