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VB Desai Financial Key Ratios

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NSE: VBDESAIFIN | BSE: 511110

₹19.50

up-down-arrow ₹-0.50 (-2.50%)

As on 23-Oct-2026IST

Market cap

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₹9 Cr

Revenue (TTM)

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₹3 Cr

P/E Ratio

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9.2

P/B Ratio

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0.7

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 73.88 12.44 -2.12 4.02 5.98
EBIT 2,450.00 -- -73.96 -5.85 -4.26
Net Profit 41.95 44.06 -2.12 4.02 5.98
EPS 41.97 44.08 49.86 39.26 23.93
Book Value -- -- 7.22 5.44 4.53
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 8.699.017.512.489.56
Net Margin info 17.6715.3923.5522.0816.79
Return on equity info 5.294.437.536.974.75
Return on Assets info 5.064.247.326.704.54

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
--
9.36
6.53
5.50
4.09
Peer Median
--
6.47
10.81
7.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

7.53

Higher than Peers by 1.77

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
7.53
6.97
4.75
4.16
2.85
Peer Median
5.75
5.29
10.20
7.77
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

7.32

Higher than Peers by 3.77

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
7.32
6.70
4.54
3.96
2.73
Peer Median
3.55
2.74
5.58
4.45
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

7.51

Lower than Peers by 32.60

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
7.51
2.48
9.56
14.03
6.45
Peer Median
40.10
39.40
40.64
56.33
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

23.55

Lower than Peers by 2.31

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
23.55
22.08
16.79
14.15
11.18
Peer Median
25.86
14.31
33.00
22.22
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

Higher than Peers by 0.00

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
0.00
30.83
19.86
15.02
12.79
Peer Median
0.00
0.00
0.00
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-2.12

Lower than Peers by 18.23

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
-2.12
0.27
-9.27
25.53
-6.47
Peer Median
16.11
0.50
17.44
66.08
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

--

--

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
--
-73.96
-38.15
173.22
-51.86
Peer Median
20.64
15.07
15.12
209.90
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-2.12

Lower than Peers by 19.27

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
-2.12
55.54
19.58
50.86
-13.59
Peer Median
17.15
17.75
7.75
162.17
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

49.86

Higher than Peers by 39.61

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
49.86
55.54
19.59
50.85
-13.58
Peer Median
10.25
29.09
-2.97
166.13
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
--
7.22
4.87
4.24
2.89
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
--
--
--
--
--
Peer Median
--
0.24
0.67
0.13
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

8.39

Higher than Peers by 3.23

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
8.39
8.37
5.30
1.85
1.61
Peer Median
5.16
4.73
3.25
2.96
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

8.39

Higher than Peers by 3.43

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
8.39
8.32
5.26
1.83
1.59
Peer Median
4.96
10.00
2.21
3.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

--

--

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
--
--
--
--
--
Peer Median
9.12
9.44
3.46
3.08
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

9.24

Lower than Peers by 7.50

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
9.24
6.82
27.69
16.09
12.54
Peer Median
16.74
19.80
15.29
14.30
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.67

Lower than Peers by 0.14

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
0.67
0.46
1.29
0.65
0.35
Peer Median
0.81
0.98
1.31
2.64
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
--
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

6.10

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
6.10
4.44
19.31
11.46
8.41
Peer Median
--
12.34
13.18
17.64
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

9

Lower than Peers by 745

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VB Desai Financial
9
6
15
8
4
Peer Median
754
688
566
1,044
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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