PNB Housing Fin Peer Comparison

NSE: PNBHOUSING | BSE: 540173

₹1,141.00

₹-11.00 (-0.95%)

As on 02-Sep-2026IST

Market cap

₹29,653 Cr

Revenue (TTM)

₹8,692 Cr

P/E Ratio

12.8

P/B Ratio

1.5

Div. Yield

0.7 %

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	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Market cap (₹ Cr)	29,653	29,747	20,826	17,754	12,744
Revenue (₹ Cr)	8,692	28,683	3,817	7,418	2,272
Net Profit (₹ Cr)	2,315.08	5,734.11	1,140.96	-7,235.56	984.63
Net Margin (%)	26.65	19.99	29.77	-96.96	42.33
RoE (%)	12.45	14.36	15.98	-9.77	20.27
Price to Earnings	12.81	5.18	18.25	--	12.94
Price-To-Book	1.50	0.69	2.67	0.92	2.40

Income Statement (₹ Cr)

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Operating Income	8,504.52	28,837.11	3,672.58	8,623.33	2,192.24
Other Income	397.16	12.87	34.29	780.59	53.24
Total Income	8,901.68	28,849.98	3,706.87	9,403.92	2,245.48
Interest Expense	5,011.16	19,770.55	1,364.39	4,791.36	649.92
PBT & Exceptional Items	2,970.61	7,100.15	1,421.83	-2,375.57	1,211.16
Operating Expenses	853.43	1,857.56	888.63	6,905.11	371.13
Exceptional Income/Expenses	--	--	-15.92	--	--
Profit before Tax	2,970.61	7,103.47	1,405.91	-2,375.57	1,211.16
Taxes	679.37	1,499.23	310.03	-568.11	268.21
Profit after Tax	2,291.24	5,604.24	1,095.88	-1,807.46	942.94
Minority Interest	--	4.11	--	--	--
Share of Associate	--	--	--	--	--
Consolidated Profit	2,291.24	5,603.66	1,095.88	-1,807.46	942.94

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Shareholder's Funds	19,219.13	41,428.93	7,540.89	21,822.45	5,060.04
Minority Interest	--	4.11	--	--	--
Non-Current Liabilities	48,332.51	1,94,140.73	16,030.17	34,007.28	5,814.58
Current Liabilities	26,519.39	88,578.19	3,827.57	13,589.22	2,172.89
Total Liabilities	94,095.02	3,25,212.95	27,398.63	70,181.05	13,047.66

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Non-Current Assets	89,897.19	3,21,669.49	25,871.55	62,235.63	12,072.71
Current Assets	4,173.84	2,482.47	1,527.08	6,145.83	933.62
Total Assets	94,095.02	3,25,212.95	27,398.63	70,181.05	13,047.66
Contingent Liabilities	236.00	35.15	8.41	619.26	--

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Cash From Operating Activities	-8,983.55	-8,503.83	-2,807.88	8,771.63	-489.26
Cash Flow from Investing Activities	684.33	1,752.04	308.62	-5,577.75	-71.99
Cash from Financing Activities	8,719.78	6,191.79	2,335.52	-2,373.07	821.99
Net Cash Inflow / Outflow	420.56	-560.00	-163.74	820.81	260.74

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
ROCE (%)	9.41	8.59	11.31	3.64	15.45
ROE (%)	12.74	14.41	15.83	-8.77	20.18
ROA (%)	2.59	1.76	4.33	-2.54	7.77
EBIT Margin (%)	94.63	93.60	76.74	28.98	85.50
Net Margin (%)	25.74	19.43	29.56	-19.22	41.99
Cash Profit Margin (%)	27.72	19.86	30.71	-20.00	43.62

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Revenue Growth (%)	10.95	2.63	18.18	1.75	25.24
EBIT Growth (%)	13.46	1.84	18.80	-64.51	22.63
Net Profit Growth (%)	18.34	2.97	20.18	-248.52	25.52
EPS Growth (%)	18.06	2.97	18.99	-203.40	25.28
Book Value Growth (%)	14.01	13.97	18.24	9.72	17.17

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Price / Earnings	8.61	4.86	17.88	0.00	10.34
Price / Book Value	1.03	0.66	2.61	0.40	1.93
Dividend Yield (%)	1.06	2.02	0.00	0.00	2.31
EV/EBITDA	10.88	11.25	13.18	18.94	9.10
Market Cap (₹ Cr)	19,716.88	27,239.53	19,597.62	8,725.09	9,751.95

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Debt to Equity	3.71	6.69	2.50	1.98	1.56
Short term debt to equity ratio	1.20	1.99	0.47	0.39	0.41
Current Ratio	0.16	0.03	0.40	0.45	0.43
Quick Ratio	0.16	0.03	0.40	0.45	0.43
Interest Coverage	1.59	1.36	2.03	0.50	2.86

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.