Kumbhat Financial Peer Comparison

BSE: 526869

₹18.00

₹0.00 (0.00%)

As on 25-Aug-2026IST

Market cap

₹10 Cr

Revenue (TTM)

₹8 Cr

P/E Ratio

11.8

P/B Ratio

1.5

Div. Yield

0 %

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	Kumbhat Financial	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Market cap (₹ Cr)	10	34,037	32,386	22,817	23,621
Revenue (₹ Cr)	8	10,285	404	6,380	1,986
Net Profit (₹ Cr)	0.81	1,445.41	305.93	1,210.84	432.55
Net Margin (%)	10.61	14.02	74.72	18.97	21.13
RoE (%)	13.99	10.08	1.41	16.14	1.91
Price to Earnings	11.81	23.48	75.16	18.84	135.42
Price-To-Book	1.54	2.12	1.10	2.76	2.62

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	Kumbhat Financial	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Operating Income	7.66	10,284.59	403.54	6,379.52	1,985.63
Other Income	0.00	25.57	5.87	3.80	61.51
Total Income	4.02	10,031.14	306.22	5,756.14	2,290.92
Interest Expense	2.18	4,204.29	0.57	1,966.96	415.66
PBT & Exceptional Items	0.65	2,260.68	366.10	1,676.19	593.37
Operating Expenses	4.82	3,845.19	42.74	2,740.17	1,021.21
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	-8.45
Profit before Tax	0.65	1,950.48	362.26	1,612.11	517.31
Taxes	-0.16	505.07	56.33	401.27	84.76
Profit after Tax	0.81	1,445.41	305.93	1,210.84	432.55
Minority Interest	0.00	4.05	0.00	0.00	-258.12
Share of Associate	0.00	0.00	124.96	0.00	0.00
Consolidated Profit	0.81	1,449.46	430.89	1,210.84	174.43

Liabilities (₹ Cr)

	Kumbhat Financial	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Shareholder's Funds	6.12	16,050.74	29,221.16	7,842.25	8,944.44
Minority Interest	0.00	4.05	0.00	0.00	-258.12
Non-Current Liabilities	0.36	141.91	3,407.06	137.71	1,951.04
Current Liabilities	20.85	58,360.20	23.91	23,950.27	9,114.80
Total Liabilities	21.76	54,550.48	35,100.39	29,334.64	25,723.77

Assets (₹ Cr)

	Kumbhat Financial	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Non-Current Assets	0.18	1,233.12	169.20	827.99	1,428.30
Current Assets	27.00	72,616.64	32,466.17	30,982.28	24,615.78
Total Assets	21.76	54,550.48	35,100.39	29,334.64	25,723.77
Contingent Liabilities	--	196.39	--	4.00	243.48

Cashflow (₹ Cr)

	Kumbhat Financial	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Cash From Operating Activities	-11.95	-466.57	206.21	1,125.24	-983.74
Cash Flow from Investing Activities	0.11	-124.80	-165.99	708.34	-69.73
Cash from Financing Activities	15.57	1,132.34	-142.63	-1,669.38	415.28
Net Cash Inflow / Outflow	3.73	540.97	-102.41	164.20	-638.19

Ratios

Profitability Ratios

	Kumbhat Financial	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
ROCE (%)	20.64	11.25	1.21	9.55	11.51
ROE (%)	13.99	10.08	1.41	16.14	1.91
ROA (%)	3.31	2.34	0.91	4.05	1.65
EBIT Margin (%)	36.97	59.60	88.46	56.04	44.31
Net Margin (%)	10.61	14.02	74.72	18.97	21.13
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

Growth Ratios

	Kumbhat Financial	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Revenue Growth (%)	115.63	4.76	30.99	11.86	4.68
EBIT Growth (%)	-1.94	33.65	33.57	64.71	-21.01
Net Profit Growth (%)	-44.08	85.35	42.45	524.34	-13.32
EPS Growth (%)	-42.63	68.98	-86.84	521.96	-47.26
Book Value Growth (%)	101.04	7.66	3.76	5.63	115.42

Valuation Ratios

	Kumbhat Financial	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Price / Earnings	7.26	22.98	75.77	19.06	135.23
Price / Book Value	1.86	2.14	1.11	2.80	2.56
Dividend Yield (%)	0.00	0.55	0.53	0.00	0.00
EV/EBITDA	8.88	13.16	87.97	12.20	21.70
Market Cap (₹ Cr)	9.87	19,684.03	31,951.18	15,214.34	11,607.06

Solvency Ratios

	Kumbhat Financial	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Debt to Equity	0.00	2.85	0.00	0.00	0.43
Short term debt to equity ratio	--	2.89	--	1.50	0.00
Current Ratio	1.29	1.24	1,357.85	1.29	2.70
Quick Ratio	1.29	1.24	1,357.85	1.29	2.70
Interest Coverage	1.30	1.46	636.54	1.82	2.24

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly