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PNB Gilts Key Ratios

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NSE: PNBGILTS | BSE: 532366

₹76.89

up-down-arrow ₹-0.07 (-0.09%)

As on 01-Sep-2026 09:54IST

Market cap

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₹1,386 Cr

Revenue (TTM)

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₹1,747 Cr

P/E Ratio

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13.6

P/B Ratio

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0.8

Div. Yield

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2.6 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 7.18 -19.30 -5.33 17.25 24.70
EBIT 33.09 -18.32 -16.11 5.59 15.59
Net Profit 531.16 -49.61 -70.18 9.95 -15.13
EPS 521.09 -49.59 -69.90 13.68 -13.38
Book Value -- -- 16.20 2.68 8.19
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-25Mar-24
EBIT-Margin info 87.804,139.5683.2296.5095.17
Net Margin info 3.981,371.725.8513.854.38
Return on equity info 5.2713.286.0116.215.36
Return on Assets info 0.281.090.400.950.30

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
--
6.82
6.84
4.89
5.33
Peer Median
--
21.07
--
16.27
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

6.01

Lower than Peers by 7.92

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
6.01
16.21
5.36
-5.75
12.08
Peer Median
13.93
19.15
--
20.04
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

0.40

Lower than Peers by 5.95

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
0.40
0.95
0.30
-0.40
1.15
Peer Median
6.35
8.61
--
6.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

83.22

Higher than Peers by 47.14

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
83.22
96.50
95.17
71.72
7,351.37
Peer Median
36.08
36.31
--
24.13
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

5.85

Lower than Peers by 15.42

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
5.85
13.85
4.38
-6.28
1,521.42
Peer Median
21.27
19.21
--
21.15
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
--
14.07
5.35
-6.17
15.88
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-5.33

Lower than Peers by 31.36

Year on year growth in net sales

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
-5.33
6.12
28.76
17.04
-0.12
Peer Median
26.03
22.63
--
17.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-16.11

Lower than Peers by 43.56

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
-16.11
7.61
70.85
23.60
-29.97
Peer Median
27.45
36.04
--
2.27
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-70.18

Lower than Peers by 97.20

Year on year growth in profit after tax

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
-70.18
235.73
189.88
-146.60
-63.51
Peer Median
27.02
41.00
--
2.88
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-69.90

Lower than Peers by 84.35

Year on year growth in earnings per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
-69.90
235.73
189.88
-146.60
-63.51
Peer Median
14.45
26.97
--
25.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
--
16.20
5.54
-11.72
8.43
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
--
14.48
16.84
15.27
10.18
Peer Median
--
0.21
--
0.36
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
--
14.48
16.84
15.27
10.18
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.07

Lower than Peers by 1.39

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
1.07
1.01
0.93
0.88
0.94
Peer Median
2.46
1.47
--
1.47
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.07

Lower than Peers by 1.39

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
1.07
1.01
0.93
0.88
0.94
Peer Median
2.46
2.66
--
1.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.10

Lower than Peers by 4.86

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
1.10
1.24
1.07
0.91
1.41
Peer Median
5.97
7.52
--
7.77
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

13.56

Lower than Peers by 11.17

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
13.56
6.22
28.40
--
6.47
Peer Median
24.73
12.41
--
14.56
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.77

Lower than Peers by 1.13

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
0.77
0.94
1.48
0.82
0.75
Peer Median
1.91
1.89
--
2.11
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

2.60

Higher than Peers by 2.32

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
2.60
1.24
0.91
--
8.39
Peer Median
0.27
0.02
--
0.10
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

17.65

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
17.65
14.48
15.79
22.57
21.72
Peer Median
--
8.60
--
7.20
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

1,386

Lower than Peers by 1,824

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PNB Gilts
1,386
1,449
1,971
1,031
1,073
Peer Median
3,210
1,641
--
804
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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