PNB Gilts Financials

NSE: PNBGILTS | BSE: 532366

₹71.42

₹-0.30 (-0.42%)

As on 06-Oct-2026IST

Market cap

₹1,282 Cr

Revenue (TTM)

₹1,747 Cr

P/E Ratio

12.5

P/B Ratio

0.7

Div. Yield

2.8 %

Income Statement (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Operating Income	1,746.75	1,698.76	1,675.98	1,583.45	1,229.77	1,050.73
Other Income	0.35	61.74	2.37	2.06	0.61	1.18
Total Income	1,747.09	1,760.50	1,678.36	1,585.51	1,230.38	1,051.92
Interest Expense	1,318.88	1,316.55	1,315.15	1,413.84	975.56	512.56
Operating Expenses	290.38	201.34	51.04	61.16	346.38	335.96
Exceptional Income/Expenses	1.80	1.76	2.20	3.68	7.85	7.91
Profit before Tax	136.85	241.60	310.95	98.81	-85.07	210.15
Taxes	34.61	59.98	77.92	29.40	-7.84	44.44
Profit after Tax	102.24	181.62	233.03	69.41	-77.22	165.71
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	102.24	182.38	233.44	69.76	-77.31	164.94

Liabilities (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Shareholder's Funds	1,709.57	1,709.57	1,545.20	1,329.76	1,260.00	1,427.31
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	17.55	63.68	68.35	-7.25	-9.83	-1.33
Current Liabilities	25,333.32	25,339.38	23,151.83	23,202.31	20,237.03	15,323.07
Total Liabilities	27,060.44	27,112.63	24,766.58	24,539.74	21,497.02	16,750.38

Assets (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Non-Current Assets	2.33	3,024.60	1,337.70	2,863.37	3,720.41	2,273.84
Current Assets	27,017.61	24,088.02	23,427.67	21,661.45	17,766.78	14,475.22
Total Assets	27,060.44	27,112.63	24,766.58	24,539.74	21,497.02	16,750.38
Contingent Liabilities	--	7.35	11.09	11.09	11.18	3.25

Cashflow (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Cash From Operating Activities	--	-2,539.76	-196.88	-2,875.07	-4,638.28	-4,563.56
Cash Flow from Investing Activities	--	-0.86	-0.97	-1.05	-14.42	-0.63
Cash from Financing Activities	--	2,478.77	-37.89	3,158.77	4,617.95	4,612.91
Net Cash Inflow / Outflow	--	-61.84	-235.75	282.65	-34.75	48.72

Financials Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Adjusted EPS (₹)	5.60	10.09	12.95	3.86	-4.29	9.21
Cash EPS (₹)	5.68	10.24	13.14	4.71	-4.21	9.27
Adjusted Book Value (₹)	99.45	94.97	85.84	73.87	70.00	79.29
Dividend per Share (₹)	2.81	2.00	1.00	1.00	--	5.00
Cash Flow per Share (₹)	--	-141.09	-10.94	-159.72	-257.67	-253.52
Free Cash Flow per Share (₹)	--	-140.57	-11.44	-159.84	-257.91	-252.07

Profitability Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
ROCE (%)	--	6.17	6.82	6.84	4.89	5.33
ROE (%)	6.01	11.16	16.21	5.36	-5.75	12.08
ROA (%)	0.40	0.70	0.95	0.30	-0.40	1.15
EBIT Margin (%)	83.22	87.98	96.75	95.17	71.72	7,351.37
Net Margin (%)	5.85	10.32	13.88	4.38	-6.28	1,521.42
Cash Profit Margin (%)	--	10.85	14.11	5.35	-6.17	15.88

Growth Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Revenue Growth (%)	-5.33	1.36	5.84	28.76	17.04	-0.12
EBIT Growth (%)	-16.11	-7.82	7.61	70.85	23.60	-29.97
Net Profit Growth (%)	-70.18	-22.06	235.73	189.88	-146.60	-63.51
EPS Growth (%)	-69.90	-22.06	235.73	189.88	-146.60	-63.51
Book Value Growth (%)	--	10.64	16.20	5.54	-11.72	8.43

Valuation Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Price / Earnings	12.54	5.88	6.22	28.40	--	6.47
Price / Book Value	0.72	0.62	0.94	1.48	0.82	0.75
Dividend Yield (%)	2.81	3.37	1.24	0.91	--	8.39
EV/EBITDA	17.58	16.29	14.48	15.79	22.57	21.72
Close Price (₹)	92.27	59.16	80.49	109.60	57.20	59.60
High Price (₹)	119.84	119.84	149.25	128.45	78.95	94.65
Low Price (₹)	58.60	58.60	73.55	55.50	55.25	48.35
Market Cap (₹ Cr)	1,281.85	1,067.16	1,449.39	1,971.08	1,030.91	1,072.86

Solvency Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Debt to Equity	--	14.55	14.48	16.84	15.27	10.18
Short term debt to equity ratio	--	14.55	14.48	16.84	15.27	10.18
Current Ratio	1.07	0.95	1.01	0.93	0.88	0.94
Quick Ratio	1.07	0.95	1.01	0.93	0.88	0.94
Interest Coverage	1.10	1.18	1.24	1.07	0.91	1.41

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)