Yes Bank Financials
NSE: YESBANK | BSE: 532648
₹22.30
As on 10-Sep-2026IST
Market cap
₹69,933 Cr
Revenue (TTM)
₹30,658 Cr
P/E Ratio
18.5
P/B Ratio
1.3
Div. Yield
0 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Interest Earned
|
30,658.32
|
30,208.46
|
30,918.81
|
27,605.86
|
22,702.16
|
19,018.77
|
|||||
|
Other Income
|
7,130.25
|
7,084.30
|
6,156.81
|
5,355.03
|
3,883.01
|
3,404.75
|
|||||
|
Total Income
|
37,788.57
|
37,292.75
|
37,075.62
|
32,960.89
|
26,585.17
|
22,423.52
|
|||||
|
Interest Expended
|
20,484.37
|
20,450.28
|
21,998.37
|
19,527.25
|
14,799.76
|
12,528.44
|
|||||
|
Operating Expenses
|
11,411.57
|
11,286.66
|
10,767.71
|
10,009.40
|
8,583.93
|
6,981.14
|
|||||
|
Operating Profit before Prov. & Cont.
|
5,892.63
|
5,555.82
|
4,309.55
|
3,424.24
|
3,201.48
|
2,913.94
|
|||||
|
Provisions and Contingencies
|
1,022.86
|
912.39
|
1,085.61
|
1,886.55
|
2,220.16
|
1,480.25
|
|||||
|
Profit Before Tax
|
4,869.77
|
4,643.43
|
3,223.94
|
1,537.69
|
981.33
|
1,433.69
|
|||||
|
Taxes
|
1,094.62
|
1,131.37
|
777.34
|
252.49
|
245.51
|
369.64
|
|||||
|
Profit after Tax
|
3,775.15
|
3,512.06
|
2,446.60
|
1,285.20
|
735.82
|
1,064.05
|
|||||
|
Minority Interest
|
-0.18
|
-0.34
|
-0.11
|
--
|
--
|
--
|
|||||
|
Share of Associate
|
-0.12
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Consolidated Profit
|
3,774.85
|
3,511.71
|
2,446.49
|
1,285.20
|
735.82
|
1,064.05
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
52,436.34
|
51,158.45
|
47,832.42
|
42,155.19
|
40,718.18
|
33,698.97
|
|||||
|
Minority Interest
|
-0.18
|
4.70
|
3.25
|
--
|
--
|
--
|
|||||
|
Deposits
|
3,15,372.22
|
3,18,969.23
|
2,84,420.03
|
2,66,229.53
|
2,17,382.19
|
1,97,062.58
|
|||||
|
Borrowings
|
68,508.96
|
65,450.82
|
71,971.45
|
80,507.61
|
77,753.98
|
72,340.18
|
|||||
|
Other Liabilities & Provisions
|
26,835.37
|
34,620.87
|
19,888.79
|
17,469.22
|
19,349.78
|
15,476.01
|
|||||
|
Total Liabilities
|
4,63,157.66
|
4,70,204.08
|
4,24,115.93
|
4,06,361.55
|
3,55,204.13
|
3,18,577.74
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
12,532.94
|
16,745.18
|
15,260.13
|
18,139.24
|
12,864.09
|
43,452.27
|
|||||
|
Balances with Banks and Money at Call
|
11,078.46
|
21,602.16
|
13,307.12
|
1,179.21
|
6,491.92
|
3,295.94
|
|||||
|
Investments
|
92,353.83
|
87,754.93
|
84,724.68
|
89,996.95
|
76,749.30
|
51,753.99
|
|||||
|
Advances
|
2,85,117.89
|
2,73,444.55
|
2,46,120.16
|
2,27,799.04
|
2,03,236.55
|
1,80,959.01
|
|||||
|
Net Block
|
3,275.25
|
3,097.16
|
2,872.33
|
2,509.10
|
2,155.71
|
2,015.82
|
|||||
|
Other Assets
|
58,799.29
|
67,459.42
|
61,625.43
|
66,381.37
|
53,410.80
|
36,975.53
|
