Bharat Fin Inclu Peer Comparison
NSE: BHARATFIN | BSE: 533228
₹898.00
As on 02-Jul-2019IST
Market cap
₹12,597 Cr
Revenue (TTM)
₹3,036 Cr
P/E Ratio
12.8
P/B Ratio
3
Div. Yield
0 %
| Bharat Fin Inclu | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
12,597 | 8,001 | 1,494 | 830 | 483 |
Revenue (₹ Cr) |
3,036 | 12 | 222 | -- | 78 |
Net Profit (₹ Cr) |
984.57 | -0.19 | 20.50 | -0.18 | 18.00 |
Net Margin (%) |
32.43 | -1.42 | 9.14 | -133.09 | 23.18 |
RoE (%) |
25.16 | -0.27 | -- | -0.30 | 10.88 |
Price to Earnings |
12.79 | -- | 72.92 | -- | 26.85 |
Price-To-Book |
2.98 | 57.24 | 5.68 | 7.00 | 2.71 |
Income Statement (₹ Cr)
| Bharat Fin Inclu | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
|
Operating Income
|
3,036.12 | 0.10 | -- | 8.07 | 110.21 |
|
Other Income
|
0.15 | 0.01 | 0.04 | 0.07 | 6.17 |
|
Total Income
|
2,141.63 | 0.01 | 0.04 | 8.14 | 116.39 |
|
Interest Expense
|
788.81 | 0.02 | 0.00 | 0.20 | 7.89 |
|
PBT & Exceptional Items
|
1,309.80 | -0.06 | -0.02 | 0.07 | 12.05 |
|
Operating Expenses
|
937.66 | 0.05 | 0.06 | 7.87 | 90.81 |
|
Exceptional Income/Expenses
|
0.00 | -- | -- | -- | -- |
|
Profit before Tax
|
1,292.13 | -0.06 | -0.02 | 0.07 | 12.05 |
|
Taxes
|
307.55 | 0.00 | -- | 0.03 | 2.64 |
|
Profit after Tax
|
984.57 | -0.06 | -0.02 | 0.04 | 9.41 |
|
Minority Interest
|
0.00 | -- | -- | -- | 8.43 |
|
Share of Associate
|
0.00 | -- | -- | -- | -- |
|
Consolidated Profit
|
0.00 | -0.06 | -0.02 | 0.04 | 8.40 |
Liabilities (₹ Cr)
| Bharat Fin Inclu | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
4,224.58 | 0.30 | 0.12 | 1.16 | 91.32 |
|
Minority Interest
|
0.00 | -- | -- | -- | 8.43 |
|
Non-Current Liabilities
|
95.89 | 0.26 | 0.00 | 2.99 | 42.00 |
|
Current Liabilities
|
5,908.83 | 0.17 | 0.16 | 1.17 | 87.49 |
|
Total Liabilities
|
11,530.69 | 0.73 | 0.28 | 5.33 | 229.24 |
Assets (₹ Cr)
| Bharat Fin Inclu | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
194.11 | 0.55 | 0.27 | 0.03 | 66.31 |
|
Current Assets
|
9,975.99 | 0.19 | 0.01 | 5.29 | 162.93 |
|
Total Assets
|
11,530.69 | 0.73 | 0.28 | 5.33 | 229.24 |
|
Contingent Liabilities
|
256.20 | -- | -- | -- | 142.17 |
Cashflow (₹ Cr)
| Bharat Fin Inclu | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-1,161.78 | 0.05 | -0.02 | -2.86 | 31.42 |
|
Cash Flow from Investing Activities
|
-12.95 | -- | 0.00 | 0.06 | -30.30 |
|
Cash from Financing Activities
|
528.23 | -0.05 | 0.02 | 3.00 | 0.64 |
|
Net Cash Inflow / Outflow
|
-646.50 | 0.00 | 0.00 | 0.20 | 1.77 |
Ratios
Profitability Ratios
| Bharat Fin Inclu | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
|
ROCE (%)
|
11.54 | -6.50 | -5.94 | 10.14 | 12.94 |
|
ROE (%)
|
25.16 | -18.32 | -13.05 | 3.82 | 11.85 |
|
ROA (%)
|
9.05 | -7.74 | -5.91 | 1.36 | 4.18 |
|
EBIT Margin (%)
|
68.53 | 67.41 | -- | 3.35 | 23.21 |
|
Net Margin (%)
|
32.43 | -586.79 | -39.91 | 0.54 | 8.09 |
|
Cash Profit Margin (%)
|
0.00 | 45.92 | -- | 0.55 | 13.66 |
Growth Ratios
| Bharat Fin Inclu | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
40.84 | -100.00 | -- | -- | 39.13 |
|
EBIT Growth (%)
|
50.07 | -161.29 | -1,597.82 | 3,763.19 | 10.30 |
|
Net Profit Growth (%)
|
67.04 | -237.25 | -1,581.25 | 583.31 | 102.46 |
|
EPS Growth (%)
|
65.67 | -237.25 | -1,581.25 | 583.03 | 74.39 |
|
Book Value Growth (%)
|
21.03 | -14.77 | -6.80 | 0.29 | 35.23 |
Valuation Ratios
| Bharat Fin Inclu | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
|
Price / Earnings
|
33.57 | 0.00 | 0.00 | 0.00 | 85.98 |
|
Price / Book Value
|
5.24 | 0.00 | 0.00 | 0.00 | 0.79 |
|
Dividend Yield (%)
|
0.00 | -- | -- | -- | 1.34 |
|
EV/EBITDA
|
17.70 | -9.10 | -24.12 | 14.24 | 4.24 |
|
Market Cap (₹ Cr)
|
15,291.19 | 0.00 | -- | 0.00 | 72.23 |
Solvency Ratios
| Bharat Fin Inclu | Mrugesh Trading | Sobhagya Mercant | Sanmitra Commerc | Mangal Credit | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.88 | 1.31 | 2.59 | 0.74 |
|
Short term debt to equity ratio
|
1.13 | -- | 1.31 | 0.00 | 0.28 |
|
Current Ratio
|
1.69 | 1.11 | 0.08 | 4.53 | 1.86 |
|
Quick Ratio
|
1.69 | 1.08 | 0.08 | 4.53 | 1.66 |
|
Interest Coverage
|
2.64 | -1.90 | -461.99 | 1.38 | 2.53 |