Yes Bank Key Ratios
NSE: YESBANK | BSE: 532648
₹15.43
As on 29-Oct-2026IST
Market cap
₹48,498 Cr
Revenue (TTM)
₹31,919 Cr
P/E Ratio
11.6
P/B Ratio
0.9
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 7.39 | 17.06 | 4.83 | 8.12 | 11.55 |
| Interest Expended | 10.64 | 14.47 | -0.35 | 7.11 | 12.03 |
| Net Interest Income | 1.23 | 22.81 | 16.88 | 10.25 | 10.62 |
| EPS | 1.14 | 63.08 | 47.74 | 66.23 | 24.91 |
| Book Value | -- | -- | 6.76 | 5.54 | 4.20 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| Net NPAs
| 0.36 | -- | 0.20 | -- | -- |
| Net Interest Margin
| 2.45 | 2.46 | 0.00 | 2.44 | 2.48 |
| Net Margin
| 6.59 | 5.49 | 10.68 | 9.42 | 6.60 |
| Return on equity
| 5.19 | 4.20 | 8.03 | 7.12 | 5.51 |
| Return on Assets
| 0.56 | 0.46 | 0.89 | 0.79 | 0.59 |
Income Statement
Provisions and Contingencies
--
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
--
|
4,236.28
|
4,359.26
|
3,615.97
|
5,118.24
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
--
|
11.05
|
12.56
|
12.12
|
11.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
--
|
7.03
|
7.21
|
5.76
|
4.69
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
--
|
5.73
|
6.39
|
6.49
|
6.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
--
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
--
|
2.44
|
2.48
|
2.40
|
2.64
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
8.03
Lower than Peers by 5.29
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
8.03
|
7.12
|
5.51
|
3.18
|
2.00
|
|
Peer Median
|
13.31
|
13.26
|
15.04
|
--
|
--
|
ROA
0.89
Lower than Peers by 0.25
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
0.89
|
0.79
|
0.59
|
0.34
|
0.22
|
|
Peer Median
|
1.14
|
1.18
|
1.16
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
--
|
67.01
|
71.42
|
74.51
|
72.84
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
4.83
Lower than Peers by 8.30
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
4.83
|
-2.30
|
12.00
|
21.60
|
19.37
|
|
Peer Median
|
13.13
|
9.47
|
13.29
|
--
|
--
|
EBIT Growth
41.13
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
41.13
|
28.92
|
25.85
|
6.96
|
9.87
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
16.88
Lower than Peers by 3.57
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
16.88
|
43.55
|
90.37
|
74.66
|
-30.85
|
|
Peer Median
|
20.44
|
18.23
|
17.87
|
--
|
--
|
EPS Growth
47.74
Higher than Peers by 33.52
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
47.74
|
43.42
|
74.68
|
74.56
|
-39.75
|
|
Peer Median
|
14.22
|
16.94
|
10.58
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
--
|
6.85
|
15.95
|
3.54
|
17.96
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
11.56
Higher than Peers by 2.54
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
11.56
|
15.41
|
21.65
|
51.94
|
58.81
|
|
Peer Median
|
9.02
|
9.02
|
9.38
|
--
|
--
|
Price / Book Value
0.91
Lower than Peers by 0.34
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
0.91
|
1.06
|
1.11
|
1.62
|
1.09
|
|
Peer Median
|
1.25
|
1.25
|
1.38
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.74
|
0.74
|
1.14
|
--
|
--
|
EV/EBITDA
15.51
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
15.51
|
21.52
|
28.99
|
43.00
|
37.80
|
|
Peer Median
|
--
|
11.45
|
4.40
|
--
|
--
|
Market Cap
48,498
Lower than Peers by 17,877
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Yes Bank
|
48,498
|
54,131
|
52,958
|
66,743
|
43,275
|
|
Peer Median
|
66,375
|
63,392
|
60,073
|
--
|
--
|