PNB Housing Fin Peer Comparison

NSE: PNBHOUSING | BSE: 540173

₹1,094.90

₹0.40 (0.04%)

As on 25-Sep-2026IST

Market cap

₹28,495 Cr

Revenue (TTM)

₹8,692 Cr

P/E Ratio

12.3

P/B Ratio

1.4

Div. Yield

0.7 %

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	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Market cap (₹ Cr)	28,495	31,249	19,482	16,374	12,248
Revenue (₹ Cr)	8,692	28,683	3,817	7,418	2,272
Net Profit (₹ Cr)	2,315.08	5,734.11	1,140.96	-7,235.56	984.63
Net Margin (%)	26.65	19.99	29.77	-96.96	42.33
RoE (%)	12.45	14.36	15.98	-9.77	20.27
Price to Earnings	12.31	5.45	17.08	--	12.44
Price-To-Book	1.44	0.73	2.50	0.92	2.31

Income Statement (₹ Cr)

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Operating Income	8,691.85	28,682.68	3,817.29	7,417.73	2,272.26
Other Income	-3.32	8.96	15.44	44.79	53.73
Total Income	8,901.68	28,849.98	3,706.87	9,090.25	2,245.48
Interest Expense	5,104.50	19,667.66	1,408.84	5,757.49	657.69
PBT & Exceptional Items	3,069.27	7,421.85	1,482.48	-15,338.17	1,268.35
Operating Expenses	514.76	1,602.13	909.57	4,044.86	399.96
Exceptional Income/Expenses	0.00	0.00	-15.92	-6,499.17	0.00
Profit before Tax	3,001.13	7,294.88	1,464.39	-8,926.51	1,254.70
Taxes	686.05	1,560.77	323.43	-1,690.95	270.07
Profit after Tax	2,315.08	5,734.11	1,140.96	-7,235.56	984.63
Minority Interest	0.00	-0.64	0.00	0.00	0.00
Share of Associate	0.00	5.19	0.00	0.00	0.00
Consolidated Profit	2,315.08	5,738.66	1,140.96	-7,235.56	984.63

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Shareholder's Funds	19,219.13	41,428.93	7,540.89	18,991.47	5,060.04
Minority Interest	0.00	-0.64	0.00	0.00	0.00
Non-Current Liabilities	209.12	606.49	94.71	453.69	28.13
Current Liabilities	74,083.82	2,83,173.42	19,763.24	54,798.26	7,959.49
Total Liabilities	94,095.02	3,25,212.95	27,398.63	74,243.42	13,047.66

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Non-Current Assets	146.16	1,313.14	36.46	2,692.25	9.44
Current Assets	93,157.56	3,22,897.04	27,205.23	68,643.96	12,956.52
Total Assets	94,095.02	3,25,212.95	27,398.63	74,243.42	13,047.66
Contingent Liabilities	236.00	35.15	8.41	673.15	--

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Cash From Operating Activities	-8,983.55	-8,503.83	-2,807.88	-7,465.88	-489.26
Cash Flow from Investing Activities	684.33	1,752.04	308.62	-1,540.13	-71.99
Cash from Financing Activities	8,719.78	6,191.79	2,335.52	14,683.81	821.99
Net Cash Inflow / Outflow	420.56	-560.00	-163.74	5,677.80	260.74

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
ROCE (%)	9.41	8.59	11.31	-4.70	15.45
ROE (%)	12.45	14.36	15.98	-9.77	20.27
ROA (%)	2.63	1.79	4.51	-10.02	8.11
EBIT Margin (%)	93.29	93.97	75.28	44.29	81.80
Net Margin (%)	26.65	19.99	29.77	-96.96	42.33
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Revenue Growth (%)	9.77	0.65	17.72	-17.09	21.14
EBIT Growth (%)	11.31	0.67	17.51	43.19	18.61
Net Profit Growth (%)	13.66	4.27	20.23	-301.99	23.27
EPS Growth (%)	13.40	4.34	20.42	39.13	23.03
Book Value Growth (%)	14.01	13.97	18.24	-18.37	17.17

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Price / Earnings	12.30	5.45	16.76	-9.21	12.44
Price / Book Value	1.44	0.73	2.50	0.92	2.31
Dividend Yield (%)	0.73	1.76	0.00	0.00	1.84
EV/EBITDA	11.77	11.35	12.74	16.81	10.36
Market Cap (₹ Cr)	19,716.88	27,239.53	19,597.62	17,099.94	9,751.95

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	1.20	1.99	0.47	0.73	0.41
Current Ratio	1.26	1.14	1.38	1.25	1.63
Quick Ratio	1.26	1.14	1.38	1.25	1.63
Interest Coverage	1.59	1.37	2.04	-0.55	2.91

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.