Step Two Peer Comparison

BSE: 531509

₹25.75

₹-1.30 (-4.81%)

As on 21-Sep-2026IST

Market cap

₹19 Cr

Revenue (TTM)

₹6 Cr

P/E Ratio

--

P/B Ratio

2.2

Div. Yield

0 %

Edit

	Step Two	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	19	34,782	29,876	25,757	21,967
Revenue (₹ Cr)	6	404	10,285	5,303	6,380
Net Profit (₹ Cr)	-1.59	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	-28.70	74.72	14.02	21.20	18.97
RoE (%)	-17.78	1.41	10.08	16.25	16.14
Price to Earnings	--	80.72	20.61	22.84	18.14
Price-To-Book	2.20	1.19	1.86	3.43	2.66

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	Step Two	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	6.15	403.54	10,284.59	5,303.14	6,379.52
Other Income	-0.60	5.87	25.57	15.03	3.80
Total Income	1.51	306.22	10,031.14	3,250.99	5,756.14
Interest Expense	0.01	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	-2.10	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	7.64	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	-2.12	362.26	1,950.48	1,497.38	1,612.11
Taxes	-0.53	56.33	505.07	369.75	401.27
Profit after Tax	-1.59	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	0.00	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	-1.59	430.89	1,449.46	1,127.63	1,210.84

Liabilities (₹ Cr)

	Step Two	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	8.43	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	0.00	0.00	4.05	0.00	0.00
Non-Current Liabilities	0.03	3,407.06	141.91	115.58	137.71
Current Liabilities	0.02	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	5.70	35,100.39	54,550.48	21,485.87	29,334.64

Assets (₹ Cr)

	Step Two	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	1.09	169.20	1,233.12	446.49	827.99
Current Assets	5.95	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	5.70	35,100.39	54,550.48	21,485.87	29,334.64
Contingent Liabilities	--	--	196.39	7.21	4.00

Cashflow (₹ Cr)

	Step Two	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	-0.42	206.21	-466.57	-4,312.62	1,125.24
Cash Flow from Investing Activities	1.33	-165.99	-124.80	61.87	708.34
Cash from Financing Activities	--	-142.63	1,132.34	5,117.65	-1,669.38
Net Cash Inflow / Outflow	0.91	-102.41	540.97	866.90	164.20

Ratios

Profitability Ratios

	Step Two	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	-0.44	1.21	11.25	11.18	9.55
ROE (%)	-17.78	1.41	10.08	16.25	16.14
ROA (%)	-22.47	0.91	2.34	4.21	4.05
EBIT Margin (%)	-24.57	88.46	59.60	64.20	56.04
Net Margin (%)	-28.70	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

Growth Ratios

	Step Two	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	73.90	30.99	4.76	50.20	11.86
EBIT Growth (%)	40.70	33.57	33.65	58.09	64.71
Net Profit Growth (%)	-4.19	42.45	85.35	95.19	524.34
EPS Growth (%)	40.63	-86.84	68.98	74.92	521.96
Book Value Growth (%)	-0.45	3.76	7.66	12.13	5.63

Valuation Ratios

	Step Two	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	-11.96	79.90	19.76	22.91	18.43
Price / Book Value	2.20	1.17	1.84	3.44	2.70
Dividend Yield (%)	0.00	0.50	0.63	0.07	0.00
EV/EBITDA	-9.26	92.90	12.41	13.26	12.00
Market Cap (₹ Cr)	13.17	31,951.18	19,684.03	14,056.08	15,214.34

Solvency Ratios

	Step Two	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	2.85	0.00	0.00
Short term debt to equity ratio	--	--	2.89	0.98	1.50
Current Ratio	270.32	1,357.85	1.24	1.26	1.29
Quick Ratio	270.32	1,357.85	1.24	1.26	1.29
Interest Coverage	-234.67	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly