Insta Finance Peer Comparison

BSE: 511433

₹4.67

₹0.22 (4.94%)

As on 21-Aug-2015IST

Market cap

₹9 Cr

Revenue (TTM)

₹1 Cr

P/E Ratio

--

P/B Ratio

3.9

Div. Yield

0 %

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	Insta Finance	JM Financial	Edelweiss Fin	Pilani Investment	SG Finserve
Market cap (₹ Cr)	9	12,393	11,893	4,901	4,512
Revenue (₹ Cr)	1	4,180	10,512	248	403
Net Profit (₹ Cr)	--	1,088.04	655.99	26.54	156.82
Net Margin (%)	457.06	24.93	5.96	10.48	38.93
RoE (%)	-0.13	10.09	14.05	-0.07	12.39
Price to Earnings	--	11.92	19.75	--	28.77
Price-To-Book	3.93	1.13	2.69	0.31	2.95

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	Insta Finance	JM Financial	Edelweiss Fin	Pilani Investment	SG Finserve
Operating Income	0.69	3,054.01	8,873.72	30.40	0.96
Other Income	--	46.29	47.12	0.15	0.46
Total Income	0.69	3,100.30	8,920.84	30.55	1.42
Interest Expense	0.00	1,138.99	3,876.34	0.35	0.03
PBT & Exceptional Items	0.00	1,164.84	1,350.12	25.59	0.83
Operating Expenses	0.68	770.30	3,590.79	4.07	0.54
Exceptional Income/Expenses	--	--	--	-2.63	--
Profit before Tax	0.00	1,164.84	1,348.91	22.96	0.83
Taxes	--	381.77	511.86	2.86	0.24
Profit after Tax	0.00	783.07	837.05	20.10	0.59
Minority Interest	--	1,917.76	942.94	--	--
Share of Associate	--	1.79	--	113.87	--
Consolidated Profit	0.00	600.86	863.18	133.97	0.59

Liabilities (₹ Cr)

	Insta Finance	JM Financial	Edelweiss Fin	Pilani Investment	SG Finserve
Shareholder's Funds	0.89	4,554.64	6,883.33	5,882.90	7.85
Minority Interest	--	1,917.76	942.94	--	--
Non-Current Liabilities	0.03	10,103.72	33,625.24	5.84	0.06
Current Liabilities	3.85	5,630.17	21,440.68	8.22	0.54
Total Liabilities	4.76	22,206.29	63,320.82	5,896.96	8.45

Assets (₹ Cr)

	Insta Finance	JM Financial	Edelweiss Fin	Pilani Investment	SG Finserve
Non-Current Assets	2.56	1,312.08	1,607.45	5,732.66	5.74
Current Assets	2.20	20,894.21	61,284.74	164.30	2.71
Total Assets	4.76	22,206.29	63,320.82	5,896.96	8.45
Contingent Liabilities	--	37.44	126.20	367.81	--

Cashflow (₹ Cr)

	Insta Finance	JM Financial	Edelweiss Fin	Pilani Investment	SG Finserve
Cash From Operating Activities	--	-3,584.18	-12,968.73	18.55	-0.14
Cash Flow from Investing Activities	--	-708.04	-530.20	2.55	-0.09
Cash from Financing Activities	--	4,539.69	14,868.02	-21.25	-0.03
Net Cash Inflow / Outflow	0.00	247.47	1,369.08	-0.15	-0.27

Ratios

Profitability Ratios

	Insta Finance	JM Financial	Edelweiss Fin	Pilani Investment	SG Finserve
ROCE (%)	-0.01	13.69	11.17	0.66	11.36
ROE (%)	-0.13	19.97	15.00	0.57	7.75
ROA (%)	-0.02	4.04	1.56	0.56	7.35
EBIT Margin (%)	0.08	76.29	1,057.72	87.11	91.88
Net Margin (%)	-0.16	25.26	151.90	65.79	41.30
Cash Profit Margin (%)	-0.07	26.50	10.60	67.92	63.35

Growth Ratios

	Insta Finance	JM Financial	Edelweiss Fin	Pilani Investment	SG Finserve
Revenue Growth (%)	-23.57	41.44	-34.56	-12.09	115.46
EBIT Growth (%)	115.47	31.12	38.11	-14.58	174.28
Net Profit Growth (%)	79.61	22.95	52.61	-27.48	154.27
EPS Growth (%)	79.61	21.17	37.35	213.52	154.25
Book Value Growth (%)	-0.13	37.03	57.99	382.99	8.06

Valuation Ratios

	Insta Finance	JM Financial	Edelweiss Fin	Pilani Investment	SG Finserve
Price / Earnings	0.00	17.95	24.04	10.65	0.00
Price / Book Value	0.00	2.38	3.04	0.34	0.00
Dividend Yield (%)	--	1.40	0.57	0.99	--
EV/EBITDA	0.00	10.41	12.22	75.39	5.68
Market Cap (₹ Cr)	0.00	10,787.98	20,750.75	1,996.97	0.00

Solvency Ratios

	Insta Finance	JM Financial	Edelweiss Fin	Pilani Investment	SG Finserve
Debt to Equity	0.03	3.31	7.17	0.00	0.00
Short term debt to equity ratio	--	1.10	2.17	--	--
Current Ratio	0.57	3.71	2.86	20.00	5.01
Quick Ratio	0.57	3.72	2.72	20.00	6.28
Interest Coverage	-0.14	2.02	1.35	67.18	26.25

Annual
Quarterly