Repco Home Finance Key Ratios
NSE: REPCOHOME | BSE: 535322
₹331.25
As on 06-Nov-2026IST
Market cap
₹2,076 Cr
Revenue (TTM)
₹1,856 Cr
P/E Ratio
4.4
P/B Ratio
0.5
Div. Yield
2.3 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 2.08 | 8.19 | 5.98 | 9.54 | 12.08 |
| EBIT | 1.82 | 6.18 | 2.85 | 8.89 | 8.28 |
| Net Profit | -2.08 | 8.60 | 10.21 | 10.09 | 22.17 |
| EPS | -2.08 | 8.60 | 4.90 | 10.66 | 13.07 |
| Book Value | -- | -- | 11.61 | 15.99 | 13.85 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| EBIT-Margin
| 87.33 | 84.15 | 86.07 | 85.53 | 87.67 |
| Net Margin
| 25.32 | 22.66 | 24.99 | 24.59 | 25.44 |
| Return on equity
| 13.61 | 12.02 | 11.81 | 11.72 | 13.49 |
| Return on Assets
| 3.04 | 2.59 | 2.85 | 2.89 | 3.12 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
--
|
10.10
|
10.83
|
10.44
|
9.00
|
|
Peer Median
|
--
|
9.41
|
10.02
|
--
|
--
|
ROE
11.81
Lower than Peers by 2.68
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
11.81
|
11.72
|
13.49
|
14.05
|
12.14
|
|
Peer Median
|
14.49
|
14.41
|
14.69
|
--
|
--
|
ROA
2.85
Higher than Peers by 0.03
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
2.85
|
2.89
|
3.12
|
2.97
|
2.40
|
|
Peer Median
|
2.82
|
2.72
|
2.70
|
--
|
--
|
EBIT Margin
86.07
Lower than Peers by 2.38
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
86.07
|
85.53
|
87.67
|
88.74
|
84.63
|
|
Peer Median
|
88.45
|
81.20
|
86.67
|
--
|
--
|
Net Margin
24.99
Lower than Peers by 0.84
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
24.99
|
24.59
|
25.44
|
25.44
|
22.79
|
|
Peer Median
|
25.84
|
25.74
|
24.94
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
--
|
27.07
|
27.75
|
26.88
|
24.23
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
5.98
Lower than Peers by 9.94
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
5.98
|
4.91
|
12.05
|
18.76
|
-0.50
|
|
Peer Median
|
15.92
|
17.34
|
18.42
|
--
|
--
|
EBIT Growth
2.85
Lower than Peers by 13.90
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
2.85
|
2.36
|
10.69
|
24.52
|
16.43
|
|
Peer Median
|
16.75
|
14.69
|
20.13
|
--
|
--
|
Net Profit Growth
10.21
Lower than Peers by 11.29
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
10.21
|
0.80
|
13.76
|
32.24
|
54.57
|
|
Peer Median
|
21.50
|
19.73
|
22.21
|
--
|
--
|
EPS Growth
4.90
Lower than Peers by 13.64
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
4.90
|
0.88
|
14.06
|
30.63
|
62.94
|
|
Peer Median
|
18.53
|
19.74
|
19.77
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
--
|
11.61
|
21.27
|
15.30
|
13.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
--
|
3.02
|
3.08
|
3.58
|
3.83
|
|
Peer Median
|
--
|
3.02
|
3.55
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
--
|
0.63
|
0.68
|
0.82
|
0.42
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.31
Higher than Peers by 0.02
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
1.31
|
0.17
|
0.15
|
0.21
|
0.41
|
|
Peer Median
|
1.29
|
0.40
|
0.51
|
--
|
--
|
Quick Ratio
1.31
Higher than Peers by 0.02
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
1.31
|
0.17
|
0.15
|
0.21
|
0.41
|
|
Peer Median
|
1.29
|
1.28
|
1.30
|
--
|
--
|
Interest Coverage
1.59
Higher than Peers by 0.00
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
1.59
|
1.59
|
1.59
|
1.62
|
1.57
|
|
Peer Median
|
1.59
|
1.59
|
1.60
|
--
|
--
|
Valuation
Price / Earnings
4.44
Lower than Peers by 7.71
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
4.44
|
4.60
|
4.45
|
6.07
|
3.55
|
|
Peer Median
|
12.15
|
12.36
|
21.74
|
--
|
--
|
Price / Book Value
0.52
Lower than Peers by 0.89
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
0.52
|
0.54
|
0.58
|
0.84
|
0.43
|
|
Peer Median
|
1.41
|
1.60
|
2.88
|
--
|
--
|
Dividend Yield
2.26
Higher than Peers by 0.66
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
2.26
|
2.14
|
1.19
|
0.75
|
1.50
|
|
Peer Median
|
1.60
|
0.73
|
0.52
|
--
|
--
|
EV/EBITDA
8.75
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
8.75
|
8.80
|
8.35
|
9.24
|
9.49
|
|
Peer Median
|
--
|
12.70
|
16.45
|
--
|
--
|
Market Cap
2,076
Lower than Peers by 14,474
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
2,076
|
2,188
|
2,098
|
2,506
|
1,124
|
|
Peer Median
|
16,550
|
16,550
|
15,598
|
--
|
--
|