|||||
|
Miscellaneous Exp. Not Written Off
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
4,63,157.66
|
4,70,204.08
|
4,24,115.93
|
4,06,361.55
|
3,55,204.13
|
3,18,577.74
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
21,216.85
|
6,386.40
|
9,644.55
|
-25,816.26
|
23,597.74
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-4,970.71
|
8,527.28
|
-12,430.96
|
-12,904.03
|
-14,511.40
|
|||||
|
Cash from Financing Activities
|
--
|
-6,485.18
|
-5,651.25
|
2,770.82
|
11,450.38
|
8,391.16
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
9,760.97
|
9,262.43
|
-15.58
|
-27,269.90
|
17,477.51
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
1.20
|
1.12
|
0.78
|
0.45
|
0.26
|
0.42
|
|||||
|
Cash EPS (₹)
|
1.20
|
1.30
|
0.94
|
0.64
|
0.41
|
0.58
|
|||||
|
Adjusted Book Value (₹)
|
16.71
|
16.25
|
15.22
|
14.30
|
13.82
|
13.45
|
|||||
|
Dividend per Share (₹)
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Cash Flow per Share (₹)
|
--
|
6.76
|
2.04
|
3.35
|
-8.98
|
9.42
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
5.10
|
0.70
|
1.93
|
-9.70
|
7.86
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Yield on Advances
|
--
|
11.05
|
12.56
|
12.12
|
11.17
|
10.51
|
|||||
|
Yield on Investments
|
--
|
7.03
|
7.21
|
5.76
|
4.69
|
6.06
|
|||||
|
Interest Spread
|
--
|
5.73
|
6.39
|
6.49
|
6.16
|
5.86
|
|||||
|
NIM (%)
|
--
|
2.44
|
2.48
|
2.40
|
2.64
|
2.32
|
|||||
|
ROE (%)
|
7.35
|
7.12
|
5.51
|
3.18
|
2.00
|
3.18
|
|||||
|
ROA (%)
|
0.86
|
0.79
|
0.59
|
0.34
|
0.22
|
0.36
|
|||||
|
Cost to Income Ratio
|
--
|
67.01
|
71.42
|
74.51
|
72.84
|
70.55
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
-0.45
|
-2.30
|
12.00
|
21.60
|
19.37
|
-5.09
|
|||||
|
EBIT Growth (%)
|
36.02
|
28.92
|
25.85
|
6.96
|
9.87
|
-36.90
|
|||||
|
Net Profit Growth (%)
|
12.41
|
43.55
|
90.37
|
74.66
|
-30.85
|
130.50
|
|||||
|
EPS Growth (%)
|
37.71
|
43.42
|
74.68
|
74.56
|
-39.75
|
130.50
|
|||||
|
Book Value Growth (%)
|
--
|
6.85
|
15.95
|
3.54
|
17.96
|
1.66
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
18.53
|
15.41
|
21.65
|
51.94
|
58.81
|
28.94
|
|||||
|
Price / Book Value
|
1.33
|
1.06
|
1.11
|
1.62
|
1.09
|
0.91
|
|||||
|
Dividend Yield (%)
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
EV/EBITDA
|
20.13
|
21.52
|
28.99
|
43.00
|
37.80
|
35.39
|
|||||
|
Close Price (₹)
|
24.18
|
17.25
|
16.88
|
23.20
|
15.05
|
12.30
|
|||||
|
High Price (₹)
|
25.78
|
24.30
|
28.55
|
32.85
|
24.75
|
15.95
|
|||||
|
Low Price (₹)
|
17.19
|
16.08
|
16.02
|
14.10
|
12.23
|
10.50
|
|||||
|
Market Cap (₹ Cr)
|
69,933.12
|
54,130.53
|
52,957.75
|
66,742.69
|
43,274.86
|
30,792.54
|