SBBJ Peer Comparison

NSE: SBBJ | BSE: 501061

₹771.85

₹7.55 (0.99%)

As on 15-Mar-2017IST

Market cap

₹5,399 Cr

Revenue (TTM)

₹9,380 Cr

P/E Ratio

P/B Ratio

0.7

Div. Yield

1.9 %

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	SBBJ	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Market cap (₹ Cr)	5,399	62,686	32,037	27,507	22,976
Interest Income (₹ Cr)	9,380	14,736	11,555	37,270	7,249
Net Interest Income (₹ Cr)	3,127.39	6,536.59	5,281.95	14,771.97	3,024.68
NIM (%)	3.04	--	4.26	--	3.78
RoA (%)	-0.17	0.55	2.14	0.87	1.61
Price to Earnings	--	69.72	11.67	6.03	16.38
Price-To-Book	0.73	1.46	2.16	0.74	2.09

Income Statement (₹ Cr)

	SBBJ	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Interest Earned	9,380.08	2,744.31	5,443.43	25,987.66	2,944.21
Other Income	1,361.16	490.54	706.78	1,944.47	409.98
Total Income	10,741.24	3,234.85	6,150.22	27,932.13	3,354.19
Interest Expended	6,252.69	1,925.10	3,662.03	18,889.30	1,963.17
Operating Expenses	2,191.41	767.34	1,185.12	6,377.69	557.73
Operating Profit before Prov. & Cont.	2,305.03	542.41	1,303.06	2,665.14	833.28
Provisions and Contingencies	2,595.66	114.41	391.42	5,322.31	230.59
Profit Before Tax	1,295.54	428.00	911.63	-2,657.17	602.69
Taxes	-117.92	135.52	344.00	-1,251.00	158.00
Profit after Tax	-180.60	292.48	567.63	-1,406.17	444.69
Minority Interest	--	--	--	35.07	--
Share of Associate	--	--	--	14.59	--
Consolidated Profit	850.60	292.48	567.63	-1,396.37	444.69

	SBBJ	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Shareholder's Funds	7,293.88	2,989.23	4,572.95	18,507.57	3,052.00
Minority Interest	--	--	--	35.07	--
Deposits	95,689.27	24,348.65	50,078.90	2,66,686.30	27,158.13
Borrowings	3,095.41	10,536.22	2,894.24	9,503.12	664.55
Other Liabilities & Provisions	3,504.66	1,286.98	1,438.63	11,889.08	929.29
Total Liabilities	1,10,336.27	39,161.09	58,984.72	3,06,621.15	31,803.96

	SBBJ	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash and Balance with Reserve Bank of India	4,772.08	1,339.75	2,529.06	14,070.20	1,412.57
Balances with Banks and Money at Call	156.30	1,110.18	362.54	1,499.45	1,237.50
Investments	28,451.41	14,436.03	14,442.67	89,086.68	6,826.45
Advances	70,231.26	21,229.08	39,084.38	1,80,895.18	21,056.92
Net Block	397.88	158.24	416.54	4,369.02	217.56
Other Assets	4,615.15	868.75	2,145.95	16,700.60	1,052.97
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	1,10,336.27	39,161.09	58,984.72	3,06,621.15	31,803.96

	SBBJ	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash From Operating Activities	2,279.21	-4,384.20	579.87	281.29	248.46
Cash Flow from Investing Activities	-102.32	-60.43	-91.65	-148.96	-59.99
Cash from Financing Activities	-290.89	4,039.88	-345.71	599.29	-75.17
Net Cash Inflow / Outflow	1,886.01	-404.75	142.51	731.62	113.30

	SBBJ	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Yield on Advances	13.15	12.93	13.93	14.37	13.98
Yield on Investments	8.82	5.58	8.24	7.93	8.59
Interest Spread	6.79	7.41	7.01	7.53	6.93
NIM (%)	3.04	2.15	3.16	2.49	3.21
ROE (%)	-2.57	11.21	12.88	-9.19	15.47
ROA (%)	-0.17	0.88	1.01	-0.45	1.49
Cost to Income Ratio	47.15	58.59	47.63	70.53	40.10

	SBBJ	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Revenue Growth (%)	-1.17	40.51	0.88	-1.84	9.09
EBIT Growth (%)	9.55	50.62	38.14	-25.56	20.30
Net Profit Growth (%)	-119.26	41.18	24.59	-327.43	15.77
EPS Growth (%)	-119.26	27.58	24.35	-305.74	15.45
Book Value Growth (%)	12.14	34.04	7.88	-7.79	13.22

	SBBJ	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Price / Earnings	4.13	0.00	1.59	0.00	10.54
Price / Book Value	0.52	0.00	1.16	0.85	1.86
Dividend Yield (%)	2.85	--	3.21	0.00	1.27
EV/EBITDA	3.65	20.02	6.30	8.26	7.60
Market Cap (₹ Cr)	3,514.70	0.00	5,318.23	12,512.33	5,670.84

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.