Western Union Company (The) (WU) Key Ratios
$7.04
As on 08-Sep-2026 15:42EDT
Market cap
$2,261 Mln
Revenue (TTM)
$4,035 Mln
P/E Ratio
5.9
P/B Ratio
2.4
Div. Yield
12.9 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 3.10 | -1.26 | -1.69 | -2.76 | -4.31 |
| EBIT | 6.81 | -31.31 | -9.48 | -10.47 | -8.75 |
| Net Profit | 18.55 | -37.18 | -7.31 | -4.93 | -5.63 |
| EPS | 19.76 | -33.98 | -53.50 | -14.56 | -8.88 |
| Book Value | -- | -- | 5.74 | 34.13 | 46.17 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 18.44 | 20.13 | 16.21 | 19.03 | 17.54 |
| Net Margin
| -- | 17.76 | 9.80 | -- | -- |
| Return on equity
| 103.92 | 165.50 | 42.23 | 51.86 | 129.04 |
| Return on Capital
| 19.56 | 21.64 | -- | 12.24 | 26.37 |
| Return on Assets
| 8.26 | 8.82 | 3.80 | 5.99 | 11.28 |
| Debt to Equity (x)
| -- | -- | 2.68 | 3.24 | 3.23 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
--
|
12.24
|
26.37
|
20.07
|
26.41
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
42.23
Higher than Peers by 28.46
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
42.23
|
51.86
|
129.04
|
130.85
|
218.53
|
|
Peer Median
|
13.78
|
--
|
--
|
--
|
--
|
ROA
3.80
Higher than Peers by 0.12
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
3.80
|
5.99
|
11.28
|
7.50
|
10.52
|
|
Peer Median
|
3.68
|
--
|
--
|
--
|
--
|
EBIT Margin
16.21
Higher than Peers by 5.39
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
16.21
|
19.03
|
17.54
|
18.76
|
24.79
|
|
Peer Median
|
10.81
|
--
|
--
|
--
|
--
|
Net Margin
9.80
Higher than Peers by 3.24
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
9.80
|
12.36
|
22.19
|
14.37
|
19.37
|
|
Peer Median
|
6.56
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-1.69
Lower than Peers by 9.84
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
-1.69
|
-0.04
|
-0.03
|
-0.03
|
-0.12
|
|
Peer Median
|
8.15
|
--
|
--
|
--
|
--
|
EBIT Growth
-9.48
Lower than Peers by 21.04
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
-9.48
|
4.13
|
-9.68
|
-26.32
|
6.60
|
|
Peer Median
|
11.55
|
--
|
--
|
--
|
--
|
Net Profit Growth
-7.31
Lower than Peers by 20.48
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
-7.31
|
-46.52
|
49.23
|
-31.25
|
13.01
|
|
Peer Median
|
13.17
|
--
|
--
|
--
|
--
|
EPS Growth
-53.50
Lower than Peers by 77.24
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
-53.50
|
-0.43
|
0.58
|
-0.27
|
0.18
|
|
Peer Median
|
23.74
|
--
|
--
|
--
|
--
|
Book Value Growth
8.80
Lower than Peers by 1.07
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
8.80
|
--
|
--
|
--
|
--
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
2.68
Higher than Peers by 2.15
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
2.68
|
3.24
|
3.23
|
5.23
|
5.81
|
|
Peer Median
|
0.53
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.27
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
0.27
|
0.45
|
0.07
|
0.76
|
1.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
3.75
Higher than Peers by 2.23
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
3.75
|
1.13
|
7.12
|
1.03
|
0.84
|
|
Peer Median
|
1.53
|
--
|
--
|
--
|
--
|
Quick Ratio
3.75
Higher than Peers by 2.29
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
3.75
|
--
|
--
|
0.30
|
--
|
|
Peer Median
|
1.46
|
--
|
--
|
--
|
--
|
Interest Coverage
2.43
Lower than Peers by 2.48
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
2.43
|
5.37
|
6.16
|
7.76
|
10.99
|
|
Peer Median
|
4.91
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
37.30
Higher than Peers by 18.34
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
37.30
|
39.65
|
33.19
|
39.77
|
--
|
|
Peer Median
|
18.95
|
--
|
--
|
--
|
--
|
Asset Turnover
0.39
Lower than Peers by 0.29
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
0.39
|
0.48
|
0.51
|
0.52
|
0.52
|
|
Peer Median
|
0.68
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
--
|
135.54
|
135.78
|
145.27
|
95.90
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
--
|
--
|
489.77
|
480.39
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
--
|
51.74
|
60.00
|
62.68
|
63.57
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
--
|
--
|
565.56
|
562.98
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
5.89
Lower than Peers by 17.49
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
5.89
|
5.94
|
3.87
|
6.88
|
5.81
|
|
Peer Median
|
23.39
|
--
|
--
|
--
|
--
|
Price / Book Value
2.41
Lower than Peers by 0.38
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
2.41
|
3.10
|
3.73
|
8.99
|
11.06
|
|
Peer Median
|
2.79
|
--
|
--
|
--
|
--
|
Dividend Yield
12.88
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
12.88
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
2.53
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
2.53
|
3.20
|
3.61
|
4.99
|
5.24
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
2,261
Higher than Peers by 1,955
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Western Union Company (The) (WU)
|
2,261
|
--
|
--
|
--
|
--
|
|
Peer Median
|
306
|
--
|
--
|
--
|
--
|