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Clear AllValue Research Rating
Quality Score 
0/0
Growth Score
0/0
Valuation Score
0/0
Momentum Score
0/0
Today’s Range
52 Week Range
Liquidity
Market cap
₹27,588 Cr
Revenue (TTM)
₹28,944 Cr
Net Profit (TTM)
₹5,485 Cr
ROE
16 %
ROCE
8.9 %
P/E Ratio
5
P/B Ratio
0.7
Industry P/E
12.42
EV/EBITDA
5
Div. Yield
2 %
Debt to Equity
7.4
Book Value
₹725.6
EPS
₹99.7
Face value
2
Shares outstanding
550,063,000
CFO
₹-1,59,827.92 Cr
EBITDA
₹1,78,739.48 Cr
Net Profit
₹28,579.94 Cr
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
LIC Housing Fin.
| -6.7 | -3.0 | -4.1 | -3.4 | 13.1 | 3.8 | 1.1 |
|
BSE Finance
| -7.1 | -8.6 | -6.3 | 12.1 | 13.7 | 10.2 | 13.5 |
|
Company
|
2025
|
2024
|
2023
|
2022
|
2021
|
2020
|
2019
|
|---|---|---|---|---|---|---|---|
|
LIC Housing Fin.
| -10.1 | 6.2 | 29.4 | 12.0 | -2.1 | -16.3 | -10.8 |
|
BSE Small Cap
| -6.6 | 29.0 | 47.5 | -1.8 | 62.8 | 32.1 | -6.8 |
|
BSE Finance
| 15.7 | 8.7 | 17.1 | 11.1 | 14.1 | 0.8 | 18.0 |
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Company |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
LIC Housing Fin.
|
503.2 | 27,588.4 | 28,943.9 | 5,485.3 | 92.9 | 14.7 | 5 | 0.7 |
| 478.4 | 20,798.2 | 3,520.6 | 1,029.8 | 75.8 | 15.7 | 20.2 | 2.9 | |
| 1,123.7 | 8,899.2 | 2,605.0 | 626.9 | 72.4 | 13.9 | 14.2 | 1.8 | |
| 219.2 | 10,973.8 | 2,101.9 | 889.0 | 82.9 | 19.8 | 12.3 | 2.2 | |
| 841.9 | 11,218.9 | 4,141.2 | 974.0 | 91.6 | 18.5 | 11.5 | 2.0 | |
| 983.7 | 10,267.4 | 1,827.8 | 495.6 | 78.3 | 15.2 | 20.7 | 2.5 | |
| 752.6 | 8,138.9 | 1,447.5 | 473.7 | 72.1 | 16.8 | 17.2 | 2.7 | |
| 807.7 | 21,000.9 | 8,344.8 | 2,185.8 | 92.7 | 12.6 | 9.6 | 1.1 | |
| 367.2 | 2,310.4 | 1,759.9 | 434.8 | 88.4 | 13.1 | 5 | 0.6 | |
| 141.2 | 11,735.1 | 8,915.9 | 1,280.9 | 75.3 | 5.8 | 9.2 | 0.5 |
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LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. The company offers public, green, and corporate deposits; home loans to residents and... non-residents Indians, as well as to pensioners; plot loans, home improvement and renovation, construction, and home extension loans; refinance; construction finance and term loans for builders and developers; and loans for staff quarters and other lines of credit for corporates. It also provides loans against properties for companies and individuals; loans against rental securitization; and loans to professionals. In addition, the company develops, establishes, and operates assisted living community centers for elderly citizens; manages, advises, and administers private equity funds, including venture capital and alternate investment funds; offers asset management and trusteeship services; and markets housing loan, life and general insurance products, mutual funds, fixed deposits, and credit cards. LIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India. Read more
Incorporated
1989
Chairman
Doraiswamy Ramachandran
Managing Director
Tribhuwan Adhikari
Group
PSU
Headquarters
Mumbai, Maharashtra
Website
Our rating system has guided millions of investors in the past 20 years.
The share price of LIC Housing Finance Ltd is ₹503.15 (NSE) and ₹501.55 (BSE) as of 18-Mar-2026 IST. LIC Housing Finance Ltd has given a return of 13.08% in the last 3 years.
The P/E ratio of LIC Housing Finance Ltd is 5.03 times as on 18-Mar-2026, a 60 discount to its peers’ median range of 12.42 times.
The P/B ratio of LIC Housing Finance Ltd is 0.69 times as on 18-Mar-2026, a 63 discount to its peers’ median range of 1.84 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
|
2025
|
5.70
|
0.85
|
|
2024
|
7.06
|
1.07
|
|
2023
|
6.25
|
0.67
|
|
2022
|
8.65
|
0.80
|
|
2021
|
7.88
|
1.05
|
The 52-week high and low of LIC Housing Finance Ltd are Rs 646.50 and Rs 488.10 as of 19-Mar-2026.
LIC Housing Finance Ltd has a market capitalisation of ₹ 27,588 Cr as on 18-Mar-2026. As per SEBI classification, it is a Small Cap company.
Before investing in LIC Housing Finance Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.
₹4.25
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