PNB Housing Fin Peer Comparison

NSE: PNBHOUSING | BSE: 540173

₹1,121.70

₹10.30 (0.93%)

As on 11-Nov-2026IST

Market cap

₹29,340 Cr

Revenue (TTM)

₹8,987 Cr

P/E Ratio

12.5

P/B Ratio

1.4

Div. Yield

0.7 %

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	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin	Can Fin Homes
Market cap (₹ Cr)	29,340	31,059	19,351	11,280	10,321
Revenue (₹ Cr)	8,987	28,698	3,968	2,089	4,373
Net Profit (₹ Cr)	2,350.04	5,890.55	1,182.80	619.69	1,152.88
Net Margin (%)	26.16	20.52	29.71	29.58	26.35
RoE (%)	11.91	13.82	15.19	13.74	18.60
Price to Earnings	12.49	5.27	16.36	18.20	8.95
Price-To-Book	1.45	0.71	2.36	2.42	1.61

Income Statement (₹ Cr)

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin	Can Fin Homes
Operating Income	8,987.14	28,697.65	3,967.97	2,088.66	4,373.42
Other Income	-5.26	8.65	13.37	6.63	2.48
Total Income	8,901.68	28,849.98	3,706.87	1,922.72	4,218.24
Interest Expense	5,252.19	19,696.34	1,456.29	822.48	2,625.97
PBT & Exceptional Items	3,106.62	7,635.20	1,539.28	828.81	1,399.26
Operating Expenses	623.07	1,374.76	953.93	444.01	350.67
Exceptional Income/Expenses	0.00	0.00	-15.92	0.00	0.00
Profit before Tax	3,038.10	7,511.09	1,518.70	807.87	1,380.08
Taxes	688.06	1,620.54	335.90	188.18	227.20
Profit after Tax	2,350.04	5,890.55	1,182.80	619.69	1,152.88
Minority Interest	0.00	-0.66	0.00	0.00	0.00
Share of Associate	0.00	5.97	0.00	0.00	0.00
Consolidated Profit	2,350.04	5,895.86	1,182.80	619.69	1,152.88

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin	Can Fin Homes
Shareholder's Funds	20,249.19	43,879.35	8,201.44	4,665.12	6,417.14
Minority Interest	0.00	-0.66	0.00	0.00	0.00
Non-Current Liabilities	123.99	620.18	91.58	81.12	100.57
Current Liabilities	81,264.92	2,85,672.57	21,082.23	12,438.58	39,297.54
Total Liabilities	94,095.02	3,25,212.95	27,398.63	15,333.13	44,899.71

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin	Can Fin Homes
Non-Current Assets	121.70	1,201.22	38.76	21.15	317.82
Current Assets	1,01,294.63	3,28,514.25	29,171.92	17,104.39	45,477.97
Total Assets	94,095.02	3,25,212.95	27,398.63	15,333.13	44,899.71
Contingent Liabilities	236.00	35.15	8.41	--	4.76

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin	Can Fin Homes
Cash From Operating Activities	-8,983.55	-8,503.83	-2,807.88	-1,939.78	-2,910.33
Cash Flow from Investing Activities	684.33	1,752.04	308.62	-408.14	123.93
Cash from Financing Activities	8,719.78	6,191.79	2,335.52	2,197.50	2,786.71
Net Cash Inflow / Outflow	420.56	-560.00	-163.74	-150.43	0.30

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin	Can Fin Homes
ROCE (%)	9.41	8.59	11.31	11.13	9.14
ROE (%)	11.91	13.82	15.19	13.74	18.60
ROA (%)	2.51	1.81	4.34	4.00	2.63
EBIT Margin (%)	92.30	94.78	75.04	77.74	91.54
Net Margin (%)	26.16	20.52	29.71	29.58	26.35
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin	Can Fin Homes
Revenue Growth (%)	10.03	0.17	17.55	19.25	7.87
EBIT Growth (%)	9.34	1.00	16.76	17.93	7.82
Net Profit Growth (%)	9.37	6.67	19.73	36.85	25.13
EPS Growth (%)	9.16	6.78	19.74	27.08	25.13
Book Value Growth (%)	14.01	13.97	18.24	73.82	18.02

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin	Can Fin Homes
Price / Earnings	12.34	5.25	16.13	18.16	8.95
Price / Book Value	1.43	0.71	2.36	2.42	1.61
Dividend Yield (%)	0.72	1.78	0.00	0.48	1.94
EV/EBITDA	11.57	11.23	12.25	12.32	12.00
Market Cap (₹ Cr)	19,716.88	27,239.53	19,597.62	9,418.44	10,567.65

	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin	Can Fin Homes
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	1.20	1.99	0.47	0.51	2.18
Current Ratio	1.25	1.15	1.38	1.38	1.16
Quick Ratio	1.25	1.15	1.38	1.38	1.16
Interest Coverage	1.58	1.38	2.04	1.98	1.53

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.