Repco Home Finance Peer Comparison

NSE: REPCOHOME | BSE: 535322

₹328.20

₹7.40 (2.31%)

As on 04-Nov-2026IST

Market cap

₹2,053 Cr

Revenue (TTM)

₹1,819 Cr

P/E Ratio

4.3

P/B Ratio

0.5

Div. Yield

2.3 %

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	Repco Home Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Market cap (₹ Cr)	2,053	28,193	28,603	18,882	15,775
Revenue (₹ Cr)	1,819	8,987	28,698	3,817	7,418
Net Profit (₹ Cr)	455.18	2,350.04	5,890.55	1,140.96	-7,235.56
Net Margin (%)	24.99	26.16	20.52	29.77	-96.96
RoE (%)	12.60	11.91	13.82	15.98	-9.77
Price to Earnings	4.26	12.00	4.85	16.55	--
Price-To-Book	0.49	1.39	0.65	2.42	0.83

Income Statement (₹ Cr)

	Repco Home Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Operating Income	1,819.44	8,987.14	28,697.65	3,817.29	7,417.73
Other Income	1.66	-5.26	8.65	15.44	44.79
Total Income	1,825.66	8,901.68	28,849.98	3,706.87	9,090.25
Interest Expense	991.40	5,252.19	19,696.34	1,408.84	5,757.49
PBT & Exceptional Items	622.41	3,106.62	7,635.20	1,482.48	-15,338.17
Operating Expenses	207.29	623.07	1,374.76	909.57	4,044.86
Exceptional Income/Expenses	0.00	0.00	0.00	-15.92	-6,499.17
Profit before Tax	583.66	3,038.10	7,511.09	1,464.39	-8,926.51
Taxes	128.48	688.06	1,620.54	323.43	-1,690.95
Profit after Tax	455.18	2,350.04	5,890.55	1,140.96	-7,235.56
Minority Interest	0.00	0.00	-0.66	0.00	0.00
Share of Associate	26.72	0.00	5.97	0.00	0.00
Consolidated Profit	481.90	2,350.04	5,895.86	1,140.96	-7,235.56

	Repco Home Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Shareholder's Funds	4,040.73	20,249.19	43,879.35	7,540.89	18,991.47
Minority Interest	0.00	0.00	-0.66	0.00	0.00
Non-Current Liabilities	31.42	123.99	620.18	94.71	453.69
Current Liabilities	12,372.13	81,264.92	2,85,672.57	19,763.24	54,798.26
Total Liabilities	16,444.28	94,095.02	3,25,212.95	27,398.63	74,243.42

	Repco Home Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Non-Current Assets	158.50	121.70	1,201.22	36.46	2,692.25
Current Assets	16,178.24	1,01,294.63	3,28,514.25	27,205.23	68,643.96
Total Assets	16,444.28	94,095.02	3,25,212.95	27,398.63	74,243.42
Contingent Liabilities	33.15	236.00	35.15	8.41	673.15

	Repco Home Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Cash From Operating Activities	-896.21	-8,983.55	-8,503.83	-2,807.88	-7,465.88
Cash Flow from Investing Activities	59.22	684.33	1,752.04	308.62	-1,540.13
Cash from Financing Activities	988.24	8,719.78	6,191.79	2,335.52	14,683.81
Net Cash Inflow / Outflow	151.25	420.56	-560.00	-163.74	5,677.80

	Repco Home Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
ROCE (%)	10.10	9.41	8.59	11.31	-4.70
ROE (%)	12.60	11.91	13.82	15.98	-9.77
ROA (%)	2.92	2.51	1.81	4.51	-10.02
EBIT Margin (%)	86.48	92.30	94.78	75.28	44.29
Net Margin (%)	24.99	26.16	20.52	29.77	-96.96
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Repco Home Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Revenue Growth (%)	5.03	10.03	0.17	17.72	-17.09
EBIT Growth (%)	1.02	9.34	1.00	17.51	43.19
Net Profit Growth (%)	1.62	9.37	6.67	20.23	-301.99
EPS Growth (%)	1.70	9.16	6.78	20.42	39.13
Book Value Growth (%)	11.61	14.01	13.97	18.24	-18.37

	Repco Home Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Price / Earnings	4.26	11.99	4.85	16.24	-8.25
Price / Book Value	0.49	1.39	0.65	2.42	0.83
Dividend Yield (%)	2.29	0.74	1.92	0.00	0.00
EV/EBITDA	8.60	11.47	11.15	12.53	16.63
Market Cap (₹ Cr)	2,187.67	19,716.88	27,239.53	19,597.62	17,099.94

	Repco Home Finance	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	0.63	1.20	1.99	0.47	0.73
Current Ratio	1.31	1.25	1.15	1.38	1.25
Quick Ratio	1.31	1.25	1.15	1.38	1.25
Interest Coverage	1.59	1.58	1.38	2.04	-0.55

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.