SML Mahindra Financials

NSE: SMLMAH | BSE: 505192

₹5,726.00

up-down-arrow407.50 (7.66%)

As on 03-Sep-2026 15:59IST

Market cap

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₹8,302 Cr

Revenue (TTM)

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₹2,950 Cr

P/E Ratio

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53.1

P/B Ratio

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14.2

Div. Yield

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0.4 %

Income Statement (₹ Cr)

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Operating Revenue
2,949.57
2,837.92
2,398.99
2,195.93
1,821.59
924.17
Total Income
2,957.02
2,846.24
2,405.05
2,201.34
1,824.71
930.13
Total Expenditure
2,676.08
2,559.52
2,164.44
2,017.02
1,739.95
965.36
EBITDA
273.49
278.40
234.56
178.91
81.64
-41.19
Depreciation
52.87
52.03
48.35
47.52
42.43
43.53
EBIT
220.62
226.37
186.20
131.39
39.20
-84.72
Interest
18.39
20.75
29.88
30.35
25.04
21.51
Other Income
7.45
8.33
6.05
5.41
3.12
5.96
Exceptional Items
--
--
--
--
--
--
Profit before Tax
209.68
213.95
162.38
106.45
17.28
-100.27
Provision for Tax
53.27
54.20
40.70
-1.43
-2.56
-0.51
Profit after Tax
156.41
159.75
121.67
107.88
19.84
-99.76

Liabilities (₹ Cr)

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Shareholder's Funds
519.34
519.34
382.66
285.59
177.95
161.49
Minority Interest
--
--
--
--
--
--
Non-Current Liabilities
87.73
87.73
145.05
88.29
56.16
45.90
Current Liabilities
789.71
789.71
771.70
819.56
684.96
593.39
Total Liabilities
1,396.78
1,396.78
1,299.41
1,212.52
936.56
815.83

Assets (₹ Cr)

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Non-Current Assets
377.10
408.06
396.12
368.83
380.90
380.28
Current Assets
988.72
988.72
903.29
824.61
538.16
420.49
Total Assets
1,396.78
1,396.78
1,299.41
1,212.52
936.56
815.83
Total Debt*
--
280.15
321.78
415.66
258.11
290.57
Net Current Assets
199.01
199.01
131.59
5.05
-146.80
-172.90
Contingent Liabilities
--
27.84
26.06
31.87
27.35
39.19

Cashflow (₹ Cr)

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Cash From Operating Activities
--
156.19
177.48
-49.68
90.06
-18.61
Cash Flow from Investing Activities
--
-65.83
-60.94
-45.80
-42.09
-6.96
Cash from Financing Activities
--
-88.96
-148.26
126.81
-55.16
17.42
Net Cash Inflow / Outflow
--
1.41
-31.72
31.33
-7.18
-8.15

Financials Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Adjusted EPS (₹) info
108.08
110.39
84.08
74.54
13.71
-68.93
Cash EPS (₹) info
108.08
146.34
117.49
107.38
43.03
-38.86
Adjusted Book Value (₹) info
402.82
358.86
264.42
197.34
122.96
111.58
Dividend per Share (₹) info
0.41
23.50
18.00
16.00
--
--
Cash Flow per Share (₹) info
--
107.93
122.64
-34.33
62.23
-12.86
Free Cash Flow per Share (₹) info
--
42.05
33.29
-82.76
16.65
-43.18

Profitability Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
ROCE (%) info
--
31.21
27.35
24.06
9.53
-16.40
ROE (%) info
32.48
35.42
36.42
46.55
11.69
-47.84
ROA (%) info
11.60
11.85
9.76
10.21
2.31
-12.61
EBIT Margin (%) info
7.48
7.98
7.76
5.98
2.15
-9.17
Net Margin (%) info
5.29
5.61
5.06
4.90
1.09
-10.73
Cash Profit Margin (%) info
--
7.35
6.99
6.97
3.35
-5.97

Growth Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Revenue Growth (%) info
18.04
18.30
9.25
20.55
97.11
56.36
EBIT Growth (%) info
5.12
21.57
41.71
235.15
146.28
26.30
Net Profit Growth (%) info
9.96
31.29
12.79
443.87
119.88
25.27
EPS Growth (%) info
9.96
31.29
12.79
443.87
119.88
25.27
Book Value Growth (%) info
--
35.72
33.99
60.49
10.19
-36.81

Valuation Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Price / Earnings info
53.08
34.36
18.61
25.64
53.78
--
Price / Book Value info
14.24
10.57
5.92
9.69
5.99
4.43
Dividend Yield (%) info
0.41
0.62
1.15
0.84
--
--
EV/EBITDA info
30.47
20.05
10.67
17.00
15.56
-28.19
Close Price (₹) info
4,098.00
3,780.70
1,567.80
1,908.25
742.50
495.50
High Price (₹) info
5,348.00
5,348.00
2,406.00
2,480.00
888.00
845.00
Low Price (₹) info
2,112.10
1,442.35
1,028.40
701.00
493.65
430.00
Market Cap (₹ Cr) info
8,301.66
5,489.10
2,264.17
2,766.00
1,066.72
716.13

Solvency Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Debt to Equity info
0.02
0.54
0.84
1.46
1.45
1.80
Short term debt to equity ratio info
--
0.42
0.59
1.23
1.26
1.45
Current Ratio info
1.25
1.25
1.17
1.01
0.79
0.71
Quick Ratio info
0.42
0.42
0.42
0.30
0.17
0.21
Interest Coverage info
12.40
11.31
6.43
4.51
1.69
-3.66

Operating Efficiency Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Debtors to sales (%) info
9.16
9.52
11.06
7.69
4.16
8.54
Asset Turnover info
2.19
2.14
1.95
2.11
2.16
1.19
Receivable days info
--
33.94
32.57
20.04
15.17
22.91
Inventory Days info
--
78.50
86.84
82.01
70.40
107.82
Payable days info
--
65.33
70.31
67.04
66.99
103.05
Cash Conversion Cycle info
--
47.11
49.10
35.01
18.58
27.68
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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