Syndicate Bank [Merged] Peer Comparison
NSE: SYNDIBANK | BSE: 532276
₹15.15
As on 19-Mar-2020IST
Market cap
₹4,066 Cr
Revenue (TTM)
₹21,965 Cr
P/E Ratio
--
P/B Ratio
0.2
Div. Yield
0 %
| Syndicate Bank [Merged] | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
4,066 | 58,974 | 33,443 | 27,652 | 22,025 |
Interest Income (₹ Cr) |
21,965 | 14,736 | 11,555 | 37,270 | 7,249 |
Net Interest Income (₹ Cr) |
7,355.56 | 6,536.59 | 5,281.95 | 14,771.97 | 3,024.68 |
NIM (%) |
-- | -- | 4.26 | -- | 3.78 |
RoA (%) |
-0.10 | 0.55 | 2.14 | 0.87 | 1.61 |
Price to Earnings |
-- | 65.60 | 12.19 | 6.06 | 15.70 |
Price-To-Book |
0.25 | 1.38 | 2.25 | 0.75 | 2.01 |
Income Statement (₹ Cr)
| Syndicate Bank [Merged] | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Interest Earned
|
21,965.24 | 6,302.09 | 5,815.82 | 22,748.62 | 3,767.17 |
|
Other Income
|
2,930.34 | 1,440.98 | 962.77 | 2,416.33 | 514.39 |
|
Total Income
|
24,895.58 | 7,743.06 | 6,778.59 | 25,164.95 | 4,281.56 |
|
Interest Expended
|
14,609.68 | 3,760.65 | 3,453.00 | 15,934.66 | 2,155.68 |
|
Operating Expenses
|
6,126.84 | 2,043.90 | 1,614.81 | 6,080.16 | 885.89 |
|
Operating Profit before Prov. & Cont.
|
2,819.97 | 1,938.52 | 1,710.78 | 3,150.14 | 1,239.99 |
|
Provisions and Contingencies
|
4,534.11 | 640.68 | 1,388.55 | 11,306.59 | 315.14 |
|
Profit Before Tax
|
-3,102.35 | 1,297.83 | 322.23 | -8,156.46 | 924.85 |
|
Taxes
|
-208.63 | 436.47 | 111.36 | -2,528.74 | 242.00 |
|
Profit after Tax
|
-166.42 | 861.36 | 210.87 | -5,627.72 | 682.85 |
|
Minority Interest
|
0.00 | 18.82 | -- | 43.46 | -- |
|
Share of Associate
|
-102.95 | -5.90 | -- | 16.59 | -- |
|
Consolidated Profit
|
-269.37 | 857.84 | 210.87 | -5,616.93 | 682.85 |
Liabilities (₹ Cr)
| Syndicate Bank [Merged] | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
18,098.81 | 7,534.79 | 6,422.80 | 19,396.04 | 4,840.76 |
|
Minority Interest
|
0.00 | 18.82 | -- | 43.46 | -- |
|
Deposits
|
2,77,353.58 | 58,357.63 | 59,867.95 | 3,00,311.39 | 38,447.95 |
|
Borrowings
|
26,341.08 | 11,832.07 | 1,565.34 | 5,639.67 | 480.91 |
|
Other Liabilities & Provisions
|
6,719.90 | 2,673.30 | 1,484.02 | 6,494.10 | 1,489.27 |
|
Total Liabilities
|
3,12,970.86 | 80,397.79 | 69,340.11 | 3,31,884.64 | 45,258.89 |
Assets (₹ Cr)
| Syndicate Bank [Merged] | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
11,234.46 | 4,840.05 | 2,934.68 | 20,779.45 | 1,993.12 |
|
Balances with Banks and Money at Call
|
18,378.22 | 1,808.67 | 762.36 | 10,518.14 | 970.16 |
|
Investments
|
74,836.57 | 16,745.17 | 14,881.59 | 1,25,452.74 | 7,712.20 |
|
Advances
|
2,10,757.38 | 54,308.24 | 48,580.81 | 1,47,425.48 | 32,673.34 |
|
Net Block
|
2,562.95 | 375.57 | 544.94 | 4,319.80 | 250.03 |
|
Other Assets
|
10,775.64 | 2,280.15 | 1,597.68 | 23,389.03 | 1,660.03 |
|
Miscellaneous Exp. Not Written Off
|
-- | -- | -- | -- | -- |
|
Total Assets
|
3,12,970.86 | 80,397.79 | 69,340.11 | 3,31,884.64 | 45,258.89 |
Cashflow (₹ Cr)
| Syndicate Bank [Merged] | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-7,234.47 | 78.24 | -1,575.65 | -14,509.99 | 418.60 |
|
Cash Flow from Investing Activities
|
-141.90 | -201.71 | 549.35 | -250.94 | -86.69 |
|
Cash from Financing Activities
|
3,016.90 | 2,566.64 | 414.13 | 6,796.11 | -5.07 |
|
Net Cash Inflow / Outflow
|
-4,359.47 | 2,443.18 | -612.17 | -7,964.82 | 326.84 |
Ratios
Profitability Ratios
| Syndicate Bank [Merged] | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Yield on Advances
|
10.60 | 11.60 | 11.97 | 15.43 | 11.53 |
|
Yield on Investments
|
7.76 | 7.00 | 8.21 | 6.92 | 7.60 |
|
Interest Spread
|
5.31 | 6.25 | 6.35 | 10.22 | 5.99 |
|
NIM (%)
|
0.00 | 3.27 | 3.52 | 2.24 | 3.72 |
|
ROE (%)
|
-16.38 | 12.12 | 3.32 | -36.09 | 15.17 |
|
ROA (%)
|
-0.10 | 1.21 | 0.31 | -1.71 | 1.60 |
|
Cost to Income Ratio
|
68.22 | 51.32 | 48.56 | 65.87 | 41.67 |
Growth Ratios
| Syndicate Bank [Merged] | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
-0.23 | 38.16 | 2.04 | -5.85 | 10.72 |
|
EBIT Growth (%)
|
-27.07 | 44.52 | -3.74 | 14.37 | 2.67 |
|
Net Profit Growth (%)
|
19.66 | 34.76 | -39.00 | -10.44 | 15.35 |
|
EPS Growth (%)
|
53.79 | 33.56 | -39.00 | 29.30 | 14.83 |
|
Book Value Growth (%)
|
10.36 | 12.79 | 2.53 | 6.82 | 16.27 |
Valuation Ratios
| Syndicate Bank [Merged] | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Price / Earnings
|
0.00 | 33.89 | 27.14 | 0.00 | 21.96 |
|
Price / Book Value
|
0.65 | 3.86 | 0.89 | 0.92 | 3.10 |
|
Dividend Yield (%)
|
0.00 | 0.40 | 0.84 | 0.00 | 0.24 |
|
EV/EBITDA
|
12.88 | 21.10 | 4.26 | 6.48 | 12.48 |
|
Market Cap (₹ Cr)
|
10,710.45 | 29,073.86 | 5,723.35 | 14,772.95 | 14,998.60 |