Bharat Fin Inclu Financials

NSE: BHARATFIN | BSE: 533228

₹898.00

₹-8.40 (-0.93%)

As on 02-Jul-2019IST

Market cap

₹12,597 Cr

Revenue (TTM)

₹3,036 Cr

P/E Ratio

12.8

P/B Ratio

Div. Yield

0 %

Income Statement (₹ Cr)	TTM	Mar-18	Mar-17	Mar-16	Mar-15	Mar-14
Operating Income	3,036.12	1,917.23	1,553.08	1,169.13	723.96	518.99
Other Income	0.15	224.40	174.83	151.54	257.07	105.10
Total Income	3,036.27	2,141.63	1,727.90	1,320.67	981.03	624.09
Interest Expense	788.81	710.41	622.46	484.57	279.05	214.22
Operating Expenses	937.66	963.19	899.83	433.84	503.85	335.94
Exceptional Income/Expenses	--	--	--	--	--	--
Profit before Tax	1,292.13	454.78	192.84	393.89	193.57	69.85
Taxes	307.55	-0.70	-96.85	90.91	5.90	--
Profit after Tax	984.57	455.48	289.69	302.98	187.66	69.85
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	--	455.48	289.69	302.98	187.66	69.85

Liabilities (₹ Cr)	TTM	Mar-18	Mar-17	Mar-16	Mar-15	Mar-14
Shareholder's Funds	4,224.58	2,998.75	2,446.74	1,383.00	1,046.46	459.21
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	95.89	2,628.53	2,487.32	2,207.91	1,069.94	486.42
Current Liabilities	5,908.83	5,903.41	5,483.50	3,562.79	2,582.32	1,551.56
Total Liabilities	10,229.30	11,530.69	10,417.56	7,153.70	4,698.73	2,497.20

Assets (₹ Cr)	TTM	Mar-18	Mar-17	Mar-16	Mar-15	Mar-14
Non-Current Assets	194.11	1,617.71	1,532.25	618.83	380.47	273.50
Current Assets	9,975.99	9,912.98	8,885.32	6,534.87	4,318.26	2,223.70
Total Assets	10,229.30	11,530.69	10,417.56	7,153.70	4,698.73	2,497.20
Contingent Liabilities	--	256.20	323.53	464.84	269.95	265.38

Cashflow (₹ Cr)	TTM	Mar-18	Mar-17	Mar-16	Mar-15	Mar-14
Cash From Operating Activities	--	-1,161.78	-1,887.10	-1,634.78	-1,111.75	-132.45
Cash Flow from Investing Activities	--	-12.95	-18.77	-14.73	-4.61	-23.55
Cash from Financing Activities	--	528.23	2,750.14	1,872.37	2,138.61	-87.12
Net Cash Inflow / Outflow	--	-646.50	844.27	222.86	1,022.25	-243.11

Financials Ratios	TTM	Mar-18	Mar-17	Mar-16	Mar-15	Mar-14
Adjusted EPS (₹)	70.30	32.69	20.99	23.80	14.86	6.46
Cash EPS (₹)	--	33.64	21.92	24.46	15.22	6.83
Adjusted Book Value (₹)	--	209.61	174.86	106.69	80.87	40.62
Dividend per Share (₹)	--	--	--	--	--	--
Cash Flow per Share (₹)	--	-83.39	-136.77	-128.41	-88.03	-12.24
Free Cash Flow per Share (₹)	--	-99.03	-151.56	-134.22	-90.23	-12.83

Profitability Ratios	TTM	Mar-18	Mar-17	Mar-16	Mar-15	Mar-14
ROCE (%)	--	11.54	10.14	16.21	14.96	14.21
ROE (%)	25.16	17.08	15.36	25.47	25.69	17.26
ROA (%)	9.05	4.15	3.30	5.11	5.22	2.79
EBIT Margin (%)	68.53	49.07	41.24	62.18	29.77	34.49
Net Margin (%)	32.43	21.27	16.77	22.94	19.13	11.19
Cash Profit Margin (%)	--	24.45	19.48	26.63	26.55	14.24

Growth Ratios	TTM	Mar-18	Mar-17	Mar-16	Mar-15	Mar-14
Revenue Growth (%)	40.84	23.45	32.84	61.49	39.49	56.23
EBIT Growth (%)	50.07	46.89	-11.89	237.25	20.43	199.10
Net Profit Growth (%)	57.30	57.23	-4.39	61.45	168.66	123.51
EPS Growth (%)	65.20	55.72	-11.78	60.16	130.20	123.51
Book Value Growth (%)	--	21.03	77.64	32.99	132.37	18.90

Valuation Ratios	TTM	Mar-18	Mar-17	Mar-16	Mar-15	Mar-14
Price / Earnings	12.79	33.57	38.45	22.93	30.74	31.74
Price / Book Value	2.98	5.24	4.62	5.11	5.65	5.04
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	8.66	17.70	18.66	11.63	15.74	10.79
Close Price (₹)	1,130.20	1,096.85	808.40	545.85	457.95	204.00
High Price (₹)	1,248.65	1,107.00	939.00	589.50	475.80	213.60
Low Price (₹)	823.75	650.60	465.10	360.60	203.00	95.50
Market Cap (₹ Cr)	12,596.98	15,291.19	11,137.16	6,947.37	5,769.04	2,216.74

Solvency Ratios	TTM	Mar-18	Mar-17	Mar-16	Mar-15	Mar-14
Debt to Equity	--	2.61	2.95	3.78	3.21	3.48
Short term debt to equity ratio	1.13	0.20	0.46	0.47	0.58	0.72
Current Ratio	1.69	1.68	1.62	1.83	1.67	1.43
Quick Ratio	1.69	1.68	1.62	1.83	1.67	1.43
Interest Coverage	2.64	1.64	1.31	1.81	1.69	1.33

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)