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AU Small Fin Bank Key Ratios

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NSE: AUBANK | BSE: 540611

₹1,058.90

up-down-arrow ₹4.20 (0.40%)

As on 11-Sep-2026IST

Market cap

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₹79,455 Cr

Revenue (TTM)

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₹19,561 Cr

P/E Ratio

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27.8

P/B Ratio

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3.9

Div. Yield

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0.1 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Interest Income 5.65 21.11 17.32 30.29 30.75
Interest Expended 6.99 11.72 14.75 33.17 30.93
Net Interest Income 4.38 31.83 20.01 27.64 30.56
EPS -4.41 36.34 30.18 18.07 14.98
Book Value -- -- 15.21 17.16 21.68
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
Net NPAs info 0.680.590.760.740.74
Net Interest Margin info 4.964.945.904.865.19
Net Margin info 12.0213.5712.7412.2211.33
Return on equity info 13.9114.7614.9214.3614.26
Return on Assets info 1.541.661.631.511.58

Income Statement

View Detailed Peer Comparison

Provisions and Contingencies

--

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
--
--
2,558.13
964.98
683.33
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Profitability

View Detailed Peer Comparison

Yield on Advances

--

--

Interest Earned as per cent of total advances

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
--
13.88
15.00
14.43
14.05
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Yield on Investments

--

--

(Interest on investments + net profit on investments) / total investments

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
--
6.79
6.52
6.15
5.71
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Spread

--

--

[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
--
8.16
9.08
8.60
9.05
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
NIM

5.90

--

(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
5.90
4.86
5.19
4.83
5.03
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

14.92

Higher than Peers by 6.09

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
14.92
14.36
14.26
13.10
15.52
Peer Median
8.83
7.63
20.17
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.63

Higher than Peers by 0.55

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
1.63
1.51
1.58
1.54
1.79
Peer Median
1.08
0.76
1.99
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cost to Income Ratio

--

--

Operating expenses / (Interest earned - Interest Expended + Other Income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
--
57.91
56.53
65.14
63.01
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

17.32

Higher than Peers by 0.66

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
17.32
16.02
52.19
28.63
38.56
Peer Median
16.66
14.72
17.34
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

11.45

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
11.45
11.09
91.71
18.32
11.26
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

20.01

Higher than Peers by 42.92

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
20.01
25.42
37.22
7.48
26.38
Peer Median
-22.91
71.50
-46.76
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

30.18

Higher than Peers by 69.34

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
30.18
24.79
23.33
7.09
19.38
Peer Median
-39.16
70.85
-46.80
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
--
15.79
36.37
14.30
46.31
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

27.82

Higher than Peers by 11.39

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
27.82
23.88
18.88
24.66
27.03
Peer Median
16.43
16.43
25.43
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

3.87

Higher than Peers by 2.68

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
3.87
3.20
2.33
3.03
3.53
Peer Median
1.19
1.19
1.26
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

0.09

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
0.09
0.12
0.19
0.18
0.17
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

16.57

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
16.57
15.12
11.23
18.13
22.23
Peer Median
--
-7.64
44.78
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

79,455

Higher than Peers by 73,986

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
AU Small Fin Bank
79,455
63,060
39,769
37,845
38,594
Peer Median
5,468
5,468
5,191
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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