Muthoot Finance Peer Comparison
NSE: MUTHOOTFIN | BSE: 533398
₹3,085.00
As on 27-Aug-2026IST
Market cap
₹1,23,492 Cr
Revenue (TTM)
₹33,431 Cr
P/E Ratio
10.9
P/B Ratio
3
Div. Yield
1 %
| Muthoot Finance | Shriram Finance | JIO Financial | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
1,23,492 | 2,59,122 | 1,57,485 | 1,17,467 | 80,444 |
Revenue (₹ Cr) |
33,431 | 49,997 | 4,905 | 1,15,431 | 18,898 |
Net Profit (₹ Cr) |
11,457.46 | 11,295.71 | 1,793.58 | 33,641.84 | 3,198.02 |
Net Margin (%) |
34.14 | 22.56 | 36.40 | 29.14 | 16.89 |
RoE (%) |
29.84 | 17.89 | 1.54 | -- | 11.79 |
Price to Earnings |
10.86 | 22.90 | 76.21 | 4.51 | 25.28 |
Price-To-Book |
3.04 | 2.38 | 1.14 | 0.82 | 2.79 |
Income Statement (₹ Cr)
| Muthoot Finance | Shriram Finance | JIO Financial | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
|
Operating Income
|
33,430.70 | 49,997.06 | 1,033.51 | 1,15,431.43 | 18,897.97 |
|
Other Income
|
127.27 | 71.89 | 19.87 | 30.13 | 33.72 |
|
Total Income
|
31,263.41 | 48,198.74 | -- | 1,17,569.96 | 20,182.06 |
|
Interest Expense
|
12,103.11 | 21,324.71 | 0.00 | 69,470.21 | 7,054.41 |
|
PBT & Exceptional Items
|
15,581.90 | 15,728.26 | 834.68 | 42,959.21 | 4,494.40 |
|
Operating Expenses
|
5,872.96 | 13,015.98 | 218.70 | 2,995.58 | 7,325.86 |
|
Exceptional Income/Expenses
|
0.00 | 0.00 | 0.00 | -18.28 | -28.51 |
|
Profit before Tax
|
15,447.95 | 15,019.68 | 822.25 | 42,910.80 | 4,291.23 |
|
Taxes
|
3,990.48 | 3,723.47 | 107.44 | 9,268.96 | 1,093.21 |
|
Profit after Tax
|
11,457.46 | 11,296.21 | 714.81 | 33,641.84 | 3,198.02 |
|
Minority Interest
|
-84.26 | 0.00 | 0.00 | -7,595.11 | -15.47 |
|
Share of Associate
|
0.00 | 21.82 | 0.00 | -0.02 | 0.00 |
|
Consolidated Profit
|
11,373.21 | 11,317.53 | 714.81 | 26,046.71 | 3,182.55 |
Liabilities (₹ Cr)
| Muthoot Finance | Shriram Finance | JIO Financial | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
40,601.75 | 65,918.59 | 29,305.48 | 1,42,931.46 | 27,983.53 |
|
Minority Interest
|
-84.26 | 0.00 | 0.00 | -7,595.11 | -15.47 |
|
Non-Current Liabilities
|
1,519.84 | 1,000.14 | 116.67 | 3,456.34 | 616.40 |
|
Current Liabilities
|
1,66,446.70 | 2,54,455.79 | 14.23 | 10,55,587.04 | 1,13,554.88 |
|
Total Liabilities
|
1,95,720.51 | 3,21,374.52 | -- | 12,44,578.55 | 1,42,183.73 |
Assets (₹ Cr)
| Muthoot Finance | Shriram Finance | JIO Financial | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
931.41 | 6,899.32 | 15.74 | 6,219.23 | 2,795.13 |
|
Current Assets
|
2,08,093.51 | 3,13,459.86 | 29,381.82 | 12,37,703.41 | 1,38,099.25 |
|
Total Assets
|
1,95,720.51 | 3,21,374.52 | -- | 12,44,578.55 | 1,42,183.73 |
|
Contingent Liabilities
|
876.93 | 3,248.72 | -- | 9,278.30 | 307.66 |
Cashflow (₹ Cr)
| Muthoot Finance | Shriram Finance | JIO Financial | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-47,392.65 | -13,281.43 | -- | -4,504.50 | -14,189.24 |
|
Cash Flow from Investing Activities
|
2,457.79 | -242.83 | -- | -3,441.05 | 366.90 |
|
Cash from Financing Activities
|
49,319.56 | 8,586.79 | -- | 9,264.84 | 15,415.06 |
|
Net Cash Inflow / Outflow
|
4,384.70 | -4,937.47 | -- | 1,319.29 | 1,592.72 |
Ratios
Profitability Ratios
| Muthoot Finance | Shriram Finance | JIO Financial | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
|
ROCE (%)
|
15.87 | 11.49 | -- | 10.05 | 8.54 |
|
ROE (%)
|
29.84 | 17.89 | 2.45 | 26.84 | 11.79 |
|
ROA (%)
|
6.40 | 3.67 | 2.62 | 5.40 | 2.44 |
|
EBIT Margin (%)
|
82.03 | 72.55 | 77.64 | 97.35 | 60.01 |
|
Net Margin (%)
|
34.14 | 22.56 | 67.86 | 29.14 | 16.89 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| Muthoot Finance | Shriram Finance | JIO Financial | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
50.65 | 14.20 | 28.24 | 4.63 | 15.24 |
|
EBIT Growth (%)
|
67.57 | 17.43 | 29.85 | 4.92 | 15.99 |
|
Net Profit Growth (%)
|
86.88 | 17.69 | 30.29 | 4.11 | 20.27 |
|
EPS Growth (%)
|
84.79 | -57.41 | 29.57 | 7.17 | 20.08 |
|
Book Value Growth (%)
|
33.25 | 16.78 | -- | 12.84 | 9.67 |
Valuation Ratios
| Muthoot Finance | Shriram Finance | JIO Financial | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
|
Price / Earnings
|
10.86 | 19.50 | 213.16 | 4.51 | 25.08 |
|
Price / Book Value
|
3.04 | 2.38 | 4.72 | 0.82 | 2.79 |
|
Dividend Yield (%)
|
0.98 | 0.98 | 0.25 | 5.21 | 0.86 |
|
EV/EBITDA
|
9.52 | 13.53 | 199.45 | 9.97 | 15.31 |
|
Market Cap (₹ Cr)
|
1,26,846.80 | 1,64,090.04 | -- | 1,25,290.95 | 60,155.90 |
Solvency Ratios
| Muthoot Finance | Shriram Finance | JIO Financial | Power Fin. | L&T Fin | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Short term debt to equity ratio
|
1.48 | 1.17 | -- | 1.39 | 2.03 |
|
Current Ratio
|
1.25 | 1.23 | 2,064.78 | 1.17 | 1.22 |
|
Quick Ratio
|
1.25 | 1.23 | 2,064.78 | 1.17 | 1.22 |
|
Interest Coverage
|
2.28 | 1.70 | 3.06 | 1.62 | 1.61 |