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Muthoot Finance Key Ratios

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NSE: MUTHOOTFIN | BSE: 533398

₹3,091.00

up-down-arrow ₹6.00 (0.19%)

As on 28-Aug-2026IST

Market cap

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₹1,24,375 Cr

Revenue (TTM)

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₹33,431 Cr

P/E Ratio

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10.9

P/B Ratio

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3.1

Div. Yield

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1 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -6.64 34.44 50.65 38.51 29.39
EBIT -6.51 44.84 67.57 42.32 23.72
Net Profit -16.43 38.83 52.15 37.60 33.63
EPS -16.43 38.83 84.79 43.92 23.67
Book Value -- -- 33.25 21.78 20.23
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 81.3876.8582.0381.0872.60
Net Margin info 32.9930.6834.1433.9326.41
Return on equity info 22.7422.2729.8430.9719.65
Return on Assets info 5.645.296.406.464.67

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
--
15.87
13.27
13.42
12.13
Peer Median
--
9.84
10.60
9.14
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

29.84

Higher than Peers by 20.91

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
29.84
30.97
19.65
19.10
18.15
Peer Median
8.93
8.80
10.78
8.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

6.40

Higher than Peers by 3.70

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
6.40
6.46
4.67
5.06
4.70
Peer Median
2.70
2.50
3.50
2.67
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

82.03

Higher than Peers by 12.17

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
82.03
81.08
72.60
75.34
76.24
Peer Median
69.86
61.34
61.18
97.28
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

34.14

Higher than Peers by 10.43

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
34.14
33.93
26.41
29.46
30.65
Peer Median
23.72
14.75
26.68
51.92
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
--
34.43
27.05
30.27
31.50
Peer Median
--
--
--
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

50.65

Higher than Peers by 32.10

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
50.65
54.39
34.21
26.59
-2.36
Peer Median
18.55
13.98
17.06
34.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

67.57

Higher than Peers by 50.06

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
67.57
72.42
29.34
25.10
-5.77
Peer Median
17.51
21.16
15.67
38.04
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

52.15

Higher than Peers by 33.52

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
52.15
98.17
19.80
21.74
-8.97
Peer Median
18.63
42.27
11.48
49.18
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

84.79

Higher than Peers by 77.59

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
84.79
98.58
23.32
19.71
-10.09
Peer Median
7.20
24.30
-3.51
50.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
--
33.25
16.97
15.89
15.36
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
--
3.88
3.38
2.71
2.58
Peer Median
--
2.04
2.00
1.60
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
--
1.48
1.55
1.48
0.90
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.25

Lower than Peers by 0.19

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
1.25
0.22
0.22
0.17
0.39
Peer Median
1.44
0.65
4.14
2.82
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.25

Lower than Peers by 0.19

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
1.25
0.22
0.22
0.17
0.39
Peer Median
1.44
1.43
1.54
1.36
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

2.28

Higher than Peers by 0.36

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
2.28
2.29
1.97
2.10
2.17
Peer Median
1.92
1.67
1.98
2.17
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

10.94

Lower than Peers by 11.59

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
10.94
11.98
17.93
13.72
10.88
Peer Median
22.53
22.59
20.09
19.35
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

3.06

Higher than Peers by 1.02

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
3.06
3.24
3.26
2.36
1.81
Peer Median
2.04
2.00
1.53
1.83
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

0.97

Higher than Peers by 0.84

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
0.97
0.95
1.09
1.62
2.25
Peer Median
0.13
0.10
0.05
0.16
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

7.93

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
7.93
10.43
12.58
10.51
9.44
Peer Median
--
15.32
13.42
23.06
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

1,24,375

Higher than Peers by 1,15,331

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Finance
1,24,375
1,26,847
95,621
59,341
39,318
Peer Median
9,044
6,320
3,133
4,482
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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