Stock Report

All about this stock under one free report Last Updated: 22-Sep-2026

Stock Rating

See the stock’s health at a glance, before it's too late.

Wealth Insight New Issue

This month’s issue could change how you invest, read now.

Recently Viewed

Muthoot Finance Key Ratios

Stock Card factsheet watchlist-stock-modal share-fund-plan-icon

NSE: MUTHOOTFIN | BSE: 533398

₹2,831.50

up-down-arrow ₹-22.70 (-0.80%)

As on 22-Sep-2026 15:52IST

Market cap

info icon

₹1,13,616 Cr

Revenue (TTM)

info icon

₹33,431 Cr

P/E Ratio

info icon

10

P/B Ratio

info icon

2.8

Div. Yield

info icon

1.1 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -6.64 34.44 50.65 38.51 29.39
EBIT -6.51 44.84 67.57 42.32 23.72
Net Profit -16.43 38.83 52.15 37.60 33.63
EPS -16.43 38.83 84.79 43.92 23.67
Book Value -- -- 33.25 21.78 20.23
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 81.3876.8582.0381.0872.60
Net Margin info 32.9930.6834.1433.9326.41
Return on equity info 22.7422.2729.8430.9719.65
Return on Assets info 5.645.296.406.464.67

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
--
15.87
13.27
13.42
12.13
Peer Median
--
9.32
10.60
9.14
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

29.84

Higher than Peers by 21.55

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
29.84
30.97
19.65
19.10
18.15
Peer Median
8.29
8.55
10.78
8.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

6.40

Higher than Peers by 3.85

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
6.40
6.46
4.67
5.06
4.70
Peer Median
2.55
2.50
3.50
2.67
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

82.03

Higher than Peers by 11.06

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
82.03
81.08
72.60
75.34
76.24
Peer Median
70.98
62.35
61.18
97.28
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

34.14

Higher than Peers by 9.47

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
34.14
33.93
26.41
29.46
30.65
Peer Median
24.67
17.79
26.68
51.92
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
--
34.43
27.05
30.27
31.50
Peer Median
--
--
--
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

50.65

Higher than Peers by 32.62

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
50.65
54.39
34.21
26.59
-2.36
Peer Median
18.04
14.49
17.06
34.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

67.57

Higher than Peers by 50.06

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
67.57
72.42
29.34
25.10
-5.77
Peer Median
17.51
23.71
15.67
38.04
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

52.15

Higher than Peers by 33.50

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
52.15
98.17
19.80
21.74
-8.97
Peer Median
18.65
42.27
11.48
49.18
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

84.79

Higher than Peers by 76.74

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
84.79
98.58
23.32
19.71
-10.09
Peer Median
8.05
28.48
-3.51
50.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
--
33.25
16.97
15.89
15.36
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
--
3.88
3.38
2.71
2.58
Peer Median
--
1.56
2.00
1.60
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
--
1.48
1.55
1.48
0.90
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.25

Lower than Peers by 0.25

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
1.25
0.22
0.22
0.17
0.39
Peer Median
1.50
0.78
4.14
2.82
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.25

Lower than Peers by 0.24

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
1.25
0.22
0.22
0.17
0.39
Peer Median
1.49
1.51
1.54
1.36
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

2.28

Higher than Peers by 0.29

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
2.28
2.29
1.97
2.10
2.17
Peer Median
1.99
1.79
1.98
2.17
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

9.99

Lower than Peers by 11.13

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
9.99
11.98
17.93
13.72
10.88
Peer Median
21.12
22.02
20.09
19.35
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

2.80

Higher than Peers by 0.96

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
2.80
3.24
3.26
2.36
1.81
Peer Median
1.84
1.82
1.53
1.83
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

1.06

Higher than Peers by 0.95

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
1.06
0.95
1.09
1.62
2.25
Peer Median
0.11
0.09
0.05
0.16
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

7.54

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
7.54
10.43
12.58
10.51
9.44
Peer Median
--
16.07
13.42
23.06
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

1,13,616

Higher than Peers by 1,05,134

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
1,13,616
1,26,847
95,621
59,341
39,318
Peer Median
8,481
6,077
3,133
4,482
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
loading...
loading...
loading...
loading...
loading...