Repco Home Finance Key Ratios
NSE: REPCOHOME | BSE: 535322
₹358.75
As on 04-Sep-2026 15:51IST
Market cap
₹2,246 Cr
Revenue (TTM)
₹1,819 Cr
P/E Ratio
4.7
P/B Ratio
0.5
Div. Yield
0.8 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 3.13 | 6.23 | 5.03 | 19.64 | 11.26 |
| EBIT | 1.12 | 2.27 | 1.02 | 16.59 | 7.35 |
| Net Profit | -10.03 | 5.63 | 9.62 | 18.85 | 22.95 |
| EPS | -10.03 | 5.63 | 1.70 | 13.19 | 12.88 |
| Book Value | -- | -- | 14.79 | 14.38 | 13.37 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-25 | Mar-24 |
| EBIT-Margin
| 86.97 | 84.44 | 86.48 | 87.53 | 88.74 |
| Net Margin
| 24.44 | 21.80 | 24.99 | 24.76 | 25.44 |
| Return on equity
| 13.74 | 12.61 | 12.60 | 13.59 | 14.05 |
| Return on Assets
| 2.84 | 2.47 | 2.92 | 3.06 | 2.97 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
--
|
10.97
|
10.44
|
9.00
|
7.82
|
|
Peer Median
|
--
|
10.02
|
--
|
9.16
|
--
|
ROE
12.60
Lower than Peers by 1.92
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
12.60
|
13.59
|
14.05
|
12.14
|
8.70
|
|
Peer Median
|
14.52
|
14.69
|
--
|
12.70
|
--
|
ROA
2.92
Higher than Peers by 0.05
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
2.92
|
3.06
|
2.97
|
2.40
|
1.57
|
|
Peer Median
|
2.87
|
2.70
|
--
|
2.19
|
--
|
EBIT Margin
86.48
Lower than Peers by 2.14
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
86.48
|
87.53
|
88.74
|
84.63
|
74.16
|
|
Peer Median
|
88.61
|
86.67
|
--
|
82.27
|
--
|
Net Margin
24.99
Lower than Peers by 0.76
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
24.99
|
24.76
|
25.44
|
22.79
|
15.03
|
|
Peer Median
|
25.76
|
24.94
|
--
|
23.68
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
--
|
27.55
|
26.88
|
24.23
|
15.84
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
5.03
Lower than Peers by 10.64
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
5.03
|
10.54
|
18.76
|
-0.50
|
-6.06
|
|
Peer Median
|
15.67
|
18.42
|
--
|
6.72
|
--
|
EBIT Growth
1.02
Lower than Peers by 16.34
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
1.02
|
9.03
|
24.52
|
16.43
|
-20.81
|
|
Peer Median
|
17.36
|
20.13
|
--
|
16.03
|
--
|
Net Profit Growth
9.62
Lower than Peers by 11.94
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
9.62
|
11.27
|
32.24
|
54.57
|
-33.40
|
|
Peer Median
|
21.56
|
22.21
|
--
|
16.18
|
--
|
EPS Growth
1.70
Lower than Peers by 16.82
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
1.70
|
11.70
|
30.63
|
62.94
|
-35.34
|
|
Peer Median
|
18.52
|
19.77
|
--
|
4.00
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
--
|
14.79
|
15.30
|
13.07
|
8.38
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
--
|
3.25
|
3.58
|
3.83
|
4.23
|
|
Peer Median
|
--
|
3.55
|
--
|
3.72
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
--
|
0.72
|
0.82
|
0.42
|
0.47
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.31
Higher than Peers by 0.02
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
1.31
|
0.15
|
0.21
|
0.41
|
0.55
|
|
Peer Median
|
1.29
|
0.51
|
--
|
0.74
|
--
|
Quick Ratio
1.31
Higher than Peers by 0.02
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
1.31
|
0.15
|
0.21
|
0.41
|
0.55
|
|
Peer Median
|
1.29
|
1.30
|
--
|
1.22
|
--
|
Interest Coverage
1.59
Higher than Peers by 0.00
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
1.59
|
1.60
|
1.62
|
1.57
|
1.38
|
|
Peer Median
|
1.59
|
1.60
|
--
|
1.55
|
--
|
Valuation
Price / Earnings
4.66
Lower than Peers by 8.48
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
4.66
|
4.55
|
6.07
|
3.55
|
5.69
|
|
Peer Median
|
13.14
|
21.74
|
--
|
13.13
|
--
|
Price / Book Value
0.54
Lower than Peers by 1.04
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
0.54
|
0.61
|
0.84
|
0.43
|
0.48
|
|
Peer Median
|
1.58
|
2.88
|
--
|
2.11
|
--
|
Dividend Yield
0.84
No difference
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
0.84
|
1.19
|
0.75
|
1.50
|
1.42
|
|
Peer Median
|
0.84
|
0.52
|
--
|
--
|
--
|
EV/EBITDA
8.60
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
8.60
|
8.30
|
9.24
|
9.49
|
10.59
|
|
Peer Median
|
--
|
16.45
|
--
|
16.26
|
--
|
Market Cap
2,246
Lower than Peers by 16,206
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Repco Home Finance
|
2,246
|
2,098
|
2,506
|
1,124
|
1,104
|
|
Peer Median
|
18,452
|
15,598
|
--
|
10,430
|
--
|