Visa (V) Financials

$375.07

$-3.68 (-0.97%)

As on 04-Sep-2026 16:10EDT

Market cap

$707,144 Mln

Revenue (TTM)

$44,488 Mln

P/E Ratio

32.2

P/B Ratio

20.1

Div. Yield

0.7 %

Income Statement ($ Mln)	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Operating Revenue	44,488.00	40,000.00	35,926.00	32,653.00	29,310.00	24,105.00
Cost of Revenue	8,817.00	7,855.00	7,042.00	6,567.00	5,733.00	4,970.00
Gross Profit	35,671.00	32,145.00	28,884.00	26,086.00	23,577.00	19,135.00
Operating Expenses	8,675.00	8,151.00	5,289.00	5,086.00	4,764.00	3,331.00
Operating Profit (EBIT)	26,996.00	23,994.00	23,595.00	21,000.00	18,813.00	15,804.00
Other Income	--	--	--	--	-139.00	772.00
Profit before Tax	26,956.00	24,194.00	23,916.00	21,037.00	18,136.00	16,063.00
Provision for Tax	4,364.00	4,136.00	4,173.00	3,764.00	3,179.00	3,752.00
Profit after Tax (Net Income)	22,592.00	20,058.00	19,743.00	17,273.00	14,957.00	12,311.00
Minority Interest	--	--	--	--	--	--
Consolidated Profit	10,845.00	19,854.00	19,457.00	16,989.00	14,957.00	12,311.00

Liabilities ($ Mln)	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Shareholder's Funds	35,178.00	37,909.00	39,137.00	38,733.00	35,581.00	37,589.00
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	27,945.00	26,670.00	28,857.00	28,668.00	29,067.00	29,568.00
Current Liabilities	31,467.00	35,048.00	26,517.00	23,098.00	20,853.00	15,739.00
Total Liabilities	126,057.00	99,627.00	94,511.00	90,499.00	85,501.00	82,896.00

Assets ($ Mln)	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Non-Current Assets	63,588.00	61,861.00	60,478.00	56,967.00	55,296.00	55,289.00
Current Assets	31,002.00	37,766.00	34,033.00	33,532.00	30,205.00	27,607.00
Total Assets	126,057.00	99,627.00	94,511.00	90,499.00	85,501.00	82,896.00
Total Debt*	23,858.00	25,171.00	20,836.00	20,463.00	22,450.00	20,977.00
Net Current Assets	-465.00	2,718.00	7,516.00	10,434.00	9,352.00	11,868.00

Cashflow ($ Mln)	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Cash From Operating Activities	--	23,059.00	19,950.00	20,755.00	18,849.00	15,227.00
Cash Flow from Investing Activities	--	708.00	-1,926.00	-2,006.00	-4,288.00	-152.00
Cash from Financing Activities	--	-18,963.00	-20,633.00	-17,772.00	-12,696.00	-14,410.00
Net Cash Inflow / Outflow	--	--	--	--	1,865.00	628.00

Financials Ratios	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Adjusted EPS ($)	11.68	10.34	9.86	8.36	7.07	5.66
Cash EPS ($)	11.78	10.97	10.37	8.82	7.48	6.03
Adjusted Book Value ($)	18.87	19.54	19.54	18.76	16.82	17.28
Dividend per Share ($)	0.71	--	--	--	--	--
Cash Flow per Share ($)	--	11.89	9.96	10.05	8.91	7.00
Free Cash Flow per Share ($)	--	11.12	9.33	9.54	8.45	6.68

Profitability Ratios	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
ROCE (%)	--	32.60	33.13	29.47	25.66	20.62
ROE (%)	61.10	52.07	50.71	46.49	40.88	33.36
ROA (%)	17.34	20.66	21.34	19.63	17.76	15.03
EBIT Margin (%)	62.39	61.96	68.35	66.40	63.71	68.77
Net Margin (%)	50.78	50.15	54.95	52.90	51.27	49.49
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Revenue Growth (%)	14.39	0.11	0.10	0.11	0.22	0.10
EBIT Growth (%)	11.48	0.92	13.27	16.10	12.66	15.87
Net Profit Growth (%)	13.01	1.60	14.30	15.48	21.49	13.30
EPS Growth (%)	14.00	0.05	0.18	0.18	0.25	0.15
Book Value Growth (%)	-7.79	--	--	--	--	--

Valuation Ratios	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Price / Earnings	32.15	33.02	27.89	27.50	25.13	39.35
Price / Book Value	20.07	17.47	14.07	12.26	10.56	12.89
Dividend Yield (%)	0.71	--	--	--	--	--
EV/EBITDA	24.48	25.59	21.74	21.01	19.44	28.02
Close Price ($)	343.09	341.38	274.95	230.01	177.65	222.75
High Price ($)	359.66	375.50	293.07	250.06	236.96	252.67
Low Price ($)	293.89	273.24	227.78	174.60	174.83	179.23
Market Cap ($ Cr)	707,144.19	--	--	--	--	--

Solvency Ratios	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Debt to Equity	0.59	0.66	0.53	0.53	0.63	0.56
Short term debt to equity ratio	0.09	0.15	--	0.00	0.06	0.03
Current Ratio	0.99	1.08	1.28	1.45	1.45	1.75
Quick Ratio	0.99	--	--	1.25	1.14	1.50
Interest Coverage	24.16	42.08	38.31	33.67	34.71	32.31

Operating Efficiency Ratios	TTM	Sep-25	Sep-24	Sep-23	Sep-22	Sep-21
Debtors to sales (%)	7.93	18.29	19.53	13.70	13.48	15.46
Asset Turnover	0.34	0.41	0.39	0.37	0.35	0.29
Receivable days	--	65.43	58.40	47.13	47.84	50.06
Inventory Days	--	--	247.36	312.25	333.49	276.25
Payable days	--	24.04	22.15	19.88	19.30	16.17
Cash Conversion Cycle	--	--	283.61	339.49	362.03	310.15

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement ($ Mln)