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VB Desai Financial Key Ratios

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NSE: VBDESAIFIN | BSE: 511110

₹19.00

up-down-arrow ₹-0.99 (-4.95%)

As on 01-Sep-2026IST

Market cap

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₹9 Cr

Revenue (TTM)

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₹3 Cr

P/E Ratio

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9

P/B Ratio

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0.7

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 73.88 12.44 -2.12 4.02 5.98
EBIT 2,450.00 -- -38.11 -5.85 -4.26
Net Profit 41.95 44.06 -2.12 4.02 5.98
EPS 41.97 44.08 49.86 39.26 23.93
Book Value -- -- 4.87 4.00 3.47
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-25Mar-24
EBIT-Margin info 10.0210.247.519.5714.03
Net Margin info 14.0412.7723.5516.7914.15
Return on equity info 3.923.417.534.754.16
Return on Assets info 3.743.267.324.543.96

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
--
6.53
5.50
4.09
4.63
Peer Median
--
10.81
7.66
11.86
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

7.53

Higher than Peers by 1.34

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
7.53
4.75
4.16
2.85
3.41
Peer Median
6.19
10.20
7.77
10.37
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

7.32

Higher than Peers by 3.53

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
7.32
4.54
3.96
2.73
3.27
Peer Median
3.78
5.58
4.45
6.18
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

7.51

Lower than Peers by 33.86

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
7.51
9.57
14.03
6.45
12.52
Peer Median
41.36
40.64
56.33
12.79
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

23.55

Lower than Peers by 2.68

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
23.55
16.79
14.15
11.18
12.75
Peer Median
26.23
33.00
22.22
12.45
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

Higher than Peers by 0.00

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
0.00
19.86
15.02
12.79
13.73
Peer Median
0.00
0.00
0.00
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-2.12

Lower than Peers by 16.96

Year on year growth in net sales

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
-2.12
-9.27
25.53
-6.47
31.96
Peer Median
14.84
17.44
66.08
1.52
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

--

--

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
--
-38.11
173.22
-51.86
91.59
Peer Median
19.89
15.12
209.90
-40.99
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-2.12

Lower than Peers by 14.87

Year on year growth in profit after tax

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
-2.12
19.61
50.86
-13.59
84.65
Peer Median
12.75
7.75
162.17
-74.62
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

49.86

Higher than Peers by 44.24

Year on year growth in earnings per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
49.86
19.61
50.85
-13.58
84.63
Peer Median
5.62
-2.97
166.13
20.83
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
--
4.87
4.24
2.89
3.47
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
--
--
--
--
--
Peer Median
--
0.67
0.13
0.14
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
--
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

8.39

Higher than Peers by 1.83

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
8.39
5.30
1.85
1.61
1.74
Peer Median
6.55
3.25
2.96
2.74
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

8.39

Higher than Peers by 2.00

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
8.39
5.26
1.83
1.59
1.71
Peer Median
6.39
2.21
3.00
3.19
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

--

--

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
--
--
--
--
--
Peer Median
15.30
3.46
3.08
4.40
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

9.00

Lower than Peers by 10.65

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
9.00
27.69
16.09
12.54
15.60
Peer Median
19.65
15.29
14.30
38.90
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.65

Lower than Peers by 0.16

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
0.65
1.29
0.65
0.35
0.52
Peer Median
0.82
1.31
2.64
1.13
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
--
--
--
--
--
Peer Median
0.14
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

5.93

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
5.93
19.30
11.46
8.41
10.89
Peer Median
--
13.18
17.64
9.84
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

9

Lower than Peers by 758

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
VB Desai Financial
9
15
8
4
6
Peer Median
767
566
1,044
139
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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