Yes Bank Key Ratios
NSE: YESBANK | BSE: 532648
₹22.10
As on 01-Sep-2026IST
Market cap
₹69,211 Cr
Revenue (TTM)
₹30,658 Cr
P/E Ratio
18.3
P/B Ratio
1.3
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 5.12 | 5.92 | -0.45 | 8.49 | 9.95 |
| Interest Expended | 4.76 | 0.65 | -5.81 | 8.67 | 11.00 |
| Net Interest Income | 5.81 | 17.55 | 12.41 | 8.12 | 8.01 |
| EPS | -0.99 | 32.47 | 37.71 | 63.45 | 23.80 |
| Book Value | -- | -- | 6.76 | 5.54 | 4.20 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| Net NPAs
| 0.36 | -- | 0.20 | -- | -- |
| Net Interest Margin
| 2.45 | 2.46 | 0.00 | 2.44 | 2.48 |
| Net Margin
| 6.59 | 5.49 | 9.99 | 9.42 | 6.60 |
| Return on equity
| 5.19 | 4.20 | 7.35 | 7.12 | 5.51 |
| Return on Assets
| 0.56 | 0.46 | 0.86 | 0.79 | 0.59 |
Income Statement
Provisions and Contingencies
--
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
--
|
--
|
4,359.26
|
3,615.97
|
5,118.24
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
--
|
11.05
|
12.56
|
12.12
|
11.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
--
|
7.03
|
7.21
|
5.76
|
4.69
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
--
|
5.73
|
6.39
|
6.49
|
6.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
--
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
--
|
2.44
|
2.48
|
2.40
|
2.64
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
7.35
Lower than Peers by 5.93
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
7.35
|
7.12
|
5.51
|
3.18
|
2.00
|
|
Peer Median
|
13.28
|
13.26
|
15.04
|
--
|
--
|
ROA
0.86
Lower than Peers by 0.27
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
0.86
|
0.79
|
0.59
|
0.34
|
0.22
|
|
Peer Median
|
1.14
|
1.18
|
1.16
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
--
|
67.01
|
71.42
|
74.51
|
72.84
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-0.45
Lower than Peers by 13.95
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
-0.45
|
-2.30
|
12.00
|
21.60
|
19.37
|
|
Peer Median
|
13.50
|
5.68
|
13.29
|
--
|
--
|
EBIT Growth
36.02
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
36.02
|
28.92
|
25.85
|
6.96
|
9.87
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
12.41
Lower than Peers by 8.03
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
12.41
|
43.55
|
90.37
|
74.66
|
-30.85
|
|
Peer Median
|
20.44
|
17.67
|
17.87
|
--
|
--
|
EPS Growth
37.71
Higher than Peers by 23.81
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
37.71
|
43.42
|
74.68
|
74.56
|
-39.75
|
|
Peer Median
|
13.90
|
14.04
|
10.58
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
--
|
6.85
|
15.95
|
3.54
|
17.96
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
18.33
Higher than Peers by 7.90
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
18.33
|
15.41
|
21.65
|
51.94
|
58.81
|
|
Peer Median
|
10.44
|
10.44
|
9.38
|
--
|
--
|
Price / Book Value
1.32
Lower than Peers by 0.06
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
1.32
|
1.06
|
1.11
|
1.62
|
1.09
|
|
Peer Median
|
1.38
|
1.38
|
1.38
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.70
|
0.65
|
1.14
|
--
|
--
|
EV/EBITDA
20.01
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
20.01
|
21.52
|
28.99
|
43.00
|
37.80
|
|
Peer Median
|
--
|
10.63
|
4.40
|
--
|
--
|
Market Cap
69,211
Lower than Peers by 8,306
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
69,211
|
54,131
|
52,958
|
66,743
|
43,275
|
|
Peer Median
|
77,517
|
73,250
|
60,073
|
--
|
--
|