PNB Housing Fin Peer Comparison

NSE: PNBHOUSING | BSE: 540173

₹1,146.00

₹-1.90 (-0.17%)

As on 21-Oct-2026 15:57IST

Market cap

₹30,059 Cr

Revenue (TTM)

₹8,692 Cr

P/E Ratio

P/B Ratio

1.5

Div. Yield

0.7 %

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	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Home First Fin
Market cap (₹ Cr)	30,059	27,954	19,467	14,342	10,727
Revenue (₹ Cr)	8,692	28,683	3,817	7,418	1,999
Net Profit (₹ Cr)	2,315.08	5,734.11	1,140.96	-7,235.56	581.34
Net Margin (%)	26.65	19.99	29.77	-96.96	28.96
RoE (%)	12.45	14.36	15.98	-9.77	13.89
Price to Earnings	12.98	4.87	17.06	--	18.45
Price-To-Book	1.52	0.65	2.50	0.80	2.41

Income Statement (₹ Cr)

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Home First Fin
Operating Income	8,691.85	28,682.68	3,817.29	7,417.73	1,998.99
Other Income	-3.32	8.96	15.44	44.79	8.31
Total Income	8,901.68	28,849.98	3,706.87	9,090.25	1,922.72
Interest Expense	5,104.50	19,667.66	1,408.84	5,757.49	800.49
PBT & Exceptional Items	3,069.27	7,421.85	1,482.48	-15,338.17	778.71
Operating Expenses	514.76	1,602.13	909.57	4,044.86	428.10
Exceptional Income/Expenses	0.00	0.00	-15.92	-6,499.17	0.00
Profit before Tax	3,001.13	7,294.88	1,464.39	-8,926.51	758.89
Taxes	686.05	1,560.77	323.43	-1,690.95	177.55
Profit after Tax	2,315.08	5,734.11	1,140.96	-7,235.56	581.34
Minority Interest	0.00	-0.64	0.00	0.00	0.00
Share of Associate	0.00	5.19	0.00	0.00	0.00
Consolidated Profit	2,315.08	5,738.66	1,140.96	-7,235.56	581.34

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Home First Fin
Shareholder's Funds	19,219.13	41,428.93	7,540.89	18,991.47	4,356.54
Minority Interest	0.00	-0.64	0.00	0.00	0.00
Non-Current Liabilities	209.12	606.49	94.71	453.69	69.46
Current Liabilities	74,083.82	2,83,173.42	19,763.24	54,798.26	10,740.54
Total Liabilities	94,095.02	3,25,212.95	27,398.63	74,243.42	15,333.13

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Home First Fin
Non-Current Assets	146.16	1,313.14	36.46	2,692.25	20.57
Current Assets	93,157.56	3,22,897.04	27,205.23	68,643.96	15,089.25
Total Assets	94,095.02	3,25,212.95	27,398.63	74,243.42	15,333.13
Contingent Liabilities	236.00	35.15	8.41	673.15	--

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Home First Fin
Cash From Operating Activities	-8,983.55	-8,503.83	-2,807.88	-7,465.88	-1,939.78
Cash Flow from Investing Activities	684.33	1,752.04	308.62	-1,540.13	-408.14
Cash from Financing Activities	8,719.78	6,191.79	2,335.52	14,683.81	2,197.50
Net Cash Inflow / Outflow	420.56	-560.00	-163.74	5,677.80	-150.43

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Home First Fin
ROCE (%)	9.41	8.59	11.31	-4.70	11.13
ROE (%)	12.45	14.36	15.98	-9.77	13.89
ROA (%)	2.63	1.79	4.51	-10.02	4.25
EBIT Margin (%)	93.29	93.97	75.28	44.29	77.59
Net Margin (%)	26.65	19.99	29.77	-96.96	28.96
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Home First Fin
Revenue Growth (%)	9.77	0.65	17.72	-17.09	21.36
EBIT Growth (%)	11.31	0.67	17.51	43.19	19.56
Net Profit Growth (%)	13.66	4.27	20.23	-301.99	40.70
EPS Growth (%)	13.40	4.34	20.42	39.13	25.93
Book Value Growth (%)	14.01	13.97	18.24	-18.37	73.82

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Home First Fin
Price / Earnings	12.90	4.90	16.85	-8.23	18.92
Price / Book Value	1.52	0.66	2.52	0.82	2.49
Dividend Yield (%)	0.70	1.96	0.00	0.00	0.49
EV/EBITDA	11.94	11.23	12.77	16.29	12.75
Market Cap (₹ Cr)	19,716.88	27,239.53	19,597.62	17,099.94	9,418.44

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital	Home First Fin
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	1.20	1.99	0.47	0.73	0.51
Current Ratio	1.26	1.14	1.38	1.25	1.40
Quick Ratio	1.26	1.14	1.38	1.25	1.40
Interest Coverage	1.59	1.37	2.04	-0.55	1.95

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.